I hated them. I had my dog insured with them for one year. I used them once. I had to claim the pricely sum of £18.90 (i paid the £50 excess).
After 6 weeks of hearing nothing, i chased them. It took them 14 weeks to finally pay up. It drove me mad. If it had been for a lot of money, and if i had to pay it upfront and then claim .... i would of been in trouble.
As soon as my year was up, I moved to Halifax pet insurance, and they have been wonderful.