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How To Get A Council House - Channel 4 9pm

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    Tt88Tt88 Posts: 6,827
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    CJM91 wrote: »
    How did you manage to save 20 grand, living at parents stable home rent free perhaps? Either that or you must be earning a decent amount.

    Not everyone has that luxury, unfortunately. My friend worked full time for a few years and her parents still had to pay her deposit, she couldn't afford it herself. Tbf, I like an uncomplicated life so mortgages arnt for me.

    Well my oh managed to save it almost entirely himself on just an apprentice wage. He didnt pay a lot of rent but paid gas and electric money.

    When you live with your parents its not hard to save twenty grand over a few years if you spend and save it wisely.

    Some people our age chose to rent privately at 18 but we chose to stay with our parents until we were 22 which gave us time to save for the deposit.

    Between us both we pay the mortgage and bills and have enough left over to enjoy going out doing hobbies and have a bit of money left over. We cant afford luxuries like babies though if that was what we wanted.
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    [Deleted User][Deleted User] Posts: 372
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    CJM91: If you put as much energy into your CV as you do justifying your current lifestyle, you'd get a job.
    I'm out!
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    [Deleted User][Deleted User] Posts: 1,246
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    Tt88 wrote: »
    Well my oh managed to save it almost entirely himself on just an apprentice wage. He didnt pay a lot of rent but paid gas and electric money.

    When you live with your parents its not hard to save twenty grand over a few years if you spend and save it wisely.

    Some people our age chose to rent privately at 18 but we chose to stay with our parents until we were 22 which gave us time to save for the deposit.

    Between us both we pay the mortgage and bills and have enough left over to enjoy going out doing hobbies and have a bit of money left over. We cant afford luxuries like babies though if that was what we wanted.

    Exactly, you were able to live in your parents stable home, for an extra 7 or 8 years longer than I was able to. I wish I had had that, if my dad had lived in this country I probably would have.

    Which is why I get annoyed with judgemental posters who have had it easy by all accounts.
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    [Deleted User][Deleted User] Posts: 1,246
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    strewth wrote: »
    CJM91: If you put as much energy into your CV as you do justifying your current lifestyle, you'd get a job.
    I'm out!

    You've never seen my CV, so this was a rather silly comment.
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    MutterMutter Posts: 3,269
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    ntscuser wrote: »
    Homes in the programme were being rented for 33%, in one case 25%, of the market value.

    That is money lost which could have been used for better maintenance of existing buildings, building new homes or providing superior public services.
    Hooray! At last someone understands.

    Also in the London/SE BTL market, landlords make the money on appreciation in the property value when sold. In other parts of the Country where rise in value is low, more is made on yield to value from rent.

    We all felt sorry for the 83 yr old lady, and I bet she came here when we were begging for help to run the transport system back in the 1950s. How I'd love to be a Euros winner. I'd buy a ground floor flat and give her an assured tenancy for life.

    Grandad with the 3 bed house, won't have the right to buy I don't believe, as it doesn't apply to his age group. Doesn't in my area anyway.

    I really cannot blame anyone coming to the UK for financial reasons, I'd do the same if the South West of France for instance was so generous, or New Zealand. My gripe is that we allow all to be treated equally, and in a lot of cases unfairly.
    If the system changed to those who have ties in TH and who were born here to be first in the queue, then on a sliding scale down to those just entering, there wouldn't be such a rush to get here. That could bring down the wait for locals and force newcomers to wait even longer. That is not racist, it's doing what the USA, Australia and other countries do.

    I would also include in the newcomers, the guy who left here for riches in Singapore, depending on how long he'd been out of the UK. Quite some time, judging by the ages of his kids who will now benefit from our education system, even though he hasn't been here to contribute taxes.

    That though brings its own problems. Funding for nurses to specialise, for instance to become a Theatre Scrub Nurse, has been so severely cut, that they are leaving to work in say NZ as they cannot progress their career here. Meanwhile, recruitment drives are being held in Portugal and Spain to bring their nurses over here.

    Just to add, I do not believe for one moment that a guy needs to be brought here to cook in your average Indian restaurant and look at how many more family it resulted in. Demanding a parking space for a non existent car. On the Speaking English programme, one was brought in from China along with his wife and child. It's not a skilled job, it's one on NMW requiring benefits to allow them to live above the breadline. We are mad to allow this. It's a ruse to get in, and our Government should insist, that if extra staff is needed, either they train up those from the pool already here or employ British people.

