Forums
 Register • FAQ • Today's Posts • Search • Rules
 

1 of 20 1 2311 > Last »
Showing results 1 to 25 of 500
Search took 5.15 seconds. Search: Key Word(s): ; Posts Made By: Thine Wonk
Forum: Mobile Phones Today, 17:36
Replies: 14
Views: 342
Posted By Thine Wonk
The fair use policy says you cannot use it for...

The fair use policy says you cannot use it for that, so you risk having your account suspended by your mobile phone company. If the recipient reports you to their networks 'spam' reporting number...
Forum: Mobile Phones Today, 16:25
Replies: 44
Views: 3,289
Posted By Thine Wonk
BT wanted O2 all along, I suspect they'll happily...

BT wanted O2 all along, I suspect they'll happily take 40% of O2 off Telefonica's hands over the next year or so as well.
Forum: PC & Mac Hardware and Software Yesterday, 21:36
Replies: 28
Views: 737
Posted By Thine Wonk
Spinning hard drive, moving parts, electronics....

Spinning hard drive, moving parts, electronics. Yes it was inevitable you'd lose them if it failed.

You can backup online free these days, or just email them to yourself on gmail, put them on an...
Forum: General Discussion Yesterday, 21:14
Replies: 160
Views: 2,976
Posted By Thine Wonk
What you heard is completely wrong then as there...

What you heard is completely wrong then as there are plenty of 10% deposit deals and I know many who have got a mortgage including myself in the last 2 months.
Forum: General Discussion Yesterday, 21:04
Replies: 160
Views: 2,976
Posted By Thine Wonk
Even if they drop over the 25 years, you still...

Even if they drop over the 25 years, you still end up with something at the end, not just dead money, wasted on rent.
Forum: General Discussion Yesterday, 21:02
Replies: 160
Views: 2,976
Posted By Thine Wonk
Here's the last 30 years of the housing market....

Here's the last 30 years of the housing market.

http://monevator.com/wp-content/uploads/2011/12/real-house-prices.jpg
Forum: General Discussion Yesterday, 20:59
Replies: 160
Views: 2,976
Posted By Thine Wonk
Exactly, stock prices have risen at a steady rate...

Exactly, stock prices have risen at a steady rate going back as far as 1800. Same with house prices, give to take the off crash.

http://www.cyclesman.net/long-term-quarterly-stock-prices-since-1800
Forum: General Discussion Yesterday, 20:55
Replies: 160
Views: 2,976
Posted By Thine Wonk
Most deposits are 10%, and you'd have to lose 10%...

Most deposits are 10%, and you'd have to lose 10% plus whatever you're paying off the mortgage each month. Even then you only make the loss when you sell, and as I say times and bad and times are...
Forum: General Discussion Yesterday, 20:48
Replies: 160
Views: 2,976
Posted By Thine Wonk
They need to stop greedy landlords doing buy to...

They need to stop greedy landlords doing buy to lets, as I say the bank loans them 75% anyway. It is wrong really.

I was in the same position about 5 years + ago. I hadn't paid any pension and was...
Forum: Mobile Phones Yesterday, 20:42
Replies: 38
Views: 1,163
Posted By Thine Wonk
Agreed, for a light user it would be fine though,

Agreed, for a light user it would be fine though,
Forum: General Discussion Yesterday, 20:37
Replies: 160
Views: 2,976
Posted By Thine Wonk
Every penny is dead, yes. You pay all your rent...

Every penny is dead, yes. You pay all your rent and at the end have no investment.

It's all 'if' really isn't it, if this happens, if I have to sell.
If the property prices drop 25% and you have...
Forum: General Discussion Yesterday, 20:32
Replies: 160
Views: 2,976
Posted By Thine Wonk
I agree, the days of borrowing the bank's money...

I agree, the days of borrowing the bank's money (75% of it) to buy 2nd and 3rd properties to make a retirement fund out of renting should be over.

All this has done is stopped people getting on the...
Forum: General Discussion Yesterday, 20:30
Replies: 160
Views: 2,976
Posted By Thine Wonk
Fair enough, London prices are crazy. I'm not...

