Credit rating system - how does it work?
2-Pot Screamer
Posts: 34,238 Forum Member
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I'm seriously considering refusing to pay an electrician for work he's carried out in my kitchen which he wasn't qualified to do - story on this thread - with the likely result that when I hire a qualified electrician he'll probably insist on starting the work again from scratch.
I don't think the errant electrician will be able to do much about my refusal to pay, as he's liable to a heavy fine for doing work he's not certificated for.
He could damage my credit rating though - or could he? How does the system work? Would he have to provide some sort of proof of an unpaid bill, for instance, or would they just take a trader's word for what happened?
Apart from the original quote, there hasn't been any correspondence between us, or anything signed.
I don't think the errant electrician will be able to do much about my refusal to pay, as he's liable to a heavy fine for doing work he's not certificated for.
He could damage my credit rating though - or could he? How does the system work? Would he have to provide some sort of proof of an unpaid bill, for instance, or would they just take a trader's word for what happened?
Apart from the original quote, there hasn't been any correspondence between us, or anything signed.
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