I find suggestions like these vulgar. How would you like it some busybody came up to you and told you how to spend your money?
I personally have splurged on things that are worth half my yearly salary but completely materialistic like shoes. WHY?
Because it made me happy.
I work hard and so does Beyonce.
If you want to give to charity do so of your own accord with your own money - nothing is stopping you.
If you want to encourage others to give go join a charity and get some donations.
As for the article - dailymail have gotten it wrong before they said she had a crib made out of diamonds. Not true!