I lost my iPhone 3G last night when out and about, I reported it lost to the network last night who barred it and am just back from reporting it to the Police station who gave me a crime reference number, I had it covered under house insurance with away from home coverage, so what way does the thing work now? My insurance company doesn't open to later on, I'm worried they won't pay out, and even if they do the 3G is no longer made