hi there
back on a contract phone again, after years of pay as you go - and got a new nexus one in the process.
This is also my first Smart phone.
However - i am in 2 minds about the insurance, which is 10 pounds per month.

to me, it seems risky without and waste of money with insurance. bumping up a phone bill to 45 squid a month seems pricey - but if i loose the handset, i am screwed - or if i drop it and brake the damm thing, i am screwed. but all that may not happen. therefore spending 10 pounds per month for something that may not happen.

i have just wondered what people on here do about insurance for their phones?

Try your bank. For £12.50 per month I get two phones insured; travel insurance for two and both cars covered with basic breakdown coverage.

thank you for that info. i remember now the chap who old me the phone recommended going to my bank, but completely forgot he mentioned it. i will check that out