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Random £10 put in my bank account!


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Old 18-02-2010, 15:17
Hypnodisc
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Looked at my internet banking statement, and randomly £10 has been put into my account

Credit £10.00
HSBC
402417M&S HIGH WYC
15FEB 21:08 REV
I have no idea where this has come from at all, or why or anything.

PC World randomly put £100 in my account back in November and that was never resolved either and I just got to keep the money.

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Old 18-02-2010, 15:18
burton07
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It's mine!!!
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Old 18-02-2010, 15:18
DGSx
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High Wycombe Marks and Spencers I imagine...
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Old 18-02-2010, 15:19
burton07
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Looked at my internet banking statement, and randomly £10 has been put into my account



I have no idea where this has come from at all, or why or anything.

PC World randomly put £100 in my account back in November and that was never resolved either and I just got to keep the money.

Do you have any shares? These seem like dividends.
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Old 18-02-2010, 15:19
Miriams Sister
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Have you returned anything to M&S?
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Old 18-02-2010, 15:20
SummerRain
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No, it's not! It's mine!!
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Old 18-02-2010, 15:21
Hypnodisc
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Do you have any shares? These seem like dividends.
Have you returned anything to M&S?
Nope and nope.

Haven't been to M&S for.. well.. I can't even remember when,

And nope, no shares.

How can it be HSBC and M&S btw?
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Old 18-02-2010, 15:22
stirlingguy1
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Might be a bank machine AT M&S?

EDIT: Although I dont know how/why it could "credit" you! Sorry!
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Old 18-02-2010, 15:23
BBTweets
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Could the REV mean a payment reversal? Maybe it was M&S who were supposed to put it into a different account number.
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Old 18-02-2010, 15:24
LP ROBINSON
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I had this happen to me before, random money appeared in my account. So I telephoned the bank immediately, and they were very grateful for my honesty.
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Old 18-02-2010, 15:25
therightdeal
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Heh, I would keep it.
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Old 18-02-2010, 15:25
whip
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Are you having your benefit day moved? Very unlikely it's that because the amount would be a random pounds and pence, but it's the only thing I can think of.
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Old 18-02-2010, 15:26
Hypnodisc
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I had this happen to me before, random money appeared in my account. So I telephoned the bank immediately, and they were very grateful for my honesty.
Back in November, PC World put £99.98 or something in my bank account, for no apparent reason - it was just tagged as 'REFUND' or something.

I telephoned Barclays and was on the phone to them for 20 minutes.

They said they'd investigate and if I didn't hear anything I could keep it.

Never heard a thing...
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Old 18-02-2010, 15:28
Hypnodisc
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Are you having your benefit day moved? Very unlikely it's that because the amount would be a random pounds and pence, but it's the only thing I can think of.
My benefits wouldn't in any way shape or form amount to £10

Also, they wouldn't be paid in at Marks and Spencer/or at a HSBC Cash point

On a statement, Benefits appear credited as:

Counter Credit £xxx
[NI Number] DWP EESA BGC
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Old 18-02-2010, 15:28
Alcdrew
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Just enjoy your random windfalls.

I hope you are declaring the extra income for tax/ benefit reasons.
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Old 18-02-2010, 15:29
catloverrjules
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just treat yourself to a takeaway
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Old 18-02-2010, 15:30
Hypnodisc
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Just enjoy your random windfalls.

I hope you are declaring the extra income for tax/ benefit reasons.
Should I be calling up HM Revenue and Customs to declare that someone has put £10 in my bank account, so that they may tax me on it?

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Old 18-02-2010, 15:37
BBTweets
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The numbers are the sort code for HSBC so perhaps M&S use them for their banking rather than M&S having a banking machine in there.
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Old 18-02-2010, 15:43
helenj1986
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The student loan company randomly gave me over £200 in november ...i never found out why they did .I graduated last year so obviously wasn't due any more payments .
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Old 18-02-2010, 15:49
trevalyan
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PINK_POUNDER had £20 go missing from his account earlier today.

who got the other tenner?
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Old 18-02-2010, 15:51
Triple-P
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The student loan company randomly gave me over £200 in november ...i never found out why they did .I graduated last year so obviously wasn't due any more payments .
bursary?
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Old 18-02-2010, 15:54
helenj1986
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I didn't get bursaries and as i say i graduated in november and i'm no longer in any education .I guess it's just random payment they missed of my previous loans? I didn't even get a letter from them about it and i wasn't going to ring them and give it back ! since im unemployed and £200 was a very nice before christmas!
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Old 18-02-2010, 15:58
hastalavegan
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PC World randomly put £100 in my account back in November and that was never resolved either and I just got to keep the money.

It's happened more than once?! No fair. I want free money
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Old 18-02-2010, 16:38
bubbsy
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Looked at my internet banking statement, and randomly £10 has been put into my account

Credit £10.00
HSBC
402417M&S HIGH WYC
15FEB 21:08 REV
402417 is the sort code for HSBC bank at 1 Corn Market, High Wycombe, Buckinghamshire HP11 2AY

M&S Money are part of the HSBC group. Have you recently got any financial services through M&S?

REV is either a reversal of a transaction or a refund.

Your bank can do a full trace for you if the above doesn't ring any bells.
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Old 18-02-2010, 17:46
Hypnodisc
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402417 is the sort code for HSBC bank at 1 Corn Market, High Wycombe, Buckinghamshire HP11 2AY

M&S Money are part of the HSBC group. Have you recently got any financial services through M&S?

REV is either a reversal of a transaction or a refund.

Your bank can do a full trace for you if the above doesn't ring any bells.
Thanks for digging that up I had no idea M&S and HSBC were linked.

Literally there is utterly nothing I have bought (neither products nor services) through either HSBC or M&S (I don't shop at M&S/use their services at all and I bank with Barclays) - let alone any reason to be given £10 by either of them.

I rang the bank over the £100 that PC World 'gave me', but nothing ever happened - so I don't even know whether it's worth ringing Barclays seeing as you end up being on hold forever
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