I'm going to suggest they at least look into seeing how much it would cost to see a Maltese solicitor to get it validated and maybe voided using such a local solicitor to lodge a cancellation locally under the 14 day cooling off period or wherever. As said, using a local solicitor whilst there could be very worth while long term and help trump any such future action sueing by the company and help prevent a claim notice wasn't given inside 14 days to claim thousands.
Interesting info, my mum suggests there is but the single contract than 2 separate contracts. In which case if a 15 years contract then legally they can't take any monies, even a deposit inside 14 days anyway for these schemes!. So if they have already took monies, £800 odd out, legal fraud under European law. But a single contract for 15 years, well if no cancellation in those 14 days, well they could legally be liable for the next £8000!.
Thats a good statement from someone you described as vulnerable a few posts ago
On the chargeback thing, I tried to do that once when I was forced to pay to unclamp my car. Money by menaces (in the days when claimping was legal). I had no choice, they held my car hostage. However the CC company refused to do it.
Thats a good statement from someone you described as vulnerable a few posts ago
No, not at all, the term vulnerable as in meaning these scammers tend to focus their attention on the more elderly holiday makers and concentrate often aggressively on them as far as the hard sell goes. What my mum said as a single contract is more a single signature only was asked for (for which it was her partner that signed and not my mother herself)
You can call it anything you want at barring photographic proof im yet unable to offer you there is noting else I can offer to prove or convince you otherwise I'm guessing.
But also as part of the contract it seems as well as the £800 deposit and then £7000 odd additional payments over 15 years there is also an annual £315 odd service charge. Bringing the total 15 year liable contract to the region of £12500
OP there's something not quite right about all this business regarding Malta, you have started two threads in the space of days, one about medication, and one about timeshares scams. This seems to have been an ill-fated holiday what with one thing and another. The worrying thing is that packing medication is usually a key thing, it was overlooked.... Then having seemed to remedy one crisis, they seem to have stumbled head first in to another.
In some posts you seem to be having lengthy conversations with your Mother, who seems to be clued up to the hilt on this situation, and then vulnerable due to age. The two statements seem to conflict somewhat. These scams relating to timeshares are as old as the hills. If your parents are prone to getting in to situations such as these, then they ought to be monitored, and probably advised not to take cards, or information that gives them and others access to vast amounts of cash. If they haven't got it, they cant spend it or get into situations such as this, and others cannot exploit them.
I don't know the truth in all this, but it's very odd to say the least. I hope it all comes good though for them should it be true. Take care
No, not at all, the term vulnerable as in meaning these scammers tend to focus their attention on the more elderly holiday makers and concentrate often aggressively on them as far as the hard sell goes. What my mum said as a single contract is more a single signature only was asked for (for which it was her partner that signed and not my mother herself)
You can call it anything you want at barring photographic proof im yet unable to offer you there is noting else I can offer to prove or convince you otherwise I'm guessing.
But also as part of the contract it seems as well as the £800 deposit and then £7000 odd additional payments over 15 years there is also an annual £315 odd service charge. Bringing the total 15 year liable contract to the region of £12500
On the chargeback thing, I tried to do that once when I was forced to pay to unclamp my car. Money by menaces (in the days when claimping was legal). I had no choice, they held my car hostage. However the CC company refused to do it.
How come?
You said it yourself. It was legal. You authorised the transaction, they released your car.
We've just been approached by these guys and had a 2 hour tour and talk about the hotel and the facilities etc. Now if the chap who showed us around and did the initial presentation, we'd have probably bought from him. His boss came out and was very pushy and arrogant. When I gave a firm no and said that I'm not agreeing anything now he became quite rude and stomped off. We took our €30 cash, necklace and perfume and went for lunch with the cash.
The scheme actually seems attractive but is let down by shady sales practices. All I can say is that Sean aka the knobhead talked Mike who was a lovely welsh chap out of a sale. If they tidied up their sales approach, they may actually be on to a winner but as long as Sean is involved, it's a no no...
Seriously ? They are only in their 60's and first they go off without vital medication and then get scammed by crooks ? They really really should be a bit more alert when traveling
Can’t find the bit about vital medication, was that on another thread?
The payment looks to have been made with a debit (visa?) card. My mother and her partner say what they signed had sections added to it afterwards that had different conditions added to it that was never part of the original contract. In either case there is and can probably be proved by the companies history they act fraudulently. Further more, it seems the Maltese authorities are aware of this scam yet have does nothing to stop this. My mother and partner have also said they were supplied with multiple drinks prior to and during the extended presentation. In other words in my thinking, there may well perhaps be legal scope to claim they were not of sound mind to agree to such a commitment and were deliberately intoxicated to be taken advantage of?.
