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Search: Key Word(s): ; Posts Made By: paulschapman
Forum: Politics Yesterday, 21:47
Replies: 162
Views: 3,144
Posted By paulschapman
Luck has nothing to do with it. Everyone knows...

Luck has nothing to do with it. Everyone knows the causes of the credit crunch. Banks borrowed on the money markets both here and in the US to lend. When the housing market turned there was a lack of...
Forum: Politics Yesterday, 19:49
Replies: 18
Views: 565
Posted By paulschapman
Until Friday morning doing such deals would be...

Until Friday morning doing such deals would be pretty pointless. Once the results are in then I think you will see many deals. including ones that the parties have been busy denying up till...
Forum: Politics Yesterday, 16:03
Replies: 199
Views: 5,286
Posted By paulschapman
Bit nuts to claim that the Conservatives have...

Bit nuts to claim that the Conservatives have never accumulated debt since simply looking at the figures shows that debt has been in an upward climb for a 150 years. The thing is that by and large...
Forum: Politics Yesterday, 15:49
Replies: 162
Views: 3,144
Posted By paulschapman
'unneeded was yours' - but as I said it is not...

'unneeded was yours' - but as I said it is not about what you need, but what you can afford and still have a sustainable economy.



Have n't you been complaining about cuts, and tax receipts not...
Forum: Politics Yesterday, 15:36
Replies: 2,749
Views: 97,282
Posted By paulschapman
They seem to have gone to the smaller parties...

They seem to have gone to the smaller parties (UKIP, Green) and the Nationalist (SNP etc)
Forum: Politics Yesterday, 15:26
Replies: 40
Views: 718
Posted By paulschapman
In a sensible world they would not but HMRC...

In a sensible world they would not but HMRC administer tax credits - which is why under Brown HMRC actually needed to have a budget where before it was a net contributor to the exchequer by virtue of...
Forum: Politics Yesterday, 15:24
Replies: 176
Views: 3,469
Posted By paulschapman
But your central argument is false. There are...

But your central argument is false. There are plenty of people who will have periods of unemployment (including yours truly but that was over 20 years ago). These are people who have never worked....
Forum: Politics Yesterday, 15:19
Replies: 162
Views: 3,144
Posted By paulschapman
It is widely thought that our industries were too...

It is widely thought that our industries were too slanted to financial services but did you know as a proportion of GDP we have the largest internet industry in the G20 ...
Forum: Politics Yesterday, 15:02
Replies: 199
Views: 5,286
Posted By paulschapman
Four years actually - 1998,1999,2000 & 2001...

Four years actually - 1998,1999,2000 & 2001 (source http://www.theguardian.com/news/datablog/2010/oct/18/deficit-debt-government-borrowing-data#img-1)



It went from ~70bn to 350bn+ between...
Forum: Politics Yesterday, 14:27
Replies: 38
Views: 669
Posted By paulschapman
Trouble is those pledges are so vacuous that no...

Trouble is those pledges are so vacuous that no matter what happens he could practically say he kept them. In other examples Labour failed miserably to deliver them - why would anyone believe he will...
Forum: Politics Yesterday, 14:12
Replies: 43
Views: 830
Posted By paulschapman
#labourneveragain

#labourneveragain
Forum: Politics Yesterday, 14:11
Replies: 176
Views: 3,469
Posted By paulschapman
Who is suggesting no benefits? Which is partly...

Who is suggesting no benefits?



Which is partly down to historical low productivity in this country and one of the breaks on that is high taxation and high regulation. Productivity actually went...
Forum: Politics Yesterday, 14:09
Replies: 51
Views: 1,393
Posted By paulschapman
For what is likely to be one of the closest...

For what is likely to be one of the closest elections in a generation it has been rather lacklustre - it comes to something when the highlight of the campaign is a ruddy great slab or rock.
Forum: Politics Yesterday, 14:05
Replies: 176
Views: 3,469
Posted By paulschapman
So you would rather society pays for you (through...

So you would rather society pays for you (through the benefit system) than go out to work. Do you think that is a reasonable thing given that members of the rest of society may have to go without in...
Forum: Politics Yesterday, 13:54
Replies: 162
Views: 3,144
Posted By paulschapman
That leads to another failing of the Labour years...

That leads to another failing of the Labour years - the failure to encourage new industries. Not really a surprise when you consider that 4 out of 5 new jobs were in the public sector.



Precisely,...
Forum: Politics Yesterday, 13:28
Replies: 40
Views: 718
Posted By paulschapman
One answer might be to have a guaranteed minimum...

One answer might be to have a guaranteed minimum income and reduce the lower tax bracket by that amount - do this and you do not have to means test it, and you ensure that everyone has a basic...
Forum: Politics Yesterday, 12:47
Replies: 40
Views: 718
Posted By paulschapman
Pensions have been paid for throughout someone's...

Pensions have been paid for throughout someone's life, but the other benefits you mention there is a case to means test them, certainly at the top end.
Forum: Politics Yesterday, 12:46
Replies: 162
Views: 3,144
Posted By paulschapman
Pretty much every other G20 country did better -...

Pretty much every other G20 country did better - we were the last G20 country out of recession.



Well given we were running a structural deficit - it is clear any additional spending would have...
Forum: Politics Yesterday, 12:38
Replies: 21
Views: 733
Posted By paulschapman
Not so sure - some of the shenanigans in Tower...

Not so sure - some of the shenanigans in Tower Hamlets were made possible in part because of postal votes.
Forum: Politics Yesterday, 11:21
Replies: 162
Views: 3,144
Posted By paulschapman
Well the interest and insurance costs are less...

Well the interest and insurance costs are less now than they were.
Forum: Politics Yesterday, 11:18
Replies: 38
Views: 669
Posted By paulschapman
Why? Both Blair and Thatcher basically lost it in...

Why? Both Blair and Thatcher basically lost it in their third term, that is before you look at how much they aged. I've long suggested that PMs should be restricted to two terms - just as the US...
Forum: Politics Yesterday, 11:15
Replies: 162
Views: 3,144
Posted By paulschapman
But it would have had it - if Brown continued as...

But it would have had it - if Brown continued as he started. We would have been saving that money and the markets would have been happy to lend it at a reasonable cost.

Logically it goes back to...
Forum: Politics Yesterday, 11:04
Replies: 162
Views: 3,144
Posted By paulschapman
Two things to note about the pre-crash borrowing...

Two things to note about the pre-crash borrowing which was as you say about £180bn.

1. That was £180bn that could not be used to rescue the banks

2. The Bond markets had serious concerns about...
Forum: Politics Yesterday, 10:52
Replies: 1
Views: 94
Posted By paulschapman
Interest rates will rise - this is guaranteed,...

Interest rates will rise - this is guaranteed, what is not a guarantee is when, or how high

You are going to need to see wages increase far faster, inflation to come back and overshoot.

General...
Forum: Politics Yesterday, 10:34
Replies: 199
Views: 5,286
Posted By paulschapman
The economy kept growing for a further 5 years -...

The economy kept growing for a further 5 years - there was no reason to increase spending during that time such that you had to borrow. You could increase spending such that it was lower than the...
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