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Credit check question
darkjedimaster
27-06-2010
Hi all,

I have just been refused a contract by Vodaphone as I haven't got a good enough credit score. Now as I already have an Orange contract, would my bad credit affect me getting an additional line ?

Many Thanks DJM
Appleseed
27-06-2010
I'd think you'd be ok. If you already have an account with them (and provided you've kept it in order) I wouldn't think they'll bother with a credit check. T-Mobile have never checked me again since the first line I had with them. I've now got two iPhones, a laptop and dongle, a combi plan and a flext plan (which finishes July 14th)
There's no credit searches from them on my file other than the very first in March 2005.
Knighton
27-06-2010
Orange usually has the lowest criteria for getting a contract, although if there is a problem with your score they might ask you to pay a deposit before you get the extra line.
fmradiotuner1
27-06-2010
Yes I was able to have T-Mobile and Three but I could not get an Orange phone at their shop when I tried like 2 years ago.
darkjedimaster
28-06-2010
Thanks for the replies everyone, I will give them a bell when I get paid & see if I can get onto the tariff that I am interested in.
TH14
28-06-2010
I went to buy a BB Bold 9700 2 weeks ago at CPW on an Orange Dolphin tariff. I've been with O2 for years on a £35 a month contract and never missed a payment and I certainly havent got any debt so I was really surprised to fail the credit check I just ended up sticking with O2 but I was surprised and I dont know what criteria they use
belleville1
28-06-2010
Originally Posted by TH14:
“I went to buy a BB Bold 9700 2 weeks ago at CPW on an Orange Dolphin tariff. I've been with O2 for years on a £35 a month contract and never missed a payment and I certainly havent got any debt so I was really surprised to fail the credit check I just ended up sticking with O2 but I was surprised and I dont know what criteria they use”

If you've never had a credit card, loan, overdraft or something that you've repaid on time, you tend to have absolutely no credit rating - so when Orange come along, their system just tells them there isn't enough information to make a decision.

It's a strange one, though - because normally, having a phone contract and paying it well would give you some sort of credit rating. I did that at 18, didn't want a credit card or anything but wanted a credit rating for the future, so took out a low-end 12-month Vodafone contract which did the trick.
TH14
28-06-2010
I ae a credit card which I just use for internet shopping and pay it off straight away as soon as I use it. I also have a car on finance and have never fell behind on payments for that, I was really surprised I got turned down but o2 have always been fine with me so no big deal
Anika Hanson
28-06-2010
I think you should be fine with getting another line if your account with orange is in order. I started with 1 T-mobile line and have since got a second line and mobile broadband without any problems. They keep on trying to get me take out another line.

I also have a line with O2 and they keep offering me another line and broadband. I think once you have a line with a network and you pay your bills on time you wont have any problems with getting additional lines.
mr_dink
28-06-2010
I can confirm that Orange do not credit check you for an additional line.
darkjedimaster
28-06-2010
That is great, I spoke to Orange retail earlier & said that as they had no Iphone 4 in stock, they would require a deposit of £50. Then as soon as they get stock in, they would run thru the application process for the additional line.
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