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Paying for an 18 month contract in advance |
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#1 |
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Guest
Join Date: Mar 2000
Posts: 62,990
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Paying for an 18 month contract in advance
Probably a dumb question, but is it possible to sign up for a contract, and pay it all in advance?
Iain |
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#2 |
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Forum Member
Join Date: Sep 2005
Posts: 3,807
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You'd still be billed each month because of over-spend, though I don't see why you couldn't pay 18 months worth when you get your first bill, putting your account into credit.
Don't set up a regular payment, or direct debit, because they might still take the money even if you're in credit. |
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#3 |
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Guest
Join Date: Mar 2000
Posts: 62,990
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Ah, OK - basically I've not long been self employed, so not sure I'd get the credit - but I was looking at the new iPhones.
Unless I'm missing something, O2 recycle would pay @£250 for a 3GS, which would virtually cover the cost of a new one on a contract. Iain |
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#4 |
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Forum Member
Join Date: Sep 2005
Posts: 3,807
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I still think they'd need to credit check you, unfortunately.
If you've got the 3GS, can't you do it as an upgrade to avoid the credit check? |
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#5 |
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Forum Member
Join Date: Nov 2005
Posts: 5,653
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O2 will probably just ask for a security deposit, maybe £100 maybe £150 if your credit rating is not that good.
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#6 |
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Guest
Join Date: Mar 2000
Posts: 62,990
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the 3GS is on PAYG. the thing that should hold me back is the lack of a 64GB model so far.
but its just so shiny ![]() although does address the main shortcomings with the 3GS - the screen resolution and the not so great camera. Iain |
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#7 |
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Inactive Member
Join Date: Feb 2007
Location: Under a rock
Posts: 8,972
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Quote:
Ah, OK - basically I've not long been self employed, so not sure I'd get the credit - but I was looking at the new iPhones.
Unless I'm missing something, O2 recycle would pay @£250 for a 3GS, which would virtually cover the cost of a new one on a contract. Iain |
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#8 |
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Forum Member
Join Date: May 2009
Posts: 1,262
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Unless you have a bad credit rating because of issues in the past I think you should be OK.
I got my first contract in my name at 18 so had next to no credit rating. I don't think the mobile phone one is a strict. |
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#9 |
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Forum Member
Join Date: Mar 2007
Posts: 261
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I did when I first went from PAYG to a contract. Paid 12 months of line rental so if I couldn't pay my overspend bill (was a student at the time) I would still be able to receive calls/texts. This was ten years ago though so don't know if you still can.
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#10 |
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Forum Member
Join Date: Sep 2003
Location: Bristol (BBC1 West)
Posts: 15,143
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O2 generally asks for a deposit if you don't have good credit (for whatever reason).
They then use that deposit to pay off your first few bills. |
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#11 |
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Forum Member
Join Date: Nov 2005
Posts: 5,653
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Its not your first bills they use it for, they keep it for 3 months normally and then, obviously, you'll have paid 3 months worth of bills.
You can then either have the deposit back in a lump sum or indeed use it to pay off future bills - so technically get 3/4 months free line rental depending on your tariff price. |
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#12 |
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Forum Member
Join Date: Sep 2005
Location: Leyland
Posts: 1,971
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When i first stepped into the world of pay monthly, i got a sim only contract with o2 on a 30 day contract. I used this for 3 months and then upgraded to a full pay monthly contract with a free phone.
I think doing it that way helped me as i was a minimal risk to the network as i didn't have a phone from them(just a sim), i could have got out of it at any time, but i stayed with them, and i paid in full every months, which helped prove i am a good customer. |
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#13 |
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Forum Member
Join Date: Apr 2010
Location: London
Posts: 835
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I am amazed they they all stopped these kind ofdeals, my first phone, I paid for a year and got XX mins a month (this was back in the late 90's).
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#14 |
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Forum Member
Join Date: Sep 2005
Location: Leyland
Posts: 1,971
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I remember an offer with the 3310 years ago. It cost £200 but included 12 months of line rental in advance and x amount of minutes a month, anything above that and you topped up with pay and go vouchers.
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