    It can all be sorted for the good of everyone. Because let's face it, the less immigration impacts on us born or long settled here, the more welcoming we'll be. Especially those opposed anyway.
    The real problem is our lazy politicians who are terrified of the Tony Blair and his dreadful wife's legacy, shouting "racism" at every opportunity. They just claim their money, ride it out and retire on a good pension.
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    Tt88Tt88 Posts: 6,827
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    CJM91 wrote: »
    Exactly, you were able to live in your parents stable home, for an extra 7 or 8 years longer than I was able to. I wish I had had that, if my dad had lived in this country I probably would have.

    Which is why I get annoyed with judgemental posters who have had it easy by all accounts.

    You said youre happy living with your long term partner in his parents council house?

    Surely long term say 3-5 years, if you both had even a minimum wage or a part time job you could have saved at least 6k between you a year so say 18-30k unless his parents were making you pay all the rent and bills?

    You dont need to be a millionaire to get anywhere. It all adds up.
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    [Deleted User][Deleted User] Posts: 1,246
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    Tt88 wrote: »
    You said youre happy living with your long term partner in his parents council house?

    Surely long term say 3-5 years, if you both had even a minimum wage or a part time job you could have saved at least 6k between you a year so say 18-30k unless his parents were making you pay all the rent and bills?

    You dont need to be a millionaire to get anywhere. It all adds up.

    We've been together 3.5 years and have only just moved to the parents house, I was working as an escort until about 3 months ago but now I am pregnant the job is no longer suitable, as you can imagine! I was paying private rent in a nice house but can no longer afford it without claiming housing benefit too, which I don't want to do.

    When I met my oh I was 18 and living in a council home, I started escorting so I could move into a nicer house, which I did and lived there for 2 years. However as iv not been able to live rent free in a parents house since I was 13 iv had the burden of not having a stable home throughout adolescence then facing losing my benefits I need to live on when I wanted to go into full time college as a young adult living alone.

    Actually that started me escorting too, not having money to study. However when I started escorting I decided to do that for a job.

    Given the spare bedrooms in my ohs parents house it made financial sense to move here, ultimately costing the benefits system less as they arnt paying hb for us to live in our own house.

    Now I am finally stable in what will be a long term home i have been in college finally studying to get the job I want. I have full intention of carrying on with it whilst pregnant and when I have my baby.
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    MutterMutter Posts: 3,269
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    CJM91 wrote: »
    Well, FYI I'm in a long term relationship and am already provided for. I live in my ohs multi generational family home around alot of family. I used to think earning money and having a career was the be all and end all too, but it really isn't. I'm having children when nature intended me to do so and after that i will commence work.

    Doing it the other way round is futile for us women unfortunately.
    Not always. I was the first woman employed in several high powered jobs.
    I asked once why that was, and was told that no woman had ever applied before me. Now they're all doing it. Makes me smile when they rush past me on the stairs in their silly trouser suits and cases whilst I leisurely shop.
    I paved the way for them. Not because of any equality laws, they didn't exist, but nothing would stop me.

    I had my lovely daughter at age 41. I'd done the mad scene, been and done all, so I settled to devote myself entirely to her. It can be done the other way around.
    No benefits claimed of course, apart from the gratefully received Child benefit. Had there been a failure in my marriage, my family would have paid for us both, not the State.
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    [Deleted User][Deleted User] Posts: 1,246
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    Mutter wrote: »
    Not always. I was the first woman employed in several high powered jobs.
    I asked once why that was, and was told that no woman had ever applied before me. Now they're all doing it. Makes me smile when they rush past me on the stairs in their silly trouser suits and cases whilst I leisurely shop.
    I paved the way for them. Not because of any equality laws, they didn't exist, but nothing would stop me.

    I had my lovely daughter at age 41. I'd done the mad scene, been and done all, so I settled to devote myself entirely to her. It can be done the other way around.
    No benefits claimed of course, apart from the gratefully received Child benefit. Had there been a failure in my marriage, my family would have paid for us both, not the State.

    I do believe you missed the post where I said some lucky women can start a family aged 40 but there are many who can't, read some fertility forums. You were lucky, your eggs would be on their way out at that point. I imagine your OH had good quality sperm to make up for it.

    I am just not willing to take that risk, it took me longer than I thought it would to conceive this one and I started trying age 21.

