Can I live happily without a high paying job?

[Deleted User][Deleted User] Posts: 1,939
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So I'm unemployed and looking for a full time job after leaving college. Due to my personal situation (I don't want to go into it here, University is pretty much impossible) I have no qualifications or skills outside GCSE, and my A Level results were dire.

But I don't know if my brain's warped by the education system, but is it possible to have a 'content' life without having a career/being in a 'high position?' I don't want to have the latest TV or phone, I just don't want to feel financial pressure.

I don't mind working, say, supermarket jobs full time. I do plan to 'develop my prospects', but this isn't something I can achieve in the short term. I have to move out of home and sustain myself soon in the situation that I'm in.

This is all I want out of money:

-To rent a flat

- To go on holiday occasional ( to buy a £60 return ticket to European destinations and not have it burn a hole in my wallet)

- To have internet access.

- To be able to look after myself (get a haircut, eat healthily, buy new clothes occasionally, keep myself looking respectable all the time)

- To have a drink with friends once a week

I think actually, the biggest luxury I'd want is to be able to travel. I have friends in other countries that I want to see again.

I have this black and white attitude for some reason where I think I either have to HAVE A CAREER AND BE RICH or work in Asda in poverty. I live in London btw

Does anyone live this sort of lifestyle?
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  • EspressoEspresso Posts: 18,047
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    Depends where you want to live. And whether you'd be willing to share a flat rental, really.

    Look at rents where you live and see how much they are, as a starting point.
  • EmpiricalEmpirical Posts: 10,189
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    I manage it and I pay for me +1.

    I work 37 hrs a week @£10 an hour.

    Although I share my income with someone else, I have no mortgage or rent so I think that balances out.

    It all comes down to how cheaply you live, how much your rent or mortgage is.

    So its possible, but it all depends on you really.
  • QuickfadeQuickfade Posts: 5,998
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    It depends what makes you happy. My priorities are to pay my mortgage and bills and go travelling at least once a year (extended holiday, backpacking somewhere). As long as I make enough money to do that, I'm perfectly content not to have a fast car or a huge TV or a wardrobe of designer clothes.

    I used to have a very well paying job in the city but I wasn't happy at all because although I had a nice fat paycheck at the end of every month, the job felt pointless. I ended up retraining as a teacher and although my salary now is about half what I was earning, and my lifestyle reflects this, I'm so much happier.

    If I could give advice to anyone at school/college, it would be do something you enjoy not something you feel you have to do. Oh and money doesn't necessarily equal happiness.
  • c4rvc4rv Posts: 29,615
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    family, kids longer term ?
  • [Deleted User][Deleted User] Posts: 88
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    I am in a similar situation at the moment. I've worked consistantly since I left school, and the majority of this time was for a charity which was the best job I had. It was minimum wage and I had to scrape by to pay the bills and go without a lot of things- but I was happy. I made the mistake of leaving and going into office work, which although the pay was great, the stress made me very ill and eventually I gave it up. I'm 'inbetween' jobs at the moment and trying to decide what is worth more, but I think it's pretty obvious...I mean, we spend the majority of our lives working, sod the money, make it something worthwile. As the poster above said, it's worth going without things to be content :) I wouldn't complain if a money tree suddenly sprung up in my garden though!
  • [Deleted User][Deleted User] Posts: 1,939
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    c4rv wrote: »
    family, kids longer term ?

    Not for a long, long time =P

    I'm just sick of chasing a 'career.' I have interests that I could potentially turn into careers, but that's a longer term thing that I don't need a degree for (and will work on in my spare time). Really, if it turns out I can live *independently* on a lower wage, then my life will be a hundred per cent easier, because the last few years have just been me putting extra pressure on myself to 'do well,' making me depressed in the process.
  • [Deleted User][Deleted User] Posts: 1,917
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    I've been in a job which, for various but legal reasons, pays under minimum wage and while I still live at home with my mum, I wouldn't say I don't lead a happy life; I don't rent my own place (but contribute to mum's rent), and the only travelling I do is a fair bit of driving (which is probably more expensive than you've asked for) but as I say, it is a 'happy life'. I did find though, hence using the past tense for 'been in' a job as I've just finished it, that I did get a little frustrated at the job given the grade I was at and the fact that there were few career prospects with it.

    So yes, it is possible. But, if you're anything like me, it's only short-term before you get frustrated at it (though I guess it depends on the job!)
  • topptopp Posts: 2,704
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    Depends on your definition of content.

    If your contentment is the things you listed, then yes I dont see why not.

    Unfortunatley we live in a world where corporations set the contentment levels. If you can see past the adverts and constant push of desires, then living a simple happy life is attainable.
  • monalisa62003monalisa62003 Posts: 56,955
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    Yeah Yeah wrote: »
    Not for a long, long time =P

    I'm just sick of chasing a 'career.' I have interests that I could potentially turn into careers, but that's a longer term thing that I don't need a degree for (and will work on in my spare time). Really, if it turns out I can live *independently* on a lower wage, then my life will be a hundred per cent easier, because the last few years have just been me putting extra pressure on myself to 'do well,' making me depressed in the process.
    ive been in education since i left school and only started looking for work within the last year. my ideal job would be in media but i dont think ill get anywhere with that so id be happy in something to do with computers for long term. i think i have to focus on my career because my personal life will never be that good (due to health reasons)
  • kookiethekatkookiethekat Posts: 2,867
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    Empirical wrote: »
    I manage it and I pay for me +1.

