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Forum: General Discussion 26-02-2015, 14:11
Replies: 228
Views: 7,379
Posted By Turnbull2000
Any proof other than a personal anecdote? 86% of...

Any proof other than a personal anecdote?

86% of news homes built since 2000 have been snapped up by BTL...
Forum: General Discussion 26-02-2015, 11:16
Replies: 228
Views: 7,379
Posted By Turnbull2000
So I'm right then. You can't compare expectations...

So I'm right then. You can't compare expectations now with 30-40 years ago (or even just 15 years ago)

And if thee money you 'made' on your first flat was purely from house price inflation rather...
Forum: General Discussion 26-02-2015, 11:05
Replies: 228
Views: 7,379
Posted By Turnbull2000
You've basically missed my point entirely. The...

You've basically missed my point entirely. The older people in big houses typically started out in their first property at 22-23 years old. Their salaries then rose 7-10% per year, so the mortgage...
Forum: General Discussion 26-02-2015, 10:54
Replies: 228
Views: 7,379
Posted By Turnbull2000
The property is open to bids There is no proper...

The property is open to bids
There is no proper kitchen
There is no central heating
It's EPC rating is 'failure'
All windows need replaced

Actually selling price is likely to be nearer 80,000. The...
Forum: General Discussion 25-02-2015, 20:49
Replies: 228
Views: 7,379
Posted By Turnbull2000
Tut tut. Aren't you listening to the experts on...

Tut tut. Aren't you listening to the experts on this thread? It's all down to under 35's having unrealistic expectations and demands, and frivolously wasting their money rather than saving.

That the...
Forum: General Discussion 24-02-2015, 14:26
Replies: 60
Views: 2,831
Posted By Turnbull2000
Don't think that's entirely the issue. I think...

Don't think that's entirely the issue. I think the greater concern is that merging the two will hit pensioners who are largely exempt from NI.
Forum: General Discussion 23-02-2015, 12:24
Replies: 177
Views: 3,754
Posted By Turnbull2000
In respect of these sorts of laws, I understand...

In respect of these sorts of laws, I understand each Scottish State Guardian has a duty to report such infringements. I suppose they'll have to pro-actively ask each child at school if the parents...
Forum: Politics 22-02-2015, 16:04
Replies: 31
Views: 1,006
Posted By Turnbull2000
Exactly. It's been empty promises and gestures...

Exactly. It's been empty promises and gestures for years now. No government in their right mind would instigate house building on a scale that would be detrimental to house prices. House building...
Forum: General Discussion 19-02-2015, 20:30
Replies: 127
Views: 3,143
Posted By Turnbull2000
http://www.theguardian.com/commentisfree/2015/feb/...

http://www.theguardian.com/commentisfree/2015/feb/19/nicotine-poison-e-cigarettes-evidence
Forum: General Discussion 19-02-2015, 17:27
Replies: 11
Views: 365
Posted By Turnbull2000
EU proposing punitive taxation of e-cigs

http://www.irishtimes.com/business/health-pharma/european-commission-considers-taxing-electronic-cigarettes-1.2108889#.VOXv2Ap-r4E.twitter



Suppose this is just one more step towards aligning...
Forum: Politics 19-02-2015, 17:21
Replies: 31
Views: 1,006
Posted By Turnbull2000
House building drops - Help to Buy only boosted house prices

http://www.bbc.co.uk/news/uk-31537057

And in other news, EU immigration continues to rocket upwards - their numbers up by 200,000 in just 12 months. Think there'll ever come a crunch point from all...
Forum: Politics 17-02-2015, 21:07
Replies: 55
Views: 1,464
Posted By Turnbull2000
Labour propose increased 'workers tax' to fund NHS for pensioners

www.theguardian.com/society/2015/feb/17/labour-national-insurance-increase-save-nhs-mp-demands

Not entirely unexpected. Seems very likely to me that both Labour and Tories will hike NI within the...
Forum: Politics 17-02-2015, 11:01
Replies: 25
Views: 1,034
Posted By Turnbull2000
Such a pension tax would also hit the dwindling...