    My family will be paying, I will simply get the extra help for my child I'm entitled too. Surely you shouldn't be claiming child benefit if you don't need it and are already financially well off. Talk about hypocrisy.
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    MutterMutter Posts: 3,269
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    CJM91 wrote: »
    Well, FYI I'm in a long term relationship and am already provided for. I live in my ohs multi generational family home around alot of family. I used to think earning money and having a career was the be all and end all too, but it really isn't. I'm having children when nature intended me to do so and after that i will commence work.

    Doing it the other way round is futile for us women unfortunately.

    Read your post again. So you used to think that earning money was important, but now you don't. Did that reversal of thought coincide by any chance with an increased awareness of what benefits you may receive? How did you receive that awareness? I would guess from other benefit wallars who are well established.
    I say that, because many years ago, I had three weeks on benefit and people were trying to draw me into their way of living. The Benefit Culture? No Thanks. More Pride.

    I think CJM that your and your kid's path is mapped.
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    [Deleted User][Deleted User] Posts: 1,246
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    Mutter wrote: »
    Read your post again. So you used to think that earning money was important, but now you don't. Did that reversal of thought coincide by any chance with an increased awareness of what benefits you may receive? How did you receive that awareness? I would guess from other benefit wallars who are well established.
    I say that, because many years ago, I had three weeks on benefit and people were trying to draw me into their way of living. The Benefit Culture? No Thanks. More Pride.

    I think CJM that your and your kid's path is mapped.

    Well no, because I first got benefits aged 16 due to homelessness. The homeless shelter I lived in raised my awareness. I stopped aged 18 and worked as an escort, paying tax, earning over £100 an hour. This only ceased several months ago as tbh I had a lot of money but was unfulfilled so decided to start a family, I then fell pregnant. I'd been thinking for a while about having a baby.

    There's many things that changed my mind, some deeply personal tbh that I wouldn't go into here. But definitely not the reason you described. What a warped way of thinking, being on benefits isn't like belonging to some sort of club.

    Plus, I do have my own brain and can think for myself.
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    ee-ayee-ay Posts: 3,963
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    CJM91 wrote: »
    Well no, because I first got benefits aged 16 due to homelessness. The homeless shelter I lived in raised my awareness. I stopped aged 18 and worked as an escort, paying tax, earning over £100 an hour. This only ceased several months ago as tbh I had a lot of money but was unfulfilled so decided to start a family, I then fell pregnant. I'd been thinking for a while about having a baby.

    There's many things that changed my mind, some deeply personal tbh that I wouldn't go into here. But definitely not the reason you described. What a warped way of thinking, being on benefits isn't like belonging to some sort of club.

    Plus, I do have my own brain and can think for myself.


    Have you applied for a council property? Because I thought thats what the C4 programme was about. You don't seem to have mentioned it.

    This is not a claiming entitled benefits thread.

    http://forums.digitalspy.co.uk/search.php?searchid=4282452
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    Janey123Janey123 Posts: 305
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    CJM91 wrote: »
    How old are you? You do realise the cards are stacked against young people in this day and age, do we all not deserve kids because the economy and career prospects are in tatters at this point in our lives?

    As stated I do not and am not intending on doing nothing, ive just finished a college course and will be starting another in about a month.

    It's like when we hear people twice our age banging on about how easy it was to find work when they were young or even now, totally ignoring the state of the job market just as we are entering it and ignoring that a lot of older people have years of experience etc so find jobs easier.

    It's not a matter of "deserving" children; children are a gift not a right. Would you still be having a child in your current situation if the welfare state did not exist ?
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    Janey123Janey123 Posts: 305
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    I am 40, so not so old that I found it easy to enter a job market. Oh and not that educated that I waltzed into graduate roles. I was basic wage and low paid, I grafted and made it the hard way.

    But please don't let that stop you thinking your generation has had it worse, after all we didn't have minimum wage to help those at the bottom. My first wage was £450 per MONTH! When I had a baby my entire salary went on childcare. When I divorced, I had pulled myself to the point between a roof over our heads and childcare I had £25 a week spare.

    My god, its not just the young who have suffered difficult economic times - we all have. Go do some research on economic cycles and the working class, then come back to me when you understand that the working class is just that people who work.

    Those who expect the state to subsidise their choices (if they are not elderly or infirm) well they are some thing else, working class it is not.
    Actually I worked since 15 and saved (as did my ex husband) hence we could put down a deposit on a house.

