[iain]

Probably a dumb question, but is it possible to sign up for a contract, and pay it all in advance?

Iain

[!!11oneone]

You'd still be billed each month because of over-spend, though I don't see why you couldn't pay 18 months worth when you get your first bill, putting your account into credit.

Don't set up a regular payment, or direct debit, because they might still take the money even if you're in credit.

[iain]

Ah, OK - basically I've not long been self employed, so not sure I'd get the credit - but I was looking at the new iPhones.

Unless I'm missing something, O2 recycle would pay @£250 for a 3GS, which would virtually cover the cost of a new one on a contract.

Iain

[!!11oneone]

I still think they'd need to credit check you, unfortunately.

If you've got the 3GS, can't you do it as an upgrade to avoid the credit check?

[Rich_L]

O2 will probably just ask for a security deposit, maybe £100 maybe £150 if your credit rating is not that good.

[iain]

the 3GS is on PAYG. the thing that should hold me back is the lack of a 64GB model so far.

but its just so shiny

although does address the main shortcomings with the 3GS - the screen resolution and the not so great camera.

Iain

[tvtimes]

Quote:

Originally Posted by iain

Ah, OK - basically I've not long been self employed, so not sure I'd get the credit - but I was looking at the new iPhones.

Unless I'm missing something, O2 recycle would pay @£250 for a 3GS, which would virtually cover the cost of a new one on a contract.

Iain

Hi Ian are u going for a business tariff? I have one and they are much better value for money. I have t-mobile business unlimited and I vet everything unlimited for 30 quid.

[ThePhenom]

Unless you have a bad credit rating because of issues in the past I think you should be OK.

I got my first contract in my name at 18 so had next to no credit rating. I don't think the mobile phone one is a strict.

[random-nonsense]

I did when I first went from PAYG to a contract. Paid 12 months of line rental so if I couldn't pay my overspend bill (was a student at the time) I would still be able to receive calls/texts. This was ten years ago though so don't know if you still can.

[Daveoc64]

O2 generally asks for a deposit if you don't have good credit (for whatever reason).

They then use that deposit to pay off your first few bills.

[Rich_L]

Its not your first bills they use it for, they keep it for 3 months normally and then, obviously, you'll have paid 3 months worth of bills.

You can then either have the deposit back in a lump sum or indeed use it to pay off future bills - so technically get 3/4 months free line rental depending on your tariff price.

[carguy143]

When i first stepped into the world of pay monthly, i got a sim only contract with o2 on a 30 day contract. I used this for 3 months and then upgraded to a full pay monthly contract with a free phone.

I think doing it that way helped me as i was a minimal risk to the network as i didn't have a phone from them(just a sim), i could have got out of it at any time, but i stayed with them, and i paid in full every months, which helped prove i am a good customer.

[stephen122333]

I am amazed they they all stopped these kind ofdeals, my first phone, I paid for a year and got XX mins a month (this was back in the late 90's).

[carguy143]

I remember an offer with the 3310 years ago. It cost £200 but included 12 months of line rental in advance and x amount of minutes a month, anything above that and you topped up with pay and go vouchers.