Reading the charge back regulations seems like it's going to be a nightmare. Depends on if or how it can be proved fraudulent transaction took place on grounds on a sold service on false representation in the first instance?.
But interestingly, even if charge back gets rejected in the early days there look to be higher chances getting it later on. As with things like contract when there is an open dated contract or there is no specific delivery or service date. In which case when trying to book this almost non existent holiday and it can't be provided as stated in a reasonable as sold provision then there may well be a stronger legal charge back claim.
As for a Maltese court judgement getting enforced here, would be interesting to see how the case would proceed in court in Malta or here if things ever went that far if charge back is successful. As how they could claim to be an above board honest company when the authorities are fully aware of them and there con against any filed defence?. But don't know how the laws work with these things in Malta. I mean, surely if as I suspect based on last night's research the initial contract is only for 363 or so days it can be seen as fraudulent action and activity. As what legal or any reason beyond money extraction under false representation would any genuine or honest company care to give for having an initial odd 363 day contract that's not covered by a legal Europe wide 14 day cooling off period where something dated 2 days longer would afford that protection?
Surely your mother/partner have a copy of the original contract and can prove that those bits added were not part of the contract they signed ?
Seriously ? They are only in their 60's and first they go off without vital medication and then get scammed by crooks ? They really really should be a bit more alert when traveling
Can’t find the bit about vital medication, was that on another thread?
Seriously ? They are only in their 60's and first they go off without vital medication and then get scammed by crooks ? They really really should be a bit more alert when traveling
Can’t find the bit about vital medication, was that on another thread?
We've just been approached by these guys and had a 2 hour tour and talk about the hotel and the facilities etc. Now if the chap who showed us around and did the initial presentation, we'd have probably bought from him. His boss came out and was very pushy and arrogant. When I gave a firm no and said that I'm not agreeing anything now he became quite rude and stomped off. We took our €30 cash, necklace and perfume and went for lunch with the cash.
The scheme actually seems attractive but is let down by shady sales practices. All I can say is that Sean aka the knobhead talked Mike who was a lovely welsh chap out of a sale. If they tidied up their sales approach, they may actually be on to a winner but as long as Sean is involved, it's a no no...
Since you brought up this thread, what advice were you after?
This thread is 4 years old and bumping it may cause confusion as it's outdated. Please start a new thread if you wish to discuss a similar topic. Thank you.
Comments
Thats a good statement from someone you described as vulnerable a few posts ago
How come?
No, not at all, the term vulnerable as in meaning these scammers tend to focus their attention on the more elderly holiday makers and concentrate often aggressively on them as far as the hard sell goes. What my mum said as a single contract is more a single signature only was asked for (for which it was her partner that signed and not my mother herself)
You can call it anything you want at barring photographic proof im yet unable to offer you there is noting else I can offer to prove or convince you otherwise I'm guessing.
But also as part of the contract it seems as well as the £800 deposit and then £7000 odd additional payments over 15 years there is also an annual £315 odd service charge. Bringing the total 15 year liable contract to the region of £12500
In some posts you seem to be having lengthy conversations with your Mother, who seems to be clued up to the hilt on this situation, and then vulnerable due to age. The two statements seem to conflict somewhat. These scams relating to timeshares are as old as the hills. If your parents are prone to getting in to situations such as these, then they ought to be monitored, and probably advised not to take cards, or information that gives them and others access to vast amounts of cash. If they haven't got it, they cant spend it or get into situations such as this, and others cannot exploit them.
I don't know the truth in all this, but it's very odd to say the least. I hope it all comes good though for them should it be true. Take care
60s are now classed as elderly?
The scheme actually seems attractive but is let down by shady sales practices. All I can say is that Sean aka the knobhead talked Mike who was a lovely welsh chap out of a sale. If they tidied up their sales approach, they may actually be on to a winner but as long as Sean is involved, it's a no no...
Can’t find the bit about vital medication, was that on another thread?
The thread is a necro thread, but https://forums.digitalspy.com/discussion/2173990/anyone-know-if-metformin-can-be-obtained-in-malta#latest .
Surely your mother/partner have a copy of the original contract and can prove that those bits added were not part of the contract they signed ?
This thread died four years ago. Let it RIP.
/* Oops sorry
Four year old post
Bugger the medication, what about the £800?
Since you brought up this thread, what advice were you after?
This thread is 4 years old and bumping it may cause confusion as it's outdated. Please start a new thread if you wish to discuss a similar topic. Thank you.