[CaptnSpaulding]

Does anyone know if there is a way or would a network provider be able to tell me if I would pass their credit check before actually trying to get a contract out?
14 months ago I failed and had to get an o2 contract out in my mums name, but around 4 months ago I got a contract out in my name on vodafone for my gf through mobiles.co.uk. Now my contract is up and I want an iPhone 4, I don't want to be rejected at the last moment and feel embarrassed in the shop and have to go back with someone else and get it in their name again lol.
Weird and probably silly question but you never know there might be a way

[robtuk06]

Order it online to avoid being embarrassed in the shop. That will also give you a cooling off period if you change your mind.

[Sam Seed]

Quote:

Originally Posted by CaptnSpaulding

Does anyone know if there is a way or would a network provider be able to tell me if I would pass their credit check before actually trying to get a contract out?
14 months ago I failed and had to get an o2 contract out in my mums name, but around 4 months ago I got a contract out in my name on vodafone for my gf through mobiles.co.uk. Now my contract is up and I want an iPhone 4, I don't want to be rejected at the last moment and feel embarrassed in the shop and have to go back with someone else and get it in their name again lol.
Weird and probably silly question but you never know there might be a way

your credit rating cant be as bad as mine. last year i got my iphone through carphone warehouse(online). you may be asked to put a deposit down 1st though

[robbies_gal]

do it online then you wont feel so bad

if u got one out recently you might be ok

im having the same dilemna although if i just upgrade apparently you dont get credit checked

and like sam said cpw have all the networks so could prob help you find a deal maybe with a deposit

[Appleseed]

If you already have a contract in your name, just take out another with that same network. You're unlikely to even be checked if you are already with them and have kept your account in good order. T-Mobile checked me 5 years ago when I first had a line with them, since then i've had a total of 6 lines with them and have never been checked since.

[robbies_gal]

is that right apple?

my husbands phone on o2 is in my name even though ive got an account with them i thought it said i would be credit checked again on their t and c

[Appleseed]

Quote:

Originally Posted by robbies_gal

is that right apple?

my husbands phone on o2 is in my name even though ive got an account with them i thought it said i would be credit checked again on their t and c

All I can say for sure is that T-Mobile credit checked me when I first joined them but have not done so when taking on addional lines. I now have a total of 5 lines with them.

[ashjf]

Quote:

Originally Posted by CaptnSpaulding

Does anyone know if there is a way or would a network provider be able to tell me if I would pass their credit check before actually trying to get a contract out?
14 months ago I failed and had to get an o2 contract out in my mums name, but around 4 months ago I got a contract out in my name on vodafone for my gf through mobiles.co.uk. Now my contract is up and I want an iPhone 4, I don't want to be rejected at the last moment and feel embarrassed in the shop and have to go back with someone else and get it in their name again lol.
Weird and probably silly question but you never know there might be a way

Is your contact still running? If so just do an upgrade once the iPhone 4 is out.

[robbies_gal]

Quote:

Originally Posted by Appleseed

All I can say for sure is that T-Mobile credit checked me when I first joined them but have not done so when taking on addional lines. I now have a total of 5 lines with them.

thanks apple hope o2 are the same

[lawrenma2]

o2 do have more stringent criteria for credit checks than other providers, but there are certain times they relax their criteria for acceptance, such as when figures are low or when it's reaching the end of their quarter.

I know that most people would be accepted for o2 simplicity (sim only contract) then 11 month later could upgrade to pay monthly with a free or reduced handset, providing there has been a clean payment history.

If you have broadband or a landline with o2, then I would use that as an argument for them to offer you a contract mobile.

[robbies_gal]

thanks for the advice

[carguy143]

You could try buying through a carphone warehouse. They used to do their own credit checks on behalf of o2 and it may be slightly easier to pass. For example - my unemployed 19 year old brother got a phone on a £45 a month contract through them