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PAYG v Contract |
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#1 |
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Forum Member
Join Date: Mar 2007
Location: Manchester, UK
Posts: 653
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PAYG v Contract
Hi
A pal of mine has an o2 contract and has had it for many years, he is now on 500 mins and paying about £25 p/m and the contract is due to end. Definetly needs to keep the number. He has big finance problems, although should still be able to pay the bill. However, I have heard he should transfer to a PAYG phone as this can save money and he will be better off. Has anyone done this and recommed it? and not to sure how to explain to him as its a delicate conversation. |
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#2 |
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Guest
Join Date: Jun 2005
Posts: 3,556
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you can keep your number you just need to ask for your pac code then take it to another network plus you can get some good deals on pay as you go virgin with there unlimited texts and net with the option to buy mins if you want or it is just 20p to call plus vodafone have a new tariff for pay as you go coming
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#3 |
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Forum Member
Join Date: Apr 2002
Posts: 455
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If his contract is ending, has he thought about going onto a SIM only deal? Some of them are absolute bargains
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#4 |
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Forum Member
Join Date: Mar 2007
Location: Manchester, UK
Posts: 653
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Do you need a credit check for this and can you end your current contract, as the 12 months is up this monday, so there is effectively no direct debit?
I am not sure how to approach the discussion as it is a delicate area? and he is a really close pal. |
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#5 |
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Forum Member
Join Date: Apr 2002
Posts: 455
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If it you stick with the same network, they dont do a credit check.
You just ring them up, and ask them to move to a sim only tarriff Last edited by Darth-Habib : 10-04-2009 at 21:59. Reason: Forgot to add bit |
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#6 |
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Forum Member
Join Date: Mar 2007
Location: Manchester, UK
Posts: 653
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the contract is in sons name and wants it in his name, if he were to take a sim deal would they do a credit check as it is a different name? would he be better taking a pay as u go?
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#7 |
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Inactive Member
Join Date: Oct 2005
Location: Alacant
Posts: 7,773
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Quote:
If it you stick with the same network, they dont do a credit check.
You just ring them up, and ask them to move to a sim only tarriff |
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#8 |
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Forum Member
Join Date: Dec 2007
Posts: 869
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Quote:
Actually that's not right (well as far as I know at TMO and Orange). Credit checks ARE done for SIMOs but they are easier to pass. There are even "lite" versions of the TMO Solos (no MMS, roaming etc) for those will very questionable credit scores.
However PAYG is ultimately much less value for money than contracts, it doesn't save anyone money. For example £20 SIM Only would give you 600 mins and Unlimited Texts but on PAYG would give you 100 Mins and 600 Texts. |
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#9 |
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Forum Member
Join Date: Nov 2005
Location: Sheffield
Posts: 96
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He should ring up O2 and say he wants to cancel. They should offer him a good deal to stay. I was offered £10 a month including a new phone. It commits you to a new 18 month contract though.
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#10 |
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Inactive Member
Join Date: Jan 2003
Posts: 43,524
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if he's prepared to commit to another 12 or 18 months then he should ask to negotiate a better deal.
generally they will offer a slightly better deal that the 30 day contracts in order to get you to sign for an extended period. that having been said there may be an advantage in being able to downgrade his contract at any time. but payg is not the way you can see the o2 sim only deals here: 30day http://shop.o2.co.uk/sim-only-simplicity 12 month http://shop.o2.co.uk/simplicity-12 if he calls them he may get a better deal, in particular if you can do your research and find a better one with another network, they will match it. and thus avoid the credit check. |
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#11 |
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Forum Member
Join Date: Mar 2007
Location: Manchester, UK
Posts: 653
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preferbly he wants to reduce the direct debits coming out of his account, thus I thought a pay as u go might be the way to go. But it seems maybe not by the replies. Is there an alternative?
