What you wont get is any right to any money from the UK simply because, as I have already explained, there is no money.
It would all depend on what you are talking about. If it's the standard state pension then in all probability it'll be the same as now and funds will be provided via general taxation.
If it's the occupational pensions provided to public employees then I was under the impression that in that case the UK as the employer would still be liable for them by default and even if a move was made to create a separate Scottish pension scheme in the post referendum move to full independence there would still be a possibility that an individual employee might argue against theirs being transferred. In that case it'd be just like any other private pension despite being controlled by a state. As to where the funds are actually stored, they're a liability against the national debt. In effect they are earning interest at the rate that the national debt would be if they weren't keeping it down.
if it's held by a private company then unless the UK repeals the laws concerning them and is prepared to face sanctions from the EU by doing so then those private companies will have to arrange for them to be properly funded or for their funds to be split into rUK and Scottish branches before independence. Again it's possible that some of those effected might not accept such a change to their pensions so we might have some who have two pensions one prior to independence and one after.
It would all depend on what you are talking about. If it's the standard state pension then in all probability it'll be the same as now and funds will be provided via general taxation.
If it's the occupational pensions provided to public employees then I was under the impression that in that case the UK as the employer would still be liable for them by default and even if a move was made to create a separate Scottish pension scheme in the post referendum move to full independence there would still be a possibility that an individual employee might argue against theirs being transferred. In that case it'd be just like any other private pension despite being controlled by a state. As to where the funds are actually stored, they're a liability against the national debt. In effect they are earning interest at the rate that the national debt would be if they weren't keeping it down.
if it's held by a private company then unless the UK repeals the laws concerning them and is prepared to face sanctions from the EU by doing so then those private companies will have to arrange for them to be properly funded or for their funds to be split into rUK and Scottish branches before independence. Again it's possible that some of those effected might not accept such a change to their pensions so we might have some who have two pensions one prior to independence and one after.
White paper states that Scottish Gov will take over all,pensions in the public sector. I imagine this will be everything Westminster does now, including Civil Service and military.
Which means, you have no idea how pensions are paid for in the UK public sector.
This is an area that I would love to know more about as do probably most of Scotland's working population.
The white paper is very thin on how these will be paid for while saying they will be given earlier and the amount increased. It seems simply a vote winning tactic, nothing more.
My wife will be due a pension and she just wants to know what currency it will be paid in and will it be reduced! Why can nobody from the SNP answer these basic questions !
All she and her colleagues know is that it isnt going to be in Sterling so come on, spill the beans.
It would all depend on what you are talking about. If it's the standard state pension then in all probability it'll be the same as now and funds will be provided via general taxation.
If it's the occupational pensions provided to public employees then I was under the impression that in that case the UK as the employer would still be liable for them by default and even if a move was made to create a separate Scottish pension scheme in the post referendum move to full independence there would still be a possibility that an individual employee might argue against theirs being transferred. In that case it'd be just like any other private pension despite being controlled by a state. As to where the funds are actually stored, they're a liability against the national debt. In effect they are earning interest at the rate that the national debt would be if they weren't keeping it down.
I'm not sure how I can make this any clearer - there are no funds, what there is is a liability which is added to the National Debt (or not depending on how you count it). Now assuming that Scotland takes on its share of the liabilities and debt, then it will be up to the Scottish taxpayers in the future to fund any pensions for their citizens, in the same way as taxpayers in the rest of the UK will be responsible for theirs.
A perfectly fair and amicable situation I would have thought.
if it's held by a private company then unless the UK repeals the laws concerning them and is prepared to face sanctions from the EU by doing so then those private companies will have to arrange for them to be properly funded or for their funds to be split into rUK and Scottish branches before independence. Again it's possible that some of those effected might not accept such a change to their pensions so we might have some who have two pensions one prior to independence and one after.
Private sector pensions are totally different in that they are not a liability on the taxpayer - your nationality is irrelevant, only contributions matter.
"Why I'll move to Scotland after I graduate if it votes yes"
Will he have to apply for citizenship or is he going to smuggle himself across the wire?
My wife is English so Im'e assuming she will be asked to leave and If I am allowed to get an exit visa I will be off like a shot. I can claim UK citizenship thanks to her.
For a Start he wont be Scottish and might need a Visa.
Is he not from England? Is he not an EU citizen? What's the history here? How difficult has it been for people from Ireland or Britain to move about since the last part of the UK to become independence did so? What do you base this on?
Is he not from England? Is he not an EU citizen? What's the history here? How difficult has it been for people from Ireland or Britain to move about since the last part of the UK to become independence did so? What do you base this on?
Lots of countries have Visa requirements. Your beloved Norway requires a Visa for more than 90 days.
England might not even be in the EU according to your repeated statements. If so there may be other requirements.
Scotland may also not be formally in the EU. If there are transitionary requirements to enter the EU he may not be able to come here until our full membership is sorted.
The general tone of SNP supporters and their attitude to questions about important matters such as pensions, currency and how they are going to maintain the current levels of benefits with a drastic drop in income, just confirms to me that they dont know if we can make it if we separate. To them 'independence' is just a means of shutting out Labour and the Tories forever. The fact that they are quite prepared to leave the worlds 6th largest economy, which is growing, defies comon sense and confirms to me that they are blinded by the dislike of all things 'British' and not because they think we can do any better.
The fact that the MSP for Banff and Buchan is happy to throw skilled engineers at far away Faslane onto the dole means that if separation does occur then the SNP just havnt thought things through.
