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Lowell Financial....so bloody angry!!
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has anyone had any dealings with this company?
I have just had a phone call on my work no from this collection agency for my sister! At first they didn't give any details just repeatedly kept asking for her.
When I said they had the wrong number she got really snotty with me. I asked who she was and was told 'Lowell Financial' I then asked how she had got my number (I haven't given it out to anyone other than when I filled in my application for my mortgage!), explained this was a private business, was my work number and that they were not to call this number again and she hung up on me!
I'm looking for a number to complain but can't seem to find one. These companies have a tendency to keep calling (have experience with an ex and debt agencies!) even though I have stated not to and I don't want anyone else in my work answering the call!
I have just had a phone call on my work no from this collection agency for my sister! At first they didn't give any details just repeatedly kept asking for her.
When I said they had the wrong number she got really snotty with me. I asked who she was and was told 'Lowell Financial' I then asked how she had got my number (I haven't given it out to anyone other than when I filled in my application for my mortgage!), explained this was a private business, was my work number and that they were not to call this number again and she hung up on me!
I'm looking for a number to complain but can't seem to find one. These companies have a tendency to keep calling (have experience with an ex and debt agencies!) even though I have stated not to and I don't want anyone else in my work answering the call!
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In the meantime please contact us using the following details, where we will be only too pleased to help.
Lowell Group
Enterprise House
1 Apex View
Leeds
LS11 9BH
T 0845 300 9410
F 0845 300 9411
E enquiries@lowellgroup.co.uk
Thank you! Managed to find it and gave them a call.
Turns out they are actually looking for me but decided to be sneaky and ask for my sister! WTF?
They are chasing me for an old, and by old I mean when I was 18/19 credit card debt with Capital One, which I refute.
The girl I spoke to said there was a cheque sent for a payment of £20 in 2008....I don't even have a chequebook, neither doesn anyone I know and a payment made in 2006!
It's all utter boll****!
The debt doesn't even show on my credit file!!!
How do I get rid of these jokers?
What?
I'm assuming they've copied straight from the website as that's what it says???
it's a copy and paste from the lowell group website!
not someone from that company posting....
Err...yep..just did a search for the OP and posted the results
Knew that! There's some strange ppl on here
I'm having a look on the moneysavingsexpert forum, so much stuff it's melting my brain!
Think I need to send a letter to them asking for my original credit agreement?
A CCA request as you've seen on MSE may also help as if they have no agreement, the debt can't be enforced. If you do send one send the fee of £1 by postal order and not cheque and under no circumstances sign the letter. You'll be amazed what these people can do with a signed letter and a copy of photoshop
I never admitted to anything on the phone. Told the women that last dealings I had were when I was 18/19 which is over 10 years ago!
I'm concerned about the whole cheque thing in 2008 and a payment in 2006 as I know it states that if you've contacted, made payment or admitted the debt is yours in the last 6 years you're liable.
I haven't made any payment, didn't even realise there was an outstanding debt!
If they write to you, send a letter telling them its statute barred, there should be a letter for that on MSE somewhere
Thanks! I've asked for advise on MSE too, so many letters and my wee brain is pickled!
Sorry, it was the "us" misled me....I do tend to be a bit literal at times.
It's statute barred and they have bought the debt either recently or trying in hope to rake in more money by going over old unrecoverable debts.
By claiming they received a payment in the last two years it gives them justification to go fishing.
As they say, been there, done that
Clearly they have got your number from somewhere; that may or may not be against the DPA. However, if you don't know how they got it, and they won't tell you, there's nothing you can do about it.