36K Including the 2K piece I am wearing around my neck which is solid gold so yes it does count.
Are you off the travellers?
I only ask because I read a while back that travellers traditionally invested their money in gold jewellery that non-travellers might regard as being a bit garish. Since they were always travelling, they couldn't very well put money in a bank.
I was feeling pretty bad today about being 33 and having less than £1000 in savings
If it makes you feel better, I have a 33-yr-old sibling who has never saved a penny in their life (other than the child savings account I set up and funded for them when I worked in a bank, but that was soon gone!).
The downside of accumulating serious capital, is that it takes many many years of hard work, frugal living, and hardly ever going out to really enjoy yourself. It's only much later that you gradually start to reap the benefits, and feel the freedom of independence.
The downside of accumulating serious capital, is that it takes many many years of hard work, frugal living, and hardly ever going out to really enjoy yourself. It's only much later that you gradually start to reap the benefits, and feel the freedom of independence.
I have less than 8k now, when made redundant in Sept i had about 18k but as its become obvious work wasnt something i was going to walk into i paid off some credit car debts, the last of a residudal uni loan and paid off my new car and increased some insurance policies and my pension left my flat and returned home to save money. I'm 27.
About 35k, but just bought a house so most of that is accounted for, and here you have to fork out several grand every so often for house painting or waterproofing.
I was feeling pretty bad today about being 33 and having less than £1000 in savings, as the older I get the more I should have thought about saving and have only just thought about it properly, guess that is the curse of being single and without kids, you forget responsibilities more.
Once the kids come along, a pair of school shoes or a crazy amount of food in the fridge always wins over saving...
Current savings = zip, nada, centre of a donut... But, I'm a crazy mature student on a pretty desperate student income...
Someone once said to me buy the best you can afford - took most of my life to appreciate that - I bought this that and the other without regard - either broke or I found I didn't really want or need it.
I'm also guilty of that and have reached a stage where I question 'need' a lot more... Nice post...
About £3k in savings, but I intend this to be up to £5k by this time next year as I start to put away about £200 a month following a pay rise.
This may sound selfish, but I know I have a substantial inheritance coming to me, so have been enjoying my money rather than saving it (I'm 34). As the cliche goes - you can't take it with you...
About £3k in savings, but I intend this to be up to £5k by this time next year as I start to put away about £200 a month following a pay rise.
This may sound selfish, but I know I have a substantial inheritance coming to me, so have been enjoying my money rather than saving it (I'm 34). As the cliche goes - you can't take it with you...
Hope your inheritance comes and is not left to a charity i would never count my chickens on that front.! But am relying on myself to salt some cash away for later.:)
I agree with the cliche though there are many a rich dead person the the cemetary.!;)
27 and just under 8K. That is being ear marked for the time when enough becomes enough and I decide to quit the job and go travelling. Until then, i'll keep putting as much as I can away each month.
Comments
I only ask because I read a while back that travellers traditionally invested their money in gold jewellery that non-travellers might regard as being a bit garish. Since they were always travelling, they couldn't very well put money in a bank. I bet that impresses the girls!
I can only just about get through a month let alone saving any
Everyone might be happy with that. I lived with mine until 27.
The advantages of not having a mortgage or a family to support
28 years old
/sadface
But by then you are too old to enjoy it.;)
You'd think so wouldn't you, especially when young, but actually not true.
wherever you keep it, it loses value.
At least in the bank you can stem that a bit with a high (ish) interest rate
Once the kids come along, a pair of school shoes or a crazy amount of food in the fridge always wins over saving...
Current savings = zip, nada, centre of a donut... But, I'm a crazy mature student on a pretty desperate student income...
I think I'll cry if I haven't 'moved on' my rugrats by your age...
I'm also guilty of that and have reached a stage where I question 'need' a lot more... Nice post...
This may sound selfish, but I know I have a substantial inheritance coming to me, so have been enjoying my money rather than saving it (I'm 34). As the cliche goes - you can't take it with you...
Hope your inheritance comes and is not left to a charity i would never count my chickens on that front.! But am relying on myself to salt some cash away for later.:)
I agree with the cliche though there are many a rich dead person the the cemetary.!;)