How to choose good reliable mobile phone insurance. I don't need all the extras that are provided by the bank's policy such as travel or car cover.

All I need is need insurance to cover a mobile phone, such theft, accidental damage, loss/stolen. Some policies say that cover water damage as well.

Any advice?

Thanks in advance.

Check your home insurance, sometimes you get personal possessions which should cover your mobile for loss/theft/damage but not calls made if its stolen (ie thief runs up £100 quid in call charges) Hope this helps

the above is correct, after a shambles of a claim with protect your bubble and there administrators at super cover i checked my home policy and took personal belongings for less than £2 per month. Plus the standard cover i Had covered accidental damage.