    But please skip over my comments regarding economic cycles and how every generation has had its own struggles.

    Oh and I am not on a high horse, I am just a little fed up of people who feel they have a right to anything but expect someone else to pick up the bill.

    However, I shall now leave you to your pity party for how hard you young people have it. As quite frankly you have made your life choices, I made mine. Mine were to work hard and gain my own financial stability from a young age. Your choices are well your choices...


    Spot on. :)
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    Janey123Janey123 Posts: 305
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    CJM91 wrote: »
    What? I explained that I worked as an escort for 3 years and paid taxes, therefore havnt sat around doing nothing. Don't see how that is baiting.

    There's nothing entitled about it, aswell as you yet again ignoring the many times I said I'm currently studying. Again the situation is much worse for young people nowadays, I do have parents the same age as you who agree that getting a job and on the housing ladder was much easier twenty years ago.

    Yes you are coming across high and mighty, basically stating you are better than people like me. You have no idea about my life and each person has just different opportunities handed to them. Maybe you should blame starving Africans for their predicament, after all many Africans have managed to build a good life for themselves, even moving to richer countries. They just must not have worked hard enough eh?

    Just because someone doesn't have the same opportunities as you did so couldn't economically better themselves doesn't make them a lesser person, lazy or entitled.

    The fact is jobs are hard to come by for alot of people especially ones that will enable you to buy a home and regardless of what you say I have been working and studying to the best of my ability given my circumstances throughout the years, how dare you attempt to judge me.

    You seem to think I intend to never work, when iv not said that once.

    Get real with your 'working hard' rhetoric, there's more to working hard than earning a lot of money. My child will have plenty of opportunities, my dad lives in florida, is well off and we will be going to disneyland in a few years, for example. I used to go when I was young. I have family with money and I never go without, neither will my child. I will just accept the government help I am entitled too. And yes I hope that does make you mad, as you sound horrible and I love winding up stuck up old crows :)

    In the words of Cyndi Lauper *I see your true colours shining through";)
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    Janey123Janey123 Posts: 305
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    Valentine wrote: »
    I've got to stick up for Marvin's Mum here. People growing up in the 70's and 80's (especially during the Thatcher years) didn't have it easier than people today, despite what people might think.

    I grew up on a rough council estate in north Manchester (in fact, I'll be very interested to see the next episode which features Manchester). I left school at 16 with virtually no qualifications, having truanted since I was 14. My mother encouraged me to go on the council list for a house but I refused as I knew it wasn't the life I wanted and that I would eventually buy my own.

    I officially left school on the Friday and the following Monday, I started a job in an office in the city centre, on a Youth Training Scheme, for £23.50 a week (my weekly bus fare cost half of that), purely to get work experience. My best friend at school went on the dole 'to get what I'm entitled to for a year' and still lives in the council house she got when she had her first child, and started working this year in a shop after not working for a long time and only then in low paid and dead end jobs.

    I did a further 2 YTS jobs after the initial 6 months ended and the experience I gained enabled me to get a permanent (low paid admittedly) office job. I've been lucky to be in continuous work since.

    I bought my first house with my husband shortly after we married in 1988, aged 23. His parents still live in the council house he was brought up in, so we both come from the same background. Mortgage rates then were 15%.

    I had a child in 2001, having saved for the whole of the year before so that I'd be able to afford the mortgage payments and bills while I was on maternity leave.

    I am now divorced and every penny I earn goes on the mortgage and household bills, and my son. I get virtually nothing for my son off him but my house and child are my responsibility, not the state's.

    My point is we all have life choices and not all of us had an easy start in life - I most certainly didn't, being brought up in a rough area and in a very volatile and aggressive single parent family environment. If I want things in life, it is my choice and my responsibility to pay for them. I had 1 child as I couldn't realistically afford more. I take responsibility for myself and don't expect the state to finance my lifestyle.

    No-one is 'entitled' to anything (and I have to add my mother and stepfather are very much in that mindset and have lived off benefits since they were both in their 40's).


    What a fantastic post ! :)
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    Janey123Janey123 Posts: 305
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    CJM91 wrote: »
    Why is it? Have you ever considered not everyone has working and having material possessions as their number one priority in life, despite extensive government brain washing?

    They put so much emphasis on working and 'paying your way' because so much of workers money goes to line their pockets.

