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Search: Key Word(s): ; Posts Made By: paulschapman
Forum: Politics Today, 13:39
Replies: 59
Views: 914
Posted By paulschapman
TSB are offering 5% on a current account (minimum...

TSB are offering 5% on a current account (minimum 1000 a month to be put in account)
Forum: Politics Today, 13:38
Replies: 75
Views: 1,620
Posted By paulschapman
Deleted

Deleted
Forum: Politics Today, 12:38
Replies: 15
Views: 222
Posted By paulschapman
Just female - someone should tell all the female...

Just female - someone should tell all the female self-employed people I know - but of those how many are in clerical work, or cleaning - both heavy users of self-employed, but low pay. Of those how...
Forum: Politics Today, 12:15
Replies: 15
Views: 222
Posted By paulschapman
[QUOTE=Hildaonpluto;72235127]You clearly havent...

[QUOTE=Hildaonpluto;72235127]You clearly havent read the article!Self employed

Self-employment has been growing for over a decade. Nor have you said where the numbers who are not getting below...
Forum: Politics Today, 11:54
Replies: 59
Views: 914
Posted By paulschapman
It does not take a complete genius to work that...

It does not take a complete genius to work that one out since mid to late 2015 is the current prediction on rate rises, but heh! that means they will also rise if Labour are the largest party.
Forum: Politics Today, 11:51
Replies: 175
Views: 4,088
Posted By paulschapman
It does actually - that is why the costs for...

It does actually - that is why the costs for loans from fringe lenders are so expensive. Risk is about probability - the bank charges more because the likelihood of the loan defaulting. By charging...
Forum: Politics Today, 10:30
Replies: 59
Views: 914
Posted By paulschapman
Have you got a mortgage? A rise from 0.5% to 4%...

Have you got a mortgage?

A rise from 0.5% to 4% is not only never going to happen - it would be crazy, just on inflationary grounds (just wait until you see what that does to what you pay on a...
Forum: Politics Today, 09:59
Replies: 59
Views: 914
Posted By paulschapman
The policy was not to raise them when...

The policy was not to raise them when unemployment went below 7% but not to consider it until it does. As it is the inflation figures mean that there is no great pressure to raise them just yet.
Forum: Politics Today, 09:57
Replies: 75
Views: 1,620
Posted By paulschapman
There was also an issue at the time of upward...

There was also an issue at the time of upward pressure on inflation - not a good time to increase costs even further. There was always a risk that adding to wage costs would just increase those...
Forum: Politics Today, 09:26
Replies: 75
Views: 1,620
Posted By paulschapman
That is because productivity growth and inflation...

That is because productivity growth and inflation were such that the extra costs could be absorbed. There is no guarantee that this will be the case this time, although today's employment and wage...
Forum: Politics Today, 09:20
Replies: 59
Views: 914
Posted By paulschapman
It was always going to take a long time for us to...

It was always going to take a long time for us to recover the pre-recession position following the recession. This however is another pillar of Eds lines of attack fall away - not only is...
Forum: Politics Yesterday, 21:00
Replies: 21
Views: 423
Posted By paulschapman
The peace process was not started by Blair - he...

The peace process was not started by Blair - he took it over after the ground work was done under Major. That the IRA came to the negotiating table is almost certainly down to the way that they were...
Forum: Politics Yesterday, 12:58
Replies: 75
Views: 1,620
Posted By paulschapman
Someone should have told Labour that - since...

Someone should have told Labour that - since every time a service is given over to a PFI/PPP they herald it as the privatisation of the NHS and the end of the world as we know it - unless they are...
Forum: Politics Yesterday, 09:56
Replies: 75
Views: 1,620
Posted By paulschapman
marking the longest consecutive fall in inflation since modern records began

http://www.bbc.co.uk/news/business-27033602

The UK inflation rate as measured by the Consumer Prices Index (CPI) fell to 1.6% in March from 1.7% in February, according to the Office for National...
Forum: Politics Yesterday, 09:13
Replies: 257
Views: 5,421
Posted By paulschapman
It really is simple and there is no great mystery...

It really is simple and there is no great mystery or conspiracy. It is just that like people attract their like and are more likely. There is another aspect and it is known as the Lake Wobegon ...
Forum: Politics Yesterday, 09:02
Replies: 175
Views: 4,088
Posted By paulschapman
Agree with the first party, don't with the...

Agree with the first party, don't with the latter. The thing is that the function most blamed was modelled on insurance claims on failed loans - the natural result was that the risk of mixing loans...
Forum: Politics 14-04-2014, 16:09
Replies: 75
Views: 1,620
Posted By paulschapman
The state pension is increased by whichever is...

The state pension is increased by whichever is the larger; average earnings, inflation or 2.5% - since if this prediction comes to past inflation will be the lowest of these figures it is not going...
Forum: Politics 14-04-2014, 16:03
Replies: 4,583
Views: 165,732
Posted By paulschapman
How are you measuring it? Mrs Thatcher increased...

How are you measuring it?

Mrs Thatcher increased the numbers voting for her IN 1997 from 13,012,316 to 13,760,935 but the share of the vote decreased by 0.2%. 13,697,923 voted for her in 1979. In...
Forum: Politics 14-04-2014, 15:55
Replies: 75
Views: 1,620
Posted By paulschapman
CPI was adopted in 2003. Before that RPIX was...

CPI was adopted in 2003. Before that RPIX was adopted by Norman Lamount removing mortgage costs in 1992.

11 years is more than most people would describe as a 'few'

See...
Forum: Politics 14-04-2014, 14:26
Replies: 75
Views: 1,620
Posted By paulschapman
Not yet, but given that only the top 20% of...

Not yet, but given that only the top 20% of earners are actually net contributors - the number of people who claim benefits would be fairly high up the wages scales.
Forum: Politics 14-04-2014, 14:20
Replies: 126
Views: 2,436
Posted By paulschapman
I would suggest the Greens have a much higher...

I would suggest the Greens have a much higher claim than UKIP since have they not had at least one MP.

When UKIP gets an MP then they might have a case.
Forum: Politics 14-04-2014, 12:51
Replies: 75
Views: 1,620
Posted By paulschapman
Real Wages to surpass inflation this month

http://www.bbc.co.uk/news/business-27010326



:)
Forum: Politics 13-04-2014, 18:21
Replies: 175
Views: 4,088
Posted By paulschapman
I think I've pointed this out to you before - the...

I think I've pointed this out to you before - the risk on mortgages was based on a flawed copula function. This is why the mortgages were so out of kilter with the value in reality. Once this became...
Forum: Politics 12-04-2014, 12:15
Replies: 22
Views: 798
Posted By paulschapman
What sounds on the face of it a good idea, fails...

What sounds on the face of it a good idea, fails at the first hurdle. Governments are to a degree beholden to events. A war in the Middle-East, natural disaster it does not matter what but these...
Forum: Politics 11-04-2014, 12:43
Replies: 257
Views: 5,421
Posted By paulschapman
Well that is how you come across. Probably...

Well that is how you come across.



Probably because I attended all three, leaving me with a unique perspective to compare them.

As for the meaning of self-reliant.

self-reliant
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