    I work 37 hrs a week @£10 an hour.

    Although I share my income with someone else, I have no mortgage or rent so I think that balances out.

    It all comes down to how cheaply you live, how much your rent or mortgage is.

    So its possible, but it all depends on you really.

    In what universe is £10ph not a good wage? I would kill to be on £10ph
  • f_196f_196 Posts: 11,829
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    In what universe is £10ph not a good wage? I would kill to be on £10ph

    I agree with that. I'm on almost half that wage, same hours a week.

    I'd barely be able to survive if I was living alone.
  • Red ArrowRed Arrow Posts: 10,889
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    Deleted. Can't be bothered to argue :p
  • [Deleted User][Deleted User] Posts: 1,939
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    Red Arrow wrote: »
    Deleted. Can't be bothered to argue :p

    What is there to argue about? If you have useful advice, even if it's to counter my original post, please go ahead. This is why I posted this thread in the first place.
  • Red ArrowRed Arrow Posts: 10,889
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    Yeah Yeah wrote: »
    What is there to argue about? If you have useful advice, even if it's to counter my original post, please go ahead. This is why I posted this thread in the first place.

    No nothing to do with yourself, it was in response to Empirical post.

    Just kinda found it funny how he was saying £10 an hour isn't a lot, but then went on to say he doesn't pay any mortgage or rent. Never mind :p Oh and Empirical I've got nothing against you if your reading this, just tired my mind is elsewhere :D
  • Smokeychan1Smokeychan1 Posts: 12,191
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    In Empirical's defence, they did not say £10 wasn't a lot, but it is below the national average and in no way can it be construed as highly paid. The minimum wage is set as a protection, a bare minimum, not a point for us to measure everything else by and feel we are well off if we surpass it!

    @Yeah Yeah. There is nothing wrong with a lack of ambition but I would be wary of the fact you have trouble sticking at anything. A job in a supermarket may appear to be "easy," but what makes you think you would be any more content doing that after a few years than you would working a white collar job? Having said that, it is good that you have self-awareness and seem to understand the black and white attitude you have to the workplace is misplaced.

    As for what you need financially from a job, depending on the rents in your area a low paid job may not be enough to cover what you think are modest requirements. As Espresso indicated, a flatshare is probably the way to go if you want to realise your dream of financial independence. Otherwise the weekly drink with friends is going to be a bottle of wine or a 6-pack once a month if you're lucky and you can forget about holidays.

    So do the sums and then see what is out there. I did that 6 years ago and left a well paid full time job to work in a less pressured industry with reduced hours. BUT, I sold my home to move into rental with a disaffected friend, so I do have savings to fall back on for holidays and Christmas presents. Good luck though. Most of us don't realise the importance of balance between work/home life until it's affecting our health and/or relationships. It's positive that you recognise what would make you unhappy.
  • c4rvc4rv Posts: 29,615
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    Yeah Yeah wrote: »
    Not for a long, long time =P

    I'm just sick of chasing a 'career.' I have interests that I could potentially turn into careers, but that's a longer term thing that I don't need a degree for (and will work on in my spare time). Really, if it turns out I can live *independently* on a lower wage, then my life will be a hundred per cent easier, because the last few years have just been me putting extra pressure on myself to 'do well,' making me depressed in the process.

    OP don't know what age you are but I would think by 30 or 35 you don't don't want to be starting at the bottom of your career. Of course as long as you live within your means and your chosen lifestyle then not a problem.

    There are plenty of people who never settle down, own a home, have a family, etc Just prioritise what is important to you in life and work on that.

    However I will say one thing, unless you plan on dying young think about what its going to take to support yourself when you are older. Pensions take decades to build up and the earlier you start saving the better.
  • MartinPickeringMartinPickering Posts: 3,711
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    It's important to set your budget. In other words, lay out (maybe on a spreadsheet) what your monthly expenditure is likely to be. Don't omit anything - include holidays - and add on at least 20% to the total for stashing away to cover your retirement and possible emergencies.

    Once you have your monthly total, break it down so you know how much you will need to earn per hour. That will be your minimum target.

    You may prefer not to have what people consider "proper employment". You could work for yourself selling stuff on the Internet, from a market stall or whatever. If selling isn't your "thing", maybe you could offer a service instead. Building work, odd jobs, installing satellite dishes, window cleaning, PC repairs - the possibilities are endless!

    Or you could have a "proper job" earning money for someone else, in return for a pittance, and experiment with your own business ideas at weekends and/or evenings.

    Whatever you do, make sure you are happy doing it. :)
  • AquajaneyAquajaney Posts: 519
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    You have to balance what you want from life and what you are prepared to pay for it.

