How often do you use cash these days?

degsyhufc · 04/02/14 - 23:10

Yesterday I was in the supermarket and because I only had a couple of items I decided to use the self service, which I usually hate and avoid.
It was just over a quid so I searched my pocket for change to pay instead of using my card.

It reminded me that it's the first time this year i've paid for something with cash.

LostFool · 04/02/14 - 23:15

Just about the only time I use cash is in the pub (buying beer on plastic is dangerous) and when I pop into the corner shop for some bread or milk.

cnbcwatcher · 04/02/14 - 23:18

I use it all the time except for bigger purchases or paying for stuff online. For everyday shopping I use cash. I just bought a bag of crisps and I used coins for that.

James Frederick · 04/02/14 - 23:19

Very rarely I think I can count on one hand the amount of times I have used it in the past year

stud u like · 04/02/14 - 23:20

Cash. I gave my window cleaner a ten pound note for cleaning the windows and the gutters.

Otherwise only if I want to go to the cinema or shop in charity shops.

degsyhufc · 04/02/14 - 23:21

LostFool wrote: »

Just about the only time I use cash is in the pub (buying beer on plastic is dangerous) and when I pop into the corner shop for some bread or milk.

ah, I haven't been to the pub this year

Roll on Friday night though!

Life has changed - no more saying I have to goto the cashpoint first. I just get cashback in the pub.

[Deleted User] · 04/02/14 - 23:25

I use cash most of the time. I find that I'm more likely to make unnecessary impulse buys when using my card whereas actually physically handing over money tends to sober me up and makes me reconsider.

sodavlac · 04/02/14 - 23:27

Every day.

Edit: Well apart from the days I don't leave the house. I never use cards in a shop.

James Frederick · 04/02/14 - 23:29

smc81 wrote: »

I use cash most of the time. I find that I'm more likely to make unnecessary impulse buys when using my card whereas actually physically handing over money tends to sober me up and makes me reconsider.

I'm the opposite if I can't see the cash I'm less likely to use it.

Plus have no cash on me means I don't tend to get lazy and say order a takeaway as that would mean needed cash and I would have to go to the machine for it anyway.

Andrue · 04/02/14 - 23:30

Not very often. I sometimes go out at lunch with my colleagues and use cash then.

housegirl · 04/02/14 - 23:33

cnbcwatcher wrote: »

I use it all the time except for bigger purchases or paying for stuff online. For everyday shopping I use cash. I just bought a bag of crisps and I used coins for that.

Ditto

Chief_Wahoo · 04/02/14 - 23:34

I almost always use cash.I love actual,physical money.Even though the small change mounts up over the months,that is good as well because I chuck it all in a few containers and change it at one of those machines in the supermarkets.Even getting 90p for a pound,I got £130 last time I changed it.

A while back,when I used to bag up my change and take it to the bank,I saved all my small change for about two years or more, and threw in the occasional £1 or £2coin.I got up to £600 and bought a digital SLR camera!

noise747 · 04/02/14 - 23:36

Most of the time to be honest, but i did use my card in morrisions this evening, but normally pay with cash.

sweh · 04/02/14 - 23:37

I used to be really pro-cash but now I'm not. I don't think I've used any cash for the year yet.

It just takes too long for maladroit people like me. You have to unzip wallet, take out notes, unzip the coin compartment… Then, if you receive change it's more drama as you have to balance the receipt, any notes and coins plus inevitably the coins fall off your palm start rolling all over the floor - madness! I can't be doing with all that.

Cadiva · 04/02/14 - 23:38

Pretty much every day as I usually end up having to nip to the corner shop for bread and milk. The only time I use my card in there is if I'm getting more than just that as there's a 50p charge for doing so.

James Frederick wrote: »

Plus have no cash on me means I don't tend to get lazy and say order a takeaway as that would mean needed cash and I would have to go to the machine for it anyway.

Heh, round here our favourite (none Chinese that is) takeaway is on Just Eat so having cash isn't required!

Heartache · 04/02/14 - 23:38

I paid in cash in the supermarket the other day, £45, the assistant looked as if she thought l'd stolen it from somewhere.

jarryhack · 04/02/14 - 23:42

I only use cash if I have to, usually for topping up my gas and electric. I give my son cash for his dinner at College, my younger sons dinner money is topped up online. Everything else is paid using my debit card.

Liparus · 04/02/14 - 23:45

I tend to use cash all the time except for large purchases or online shopping.

LostFool · 04/02/14 - 23:46

Chief_Wahoo wrote: »

A while back,when I used to bag up my change and take it to the bank,I saved all my small change for about two years or more, and threw in the occasional £1 or £2coin.I got up to £600 and bought a digital SLR camera!

I have a container into which I throw in any loose change smaller than 50p. It hasn't been emptied in over a year but it's looking ready to take down the the coin machine at the supermarket. Even though you pay a percentage fee it's still less hassle than counting, bagging it and taking it all to the bank.

David (2) · 04/02/14 - 23:59

i use cash for everything apart from online and large purchases.
thing is, if i use my card i forget how much i have been spending, then get a shock when i get a statement thru the post. with cash i can see how much i am spending & how much is remaining.

cah · 04/02/14 - 23:59

sodavlac wrote: »

Every day.

Edit: Well apart from the days I don't leave the house. I never use cards in a shop.

I'm the same ,always use Cash

tiacat · 05/02/14 - 00:00

So rarely that I could say 'never'

All shopping, both in shop and online is done with card

Petrol bought with card

We only go to pubs and restaurants that take cards

Order takeaways online with our card

Pay for parking on my phone

The only time it crops up and causes me a problem is when they want money for the tea and coffee tin at work and I never have cash, then have to remember to stop off somewhere to draw out some money, never do, then get asked again and again, never remember and so it goes on.
Also leaving and birthday collections at work, I never have any cash

I would love to have a window cleaner but I know its doomed to fail as he wont take card payments

[Deleted User] · 05/02/14 - 00:02

All the time, unless I have to buy something big or online. The only time I really use my card is if I have to take some money out.

LaceyLouelle3 · 05/02/14 - 00:02

Every time I go out. I regularly shop in charity shops and only spend a couple of £'s, so I need cash.
I'd say I use my card an equal amount though.

degsyhufc · 05/02/14 - 00:04

tiacat wrote: »

I would love to have a window cleaner but I know its doomed to fail as he wont take card payments

See if you can find one who takes paypal payments

[Deleted User] · 05/02/14 - 00:05

degsyhufc wrote: »

Yesterday I was in the supermarket and because I only had a couple of items I decided to use the self service, which I usually hate and avoid.
It was just over a quid so I searched my pocket for change to pay instead of using my card.

It reminded me that it's the first time this year i've paid for something with cash.

so youve had some loose change in your pocket from last year ?

i very rarely use cash nowadays...only time i use cash is to give my kid pocket money ...or pay the dealer

Hey there!

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