Have you - do you- would you commit fronting?
Bedsit Bob
Posts: 24,344 Forum Member
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A recent survey says 41% of parents are currently committing fronting, to help their children obtain motor insurance.
The survey also says 62% would do so in the future.
So, are you, have you in the past, or would you in the future, do it?
The survey also says 62% would do so in the future.
So, are you, have you in the past, or would you in the future, do it?
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Comments
Wont do it any more though. All correctly insured now.
Here you go:-
http://news.bbc.co.uk/1/hi/business/10241769.stm
I once rang up Tesco for a quote for my car insurance and the guy tried to persuade me to say my annual mileage was lower than it actually was, to get a lower quote. But if I'd had an accident I bet they would have refused my claim in the blink of an eye.
The Insurance-sters have only themselves to blame
They were trying to justify £4K insurance for a young driver, for a shite Corsa on BBC News earlier today.
Of course they would not.
How can you possibly know what your mileage will be in the next 12 months?
Its to give the insurers a rough idea of your mileage and to filter out those who drive for business like salemen etc and will do considerably more than your average driver.
Unless you do that type of excessive mileage it wont even make any difference to your premium , let alone a claim
"Bunting and Frolics" etc.
No but you know what your average has been in the past. My average is about 13 - 14k a year but he said if I put down 10 I would pay less.
If I had then had an accident and claimed, then they would be able to tell that I had lied and they would not pay out. Insurance companies willl use any excuse to not have to pay out.
yes it will - go to any insurer and do an online quote. Modify the mileage and the quote will nearly always change
We put the log book in my mum's name, had the insurance policy in her name, with me as a named driver.
Would never do it now though.
Yes I would, probably because the insurance company's are taking the piss with regards to young drivers and their premiums.
Young does not automatically mean boy racer anymore than old means senile and a risk.
I realise younger people are a higher risk.I was one myself once.Used to make some stupid mistakes due to my inexperience and thrill seeking.But to ask them to pay thousands of pounds for a 1.0 Corsa is outrageous.
No wonder so many parents break the law.Especially with money being so tight these days.
I think it'd be very difficult for an insurer to prosecute a policy holder they suspected of doing this.People realise this and it's a no brainer when it comes to being economical with the truth.
It's not right.Illegal, and they'll shaft you if caught.But it's human nature to save money(thousands of pounds).
However it was a classic car (1956 standard super 10) and to get your own insurance through the classic car club you had to be 25 so at 17 this was the only way to do it.
My car was a darn sight safer then most - top speed was 86 and if you got anywhere over 60 the whole car shook like it was about to fall apart. yes it had no seat belts due to it age but it was as solid as a rock. Still got but its been off the road for a few years.
I certainly wouldn't consider fronting now.
I remember this going on when I was 17 which was back in the late 1980's and I'm sure it's been going on ever since youngsters have had cars.
Personally I think it's more immorale to charge a 17 year old £4000 for insuring a corsa 1.0l
I feel sorry for the young folk these days.
Like I say, the amount of 17 year olds that genuinely NEED cars is miniscule.
Cos thats what *cough* someone I know did and I dont see anything wrong with it...
I think you will find young people getting shafted on Insurance covers 17, 18, 19, 20 year olds too. indeed pretty much any young and/or inexperienced driver.