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Old 27-08-2009, 19:17
LooieENG
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Our insurance have said my phone will be covered outside of our house, but do I need to register my IMEI number with them?
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Old 27-08-2009, 19:37
lexy_86
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I would hazard a guess at yes.

Also a proof of purchase may be required.
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Old 27-08-2009, 21:03
lalaland
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I would suggest the answer to your question lies with your insurance company. Call them and ask them.

My contents are insured with my insurer, however I've not had to give them serials for my PS3, TV, Wii, laptops, phone or anything else unless it's over a set value.

I'd guess the answer's no, however that's based on my own experience and I'd suggest the best way to be on the safe side is to call your insurer and confirm either way.

I must say how chuffed I am to meet a fellow 'mobile insured through the house insurance' person, instead of the usual people who pay rip off prices for specialised mobile insurance when they've already got cover most of the time and just don't realise it!
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Old 27-08-2009, 21:07
tellytart1
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The only downside (and I'm another mobile insured via home insurance) is you do have an excess to pay, perhaps £100. Still, as mine's a 16GB iPhone 3G, the equivalent replacement now is a 16GB 3GS at over £400, it's still worth it.
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Old 27-08-2009, 21:08
tellytart1
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I've got a database with all my items listed with serial numbers, and replacement values, and a copy of the database is stored off-site, in case my PC is stolen.
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Old 27-08-2009, 21:08
lalaland
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I'm lucky in that I don't have an excess with my home insurance, so it's always worth reading the small print.
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Old 27-08-2009, 22:05
LooieENG
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The only downside (and I'm another mobile insured via home insurance) is you do have an excess to pay, perhaps £100. Still, as mine's a 16GB iPhone 3G, the equivalent replacement now is a 16GB 3GS at over £400, it's still worth it.
Ah, I think our excess is £50 or £75 but like yourself, my phone is £400 unlocked so it's worth it. Also, you've gotta remember, if you don't claim, it costs nothing, whereas if you pay £8/mo (that's what CPW wanted for phone insurance), you lose that, even if you don't lose your phone.

Anyway, I'll ask the insurance tomorrow about the IMEI thing. Thanks for the answers everyone
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Old 27-08-2009, 22:06
Gormond
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Never heard of having to register the IMEI before, I have made various claims over the years and only ever had to provide proof of purchase. If in any doubt just give your insurance company a call and i'm sure they will be happy to help. Excess tends to be either £50 or £100 depending on who you are with, you tend to find the less you pay the higher the excess.
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Old 27-08-2009, 22:24
LooieENG
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If you get a free phone on contract, will that still be valid as proof of purchase? They go by the current value of the phone new right, not what you paid for it?
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Old 27-08-2009, 22:43
tellytart1
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Depends on your policy, a "new-for-old" policy will give you items either the same or equivalent specification.
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