Is he not from England? Is he not an EU citizen? What's the history here? How difficult has it been for people from Ireland or Britain to move about since the last part of the UK to become independence did so? What do you base this on?
The UK as a frontier state will be required to construct a robust border. The UK and EU need to keep track of who is coming and going. People may use Scotland as an easy entry point into the UK so it is only proper that a border is constructed.
Lots of countries have Visa requirements. Your beloved Norway requires a Visa for more than 90 days.
Yeah but it's a technicality in Norway. You just jump over the border to Sweden, come back in and you get another visa. Oslo is full of Swedes who come to Norway to take advantage of the work opportunities.
England might not even be in the EU according to your repeated statements. If so there may be other requirements.
However the idea that Scottish Government would act to keep out English people when we live on one island isn't reasonable. Ireland and England didn't adopt such senseless measures in the days before the EU.
Scotland may also not be formally in the EU. If there are transitionary requirements to enter the EU he may not be able to come here until our full membership is sorted.
All this is is an argument for why the EU will act to make sure that the arrangements are made before independence day, precisely so the scenario you've just described does not happen.
Comments
Best not to waste too much time on him, he seems to be convinced the UK has a huge pensions pot to be divided up.
If it's the occupational pensions provided to public employees then I was under the impression that in that case the UK as the employer would still be liable for them by default and even if a move was made to create a separate Scottish pension scheme in the post referendum move to full independence there would still be a possibility that an individual employee might argue against theirs being transferred. In that case it'd be just like any other private pension despite being controlled by a state. As to where the funds are actually stored, they're a liability against the national debt. In effect they are earning interest at the rate that the national debt would be if they weren't keeping it down.
if it's held by a private company then unless the UK repeals the laws concerning them and is prepared to face sanctions from the EU by doing so then those private companies will have to arrange for them to be properly funded or for their funds to be split into rUK and Scottish branches before independence. Again it's possible that some of those effected might not accept such a change to their pensions so we might have some who have two pensions one prior to independence and one after.
You live in the United Kingdom. You don't have a pension of any value.
White paper states that Scottish Gov will take over all,pensions in the public sector. I imagine this will be everything Westminster does now, including Civil Service and military.
Pensions are paid for out of taxation.
FYI:
You’ll be asked for the number of years you worked and paid National Insurance or got certain benefits. These are the years of your National Insurance contributions that count towards your State Pension.
Count tax years from 6 April to 5 April and don’t count any years twice (eg when you were working and getting benefits). Don’t count the current tax year.
This calculator uses a simplified calculation based on the current law. It can’t take into account every circumstance that might affect you. Don’t make future financial decisions based on its results.
And you would be wrong, yet again. Back to the corner for you
"Why I'll move to Scotland after I graduate if it votes yes"
The "Untied With Labour" campaign
Can you repeat this? Im' assuming you made a typo because it makes no sense.
All she and her colleagues know is that it isnt going to be in Sterling so come on, spill the beans.
I'm not sure how I can make this any clearer - there are no funds, what there is is a liability which is added to the National Debt (or not depending on how you count it). Now assuming that Scotland takes on its share of the liabilities and debt, then it will be up to the Scottish taxpayers in the future to fund any pensions for their citizens, in the same way as taxpayers in the rest of the UK will be responsible for theirs.
A perfectly fair and amicable situation I would have thought.
Private sector pensions are totally different in that they are not a liability on the taxpayer - your nationality is irrelevant, only contributions matter.
?????
He might not be able to move to Scotland though....
This fellow appears to want to live in a hard left socialist worker 'ban-the-bomb' state where workers pay all his bills for him!
Will he have to apply for citizenship or is he going to smuggle himself across the wire?
My wife is English so Im'e assuming she will be asked to leave and If I am allowed to get an exit visa I will be off like a shot. I can claim UK citizenship thanks to her.
Why might he not?
And how does Scotland plan to pay for earlier pensions and increased pensions with a larger proportion of pensioners?
We cant pay for everything and so far the SNP have promised money to:
Business - reduced tax
Pensioners - Increased pensions
Working Parents - Increased free childcare
Non working Parents - Increased FREE childcare
No mention of ordinary working folk, so Im assuming this is where the money will come from?
For a Start he wont be Scottish and might need a Visa.
Is he not from England? Is he not an EU citizen? What's the history here? How difficult has it been for people from Ireland or Britain to move about since the last part of the UK to become independence did so? What do you base this on?
Lots of countries have Visa requirements. Your beloved Norway requires a Visa for more than 90 days.
England might not even be in the EU according to your repeated statements. If so there may be other requirements.
Scotland may also not be formally in the EU. If there are transitionary requirements to enter the EU he may not be able to come here until our full membership is sorted.
Im sure he can still come and visit though.
The fact that the MSP for Banff and Buchan is happy to throw skilled engineers at far away Faslane onto the dole means that if separation does occur then the SNP just havnt thought things through.
The UK as a frontier state will be required to construct a robust border. The UK and EU need to keep track of who is coming and going. People may use Scotland as an easy entry point into the UK so it is only proper that a border is constructed.
Yeah but it's a technicality in Norway. You just jump over the border to Sweden, come back in and you get another visa. Oslo is full of Swedes who come to Norway to take advantage of the work opportunities.
However the idea that Scottish Government would act to keep out English people when we live on one island isn't reasonable. Ireland and England didn't adopt such senseless measures in the days before the EU.
All this is is an argument for why the EU will act to make sure that the arrangements are made before independence day, precisely so the scenario you've just described does not happen.