Such a pension tax would also hit the dwindling numbers of private sector savers only only. Public sector workers would essentially be exempt due to a guaranteed final salary/average salary...
Forum: General Discussion 10-02-2015, 11:32
Replies: 45
Views: 2,066
Posted By Turnbull2000
Doubt many people will notice this, certainly not...

Doubt many people will notice this, certainly not the press. What people will notice are articles such as the one in yesterday's edition of the popular Metro freepaper, suggesting e-cigs are a cancer...
Forum: Politics 08-02-2015, 19:08
Replies: 108
Views: 2,242
Posted By Turnbull2000
Politically, it's a very good move. Much like...

Politically, it's a very good move. Much like Help to Buy in boosting house prices.

However, it undermines the argument for certain welfare reforms (1), and Osborne justifying it's enlargement as...
Forum: General Discussion 05-02-2015, 21:33
Replies: 45
Views: 2,066
Posted By Turnbull2000
No. This time they apparently exposed mice to...

No. This time they apparently exposed mice to higher levels of vapour than typical human users. With the mice being so small, the exposure effect must have been hundreds or even a thousand times...
Forum: General Discussion 05-02-2015, 21:23
Replies: 45
Views: 2,066
Posted By Turnbull2000
E-cig use starts falling over 'as bad as regular cigs' fears

https://twitter.com/FCTCofficial/status/563288336383901696

Lots more bad publicity for e-cigs once again today...
Forum: Politics 05-02-2015, 15:04
Replies: 199
Views: 4,782
Posted By Turnbull2000
Just what I thought. Looks very easy to get...

Just what I thought. Looks very easy to get round.



Speculative, accidental amateur landlords are worst i.e. those who decide to 'rent it out' till the market picks up and evict on a whim (usually...
Forum: Politics 05-02-2015, 09:53
Replies: 199
Views: 4,782
Posted By Turnbull2000
The majority of UK landlords are amateurs or...

The majority of UK landlords are amateurs or accidental types with a BTL mortgage, of which the lending terms usually forbid contracts longer than 12 months. I believe landlord insurers also demand...
Forum: General Discussion 04-02-2015, 14:41
Replies: 52
Views: 2,169
Posted By Turnbull2000
Don't say I didn't warn you! The likes of...

Don't say I didn't warn you!

The likes of Smirnoff will be well annoyed when their intricate labelling gives way for bland colours and cancer warnings. People will just settle for cheaper brands...
Forum: Politics 03-02-2015, 21:08
Replies: 199
Views: 4,782
Posted By Turnbull2000
Landlords generally have greater purchasing power...

Landlords generally have greater purchasing power than first-time buyers, as...

1. BTL mortgages are unregulated, allowing landlords to exploit cheaper interest only
2. Interest payments are tax...
Forum: General Discussion 03-02-2015, 20:56
Replies: 27
Views: 1,802
Posted By Turnbull2000
Uni Students Unions enforcing 'Safe Space' - views with potential to upset banned

http://www.spiked-online.com/newsite/article/exposed-the-staggering-scale-of-censorship-on-campus/16658#.VNE14i7LuUk

http://www.theguardian.com/education/2015/feb/02/free-speech-universities-spiked-b...
Forum: Politics 01-02-2015, 17:43
Replies: 71
Views: 2,062
Posted By Turnbull2000
Closing the deficit through cuts alone (whilst...

Closing the deficit through cuts alone (whilst protecting major spending areas) would possibly mean the end of many public services as we know it. I'd say there's a good chance that National...
Forum: General Discussion 31-01-2015, 18:48
Replies: 11
Views: 411
Posted By Turnbull2000
Likewise. Any mobile or tablet users who like it?

Likewise.

Any mobile or tablet users who like it?
Forum: General Discussion 31-01-2015, 17:45
Replies: 11
Views: 411
Posted By Turnbull2000
New Guardian website

Bloody awful IMO! Too many big pictures and big bland tiles. Horrible to navigate and pick out worthwhile articles and opinion pieces. Seems almost entirely designed for casual, younger...
Showing results 1 to 25 of 500

 
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