    Some people consider family and relationships more important and make that their priority, not everyone wants to keep up with the Jones and having money doesn't make people happy. Not everyone wants to own their own home, spending half their life working to pay for it when they can't take it with them when they die.

    Working is only beneficial if you like your job. You will not catch me slaving away all week in a job I hate, that's called keeping my pride in tact. Which is why I'm studying on benefits to do the job I do enjoy.

    Your comments in this post astound me ! Where the Hell do you think your JSA comes from ? It comes from these very people that you hold in such contempt for working "half their life". Keeping up with the Jones's ? !! :eek: Unbelievable :rolleyes:
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    FluffymountwayFluffymountway Posts: 27
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    To CJM91

    Have you ever considered that some of us work to contribute to society and help pay towards education and healthcare. Who do you think pays for your and everyone's benefits, your and everyone's health care, your and everyone's education, and who do think will pay for your baby's healthcare, your child's education? All this is paid for from taxes from those people who work.
    Money doesn't grow on trees.
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    Tt88Tt88 Posts: 6,827
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    To CJM91

    Have you ever considered that some of us work to contribute to society and help pay towards education and healthcare. Who do you think pays for your and everyone's benefits, your and everyone's health care, your and everyone's education, and who do think will pay for your baby's healthcare, your child's education? All this is paid for from taxes from those people who work.
    Money doesn't grow on trees.

    But she sold her body for a few years so shes entitled to all these lifetime benefits dont you know!
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    SexSex Posts: 44,161
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    wow i was surprised to hear that it takes 5-10 years to get a house :(

    hope some of the people on the first show get sorted.
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    [Deleted User][Deleted User] Posts: 1,246
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    Tt88 wrote: »
    But she sold her body for a few years so shes entitled to all these lifetime benefits dont you know!

    No, I worked for 3 years. What I did really is irrelevant.

    And again, you must be thick or something because I stated numerous times I'm only taking time off work whilst pregnant and when my babies born, I have every right to do so aswell.

    Nowhere did I say I want or should get a 'lifetime of benefits'. All new mothers are entitled to paid time off working or not.
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    [Deleted User][Deleted User] Posts: 1,246
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    To CJM91

    Have you ever considered that some of us work to contribute to society and help pay towards education and healthcare. Who do you think pays for your and everyone's benefits, your and everyone's health care, your and everyone's education, and who do think will pay for your baby's healthcare, your child's education? All this is paid for from taxes from those people who work.
    Money doesn't grow on trees.

    Iv paid into the system myself, my family has paid in all their lives, I am entitled to time off paid as a new mother and there is nothing wrong with that. I'll just be getting back some of the tax I paid whilst escorting and that my mum for example has paid.

    Got a problem with that? Tough.
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    [Deleted User][Deleted User] Posts: 1,246
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    Janey123 wrote: »
    It's not a matter of "deserving" children; children are a gift not a right. Would you still be having a child in your current situation if the welfare state did not exist ?

    Yes, and they are something everyone can have if they are fertile. Being economically well off has nothing to do with someone's 'right' to have kids or whether they'll be a good parent. How many times do we see the same people stating they had nothing when younger but went on to be fine.

    Yes I would, do people stop having kids where there isn't a welfare state?
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    ntscuserntscuser Posts: 8,247
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    Sex wrote: »
    wow i was surprised to hear that it takes 5-10 years to get a house :(

    That depends on the urgency of their case. Many people on the waiting list already have a home but would like a bigger one or a lower rent. They are not considered a priority for rehousing by the council.

    Others have been made homeless through no fault of their own and get bumped up the list.
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    Haggis&ChipsHaggis&Chips Posts: 643
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    CJM91 wrote: »
    No, I worked for 3 years. What I did really is irrelevant.

    And again, you must be thick or something because I stated numerous times I'm only taking time off work whilst pregnant and when my babies born, I have every right to do so aswell.

    Nowhere did I say I want or should get a 'lifetime of benefits'. All new mothers are entitled to paid time off working or not.

    It's relevant because you mentioned it in the first place.

    And how on earth do you know with certainly that you will be 'returning' to the workplace? What if you develop severe postnatal depression? What if your child has special needs and requires extra support? What if you don't actually fancy 'returning' to work after your child is born?

    And as for your crass comment that children are "something everyone can have if they are fertile" - frankly I'm speechless.
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