    Higher salaries often mean longer hours and not being able to get away from the job, being available 24 hours a day and 365 days a year if there are any problems with things you are involved with.
  • [Deleted User][Deleted User] Posts: 135
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    Money doesn't equal happiness.
  • c4rvc4rv Posts: 29,615
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    crazyjohn wrote: »
    Money doesn't equal happiness.

    but no money often equals stress, especially when you have other depending on you
  • [Deleted User][Deleted User] Posts: 1,282
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    I think OP need to take buying a flat, setting up a family, having a child and some savings into consideration as well. Try getting promotion and higher pay whenever possible. Having more money doesn't mean you have to change your life style, especially when you feel happy about it. But the every extra penny will be desirable in emergency need.
  • EmpiricalEmpirical Posts: 10,189
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    Ok lets clarify.

    The OP asked:-
    OP wrote:
    but is it possible to have a 'content' life without having a career/being in a 'high position?'

    I do not have a career and I am not in a 'high position'. Retail assistant on the railway requires no specific qualifications (testing done in-house). That seems to satisfy the OPs conditions. He asked it it was possible. It is.
    In what universe is £10ph not a good wage? I would kill to be on £10ph

    I didn't say it wasn't a good wage I said it wasn't a high wage. It may be more than some earn, and it is more than I will be earning in the near future, but the OP was talking about high flying careers and in that context its NOT a high rate of pay at all. My job of selling tickets at a train station is hardly Managing Director.

    Although booking office jobs are going to be rarer. He could still do multiple jobs on the railway and most pay MORE than I get. And that is just one industry.

    However, knowing its a good distance from the minimum wage is why I included my hourly rate - specifically - so the OP could make up his own mind.
    Red Arrow wrote: »
    Just kinda found it funny how he was saying £10 an hour isn't a lot, but then went on to say he doesn't pay any mortgage or rent.

    Which is why I was careful to include that information for the OP, so they could factor that in. And as I already stated, I support someone else which works out about the same as my mortgage did.
  • Bulletguy1Bulletguy1 Posts: 18,429
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    Yeah Yeah wrote: »
    So I'm unemployed and looking for a full time job after leaving college. Due to my personal situation (I don't want to go into it here, University is pretty much impossible) I have no qualifications or skills outside GCSE, and my A Level results were dire.

    But I don't know if my brain's warped by the education system, but is it possible to have a 'content' life without having a career/being in a 'high position?' I don't want to have the latest TV or phone, I just don't want to feel financial pressure.

    I don't mind working, say, supermarket jobs full time. I do plan to 'develop my prospects', but this isn't something I can achieve in the short term. I have to move out of home and sustain myself soon in the situation that I'm in.

    This is all I want out of money:

    -To rent a flat

    - To go on holiday occasional ( to buy a £60 return ticket to European destinations and not have it burn a hole in my wallet)

    - To have internet access.

    - To be able to look after myself (get a haircut, eat healthily, buy new clothes occasionally, keep myself looking respectable all the time)

    - To have a drink with friends once a week

    I think actually, the biggest luxury I'd want is to be able to travel. I have friends in other countries that I want to see again.

    I have this black and white attitude for some reason where I think I either have to HAVE A CAREER AND BE RICH or work in Asda in poverty. I live in London btw

    Does anyone live this sort of lifestyle?
    From your post content I think you have little to worry about regarding the thread title.
    Not being personal but you lack the drive and ambition.
  • JohnbeeJohnbee Posts: 4,019
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    It is very impotant that you get a job. Any job is a great experience from which you will learn a lot about people and yourself.
    I never knew what I wanted to do or thought much about money. After working for a year though I had a rather definite view that I wanted to do something that I thought was worthwhile and offered some sort of future , (including financial security). I got a job doing hydrological surveys of various river systems in the UK.

    Of course that suited me, but would not suit many. You might be a person who dislikes having a boss or being
    bound by others' rules. Or you might want to personally care for people, or work with machinery, or in the open air or in woodland or in a comfortable dry warm office or in publishing or music or .... etc etc. You can not find out except by doing one. If you are very lucky you will take to it like a duck to water, but more likely that it gives you good guidelines to the sort of thing you do and do not want to do.

    If you do decide that all you want is money, then your job will give you good experience to see what jobs people have that earn them a lot. There are plenty, - recruiting, data analysis etc. A word though: if you want money because you really want not to work but to have a pleasant lazy life, forget it. You will never be ruich by being lazy. If you want to be a bit lazy with not much responsibility again you will find out about it by working.

    Don't fool yourself and just do what you think they say on TV that you ought to be like. It will be your decision not other peoples'. You will only find out for yourself what you want, by actually doing things. What abiout working in a large department store or supermarket. You will meet lots of people and get huge experiences. If you see somebdy stealing, or hear somebody lying to a boss and getting someone sacked, what will you do?
  • frostfrost Posts: 4,578
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    Empirical wrote: »

    I didn't say it wasn't a good wage I said it wasn't a high wage

    And you'd be wrong. For one with the hours you stated, £10 an hour is high paying job.
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