Fair enough, London prices are crazy. I'm not saying it's bad to rent if you can't afford the deposit or the property prices.

If there's the slightest chance you could save the money to try and get...
Forum: General Discussion Yesterday, 20:23
Replies: 160
Views: 2,976
Posted By Thine Wonk
If you're moving around then I agree. Renting...

If you're moving around then I agree.

Renting can be difficult to obtain without a secure employment contract.

Every penny in renting is a dead penny though, that's the point you can't really argue...
Forum: General Discussion Yesterday, 20:18
Replies: 160
Views: 2,976
Posted By Thine Wonk
Well that's because that is how the economy...

Well that's because that is how the economy works, you get crashes, but ultimately things inflate.

You still can't dispute that every penny in rent is a penny you'll never see again, but every...
Forum: General Discussion Yesterday, 20:12
Replies: 160
Views: 2,976
Posted By Thine Wonk
You haven't lost any money because you've got a...

You haven't lost any money because you've got a house at the end of the 25 years that will be worth many tens of thousands. Over 25 years you'll get ups and downs. You technically only make a loss...
Forum: General Discussion Yesterday, 20:09
Replies: 160
Views: 2,976
Posted By Thine Wonk
It took me 6 years to pay off my debts and save...

It took me 6 years to pay off my debts and save the deposit and much of the time I lived on a tight budget. I have only bought a very cheap house, but I'm happy I did. It is possible for most average...
Forum: General Discussion Yesterday, 20:06
Replies: 160
Views: 2,976
Posted By Thine Wonk
The rental prices would shoot up too, as a lot of...

The rental prices would shoot up too, as a lot of landlords have buy to let's.

If the prices dropped 25% then buying a new house would be 25% less, your mortgage would still be the same and still be...
Forum: General Discussion Yesterday, 19:57
Replies: 160
Views: 2,976
Posted By Thine Wonk
Nice of you to be so charitable, paying for your...

Nice of you to be so charitable, paying for your landlord's mortgage.

Remember you can release equity in a property when you get older, like a retirement fund. I have no kids, so I'll have nobody...
Forum: Mobile Phones Yesterday, 16:18
Replies: 38
Views: 1,163
Posted By Thine Wonk
It is also pointless as Virgin actually give it...

It is also pointless as Virgin actually give it to you free, in fact in my case it's £1 more not to have it I think.

The way they package it means I've had a landline active but never actually use...
Forum: Mobile Phones Yesterday, 15:58
Replies: 38
Views: 1,163
Posted By Thine Wonk
What you're quoting is probably HSDPA though...

What you're quoting is probably HSDPA though rather than DC-HSDPA, with the upgrades to Three lately the ping times have dropped if you're near an uncongested sites.

LTE will improve these further....
Forum: Mobile Phones Yesterday, 15:28
Replies: 13
Views: 612
Posted By Thine Wonk
You will do yes, if you currently get a decent...

You will do yes, if you currently get a decent speeds HSPA connection then you will do on Giffgaff. The mobile iPlayer per hour is 225MB so you should be ok.

As long as you don't tether you should...
Forum: Mobile Phones Yesterday, 15:09
Replies: 13
Views: 612
Posted By Thine Wonk
Giffgaff doesn't perform well for mobile...

Giffgaff doesn't perform well for mobile internet, their 3G network just simply isn't as good. Added to that you have to bear in mind the fact it isn't quite unlimited. They run a daily report...
Forum: Mobile Phones Yesterday, 13:35
Replies: 5
Views: 277
Posted By Thine Wonk
A few days? what kind of systems are they...

A few days? what kind of systems are they running?!
Forum: Mobile Phones Yesterday, 12:56
Replies: 4
Views: 342
Posted By Thine Wonk
Where in the UK are you That_guy?

Where in the UK are you That_guy?
Showing results 1 to 25 of 500
1 of 20 1 2311 > Last »

 
Forum Jump

All times are GMT +1. The time now is 21:48.

Digital Spy - Privacy Statement - Top