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#12 |
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Guest
Join Date: Jun 2005
Posts: 3,556
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you can get good deals on pay as you go if you look around
http://www.virginmobile.com/vm/gener...iff.shop.sm285 http://www.three.co.uk/Pay_As_You_Go...ch_your_Top_up http://shop.vodafone.co.uk/pay-as-you-go/hub/vodafone/ |
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#13 |
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Forum Member
Join Date: Mar 2007
Location: Manchester, UK
Posts: 653
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Thankyou chris20, I will have a look.
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#14 |
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Guest
Join Date: Jun 2005
Posts: 3,556
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you got vodafone 300 mins unlimited texts for £20 on pay as you go virgin for £24 if you get a bundle 200 mins unlimited texts and net or 3 700 units so you can use that to call or text
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#15 |
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Forum Member
Join Date: Mar 2007
Location: Manchester, UK
Posts: 653
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do u know of any good deals on o2 as his phone is o2 and he doesnt want the hassle or expense of unlocking?
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#16 |
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Guest
Join Date: Jun 2005
Posts: 3,556
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here is 02 pay as you go not very good if you want mins to all networks just to people on 02
http://shop.o2.co.uk/tariffs/Pay_and_Go |
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#17 |
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Forum Member
Join Date: Mar 2007
Location: Manchester, UK
Posts: 653
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thanks. i will have a look arouond at the other options. I have a feeling that o2 phones are already unlocked. am i right? if not, which alternative providers like Tesco mobile for instance use the o2 network?
Am off out now, will check back in later. Thank you for all the advice. |
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#18 |
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Inactive Member
Join Date: Oct 2005
Location: Alacant
Posts: 7,773
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Quote:
If he stays on the same network they won't perform a credit check. Moving they would perform a credit check for a SIMO.
However PAYG is ultimately much less value for money than contracts, it doesn't save anyone money. For example £20 SIM Only would give you 600 mins and Unlimited Texts but on PAYG would give you 100 Mins and 600 Texts. |
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#19 |
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Forum Member
Join Date: Dec 2007
Posts: 869
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Quote:
It's been a while since I left Orange, but when I left TMO in Jan we still credit checked every pre to post migration.
Any move from PAYG to SIMO or contract would still require a credit check. |
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#20 |
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Inactive Member
Join Date: Nov 2008
Location: Spalding Lincolnshire
Posts: 3,927
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Quote:
Hi
A pal of mine has an o2 contract and has had it for many years, he is now on 500 mins and paying about £25 p/m and the contract is due to end. Definetly needs to keep the number. He has big finance problems, although should still be able to pay the bill. However, I have heard he should transfer to a PAYG phone as this can save money and he will be better off. Has anyone done this and recommed it? and not to sure how to explain to him as its a delicate conversation. |
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#21 |
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Forum Member
Join Date: May 2008
Location: Ipswich, Suffolk
Posts: 1,731
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I still think a SIM only contract is the way to go if he uses the phone regularly. If he hardly ever uses the phone then PAYG would be better.
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#22 |
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Forum Member
Join Date: Mar 2007
Location: Manchester, UK
Posts: 653
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the problem is, the contract is in is sons name and has been advised to change over to his own name, hence the idea of PAYG thus he doesnt need to have a credit check. I assume if he transfers his number to a sim only in his own name he will need a credit check? which is where the problem is.
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#23 |
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Guest
Join Date: Jun 2005
Posts: 3,556
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yea if he changes name they will need to do a credit check if he kept the same one and moved to sim only they will need to do nothing.
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#24 |
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Forum Member
Join Date: Aug 2004
Location: moon
Posts: 12,983
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ASDA PAYG is 8p/min and 4p texts so it all depends on his usage really.
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#25 |
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Forum Member
Join Date: Mar 2007
Location: Manchester, UK
Posts: 653
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does Asda use the o2 network? also what is the best o2 payg tarrif, e.g, most amount of mins/text for top up value?
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