'Mothers Maiden Name'
Hypnodisc
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Prompted by something in another thread;
What happens if you're asked to give your mothers maiden name as a security answer (for example when opening a bank account) if you're mother wasn't ever married?
Do people feel awkward when asked if this applies to you?
Had never really thought about it before, but it must be quite a common issue
What happens if you're asked to give your mothers maiden name as a security answer (for example when opening a bank account) if you're mother wasn't ever married?
Do people feel awkward when asked if this applies to you?
Had never really thought about it before, but it must be quite a common issue
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Funnily enough my mother's maiden name is actually posher than her married name is...
Even though having a double-barrelled surname doesn't make you posh, especially when you're a Geordie...
(I am not a Geordie, just to be clear.)
I know what you mean though. My bank cards used to have the date my father died as the Expiry Date. After about 3 cards I actually asked the bank to change it.
Alright clever cloggs
Um, I probably used the wrong word there, I wouldn't get hung up on the word 'offended'.
My only point was if the bank (for example) asks what your mothers maiden name is as a security question, what would the customer say (eg. 'my mum never married, so it would be pointless giving you her maiden name'), and would that make them feel awkward?
I'm more interested in what they say and what gets used as a security question instead in such scenarios.
It's just one of those things I'd never even thought about before but it must be a minor issue for a lot of people.
A mothers maiden name is pointless as a security question if it's her current name, because then it's easy to find out.
I think you're over thinking things. It's just a name. Nobody queries such things these days. If it bothers you, make one up. It's only a question to gain access, not to research your family history.
I didn't say it was. I think you're missing my point.
If your mother was never married and her maiden name is even the same as your own, what on earth would the point be to use it as any sort of security verification question?
As you know, there's a rule of thumb called 'using your noggin'. If your mother's maiden name is the same as your name then make one up. If you sign up to a number of websites, use different passwords. If you're dubious about anyone who asks you your pet's name don't tell them the real one, and if you don't have any pets make one up. ;-)
I prefer "What was the first biscuit you dunked without it breaking?". I remember that.
By pure coincidence my daughter's married name is the same as her grandmothers maiden name, it will look odd if we ever do a "Family Tree".
Make sure you pick one which has six branches instead of the usual five.
Good tip. The name you give doesn't have to be true and they don't check. Just make sure you remember the name you gave them.
Using mothers maiden name as a security question is very insecure as it can easily be found out, especially if you are a famous person then all of the information along with date and place of birth will be on Wikipedia. No wonder so many celebrities get hacked.
Not only is an expiry date a month and year but the year changes every time a new card is issued?
So one card could have said 10/11 meaning October 2011 but you might read it as 10th November, but the following cards would say something like 10/14 and 10/17.
It's essentially a password. You could put 'bitchfromhell'. All that matters is when they ask you, what you say matches. You could put in 'pinkgoldfish' or 'largepenis'; it wouldn't really matter.
Exactly.
Common sense really. You may forget a made up name.
Totally agree.
Anyone who would have any sort of issue with this needs help.
well, in that case, i don't suppose they would let you choose your own name as your security verification...
- usually there a range to choose from, like your first pet, your favourite teacher, that sort of thing.
first pet is my favourite. i really loved tiggles.
And no, we were not remotely related
I expect they're relying on a general assumption that your surname is your father's surname.
As in, when people hear your surname, they assume it's from your father. When they know your mother's surname, they assume it's her married name. You have to tell them your father's surname for them to realise they've made incorrect assumptions.
How many of us tell people our parents' names, anyway? Some of my childhood and current friends still don't know that my parents, my five older brothers and I have different surnames.
In any case, isn't the maiden-name question usually part of a three-question security barrier?
Last edited by Hypnodisc : Today at 02:20. Reason: edited
You don't say. What are you like.