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Please sign this petition to save Sally the dogs life - Halifax revoke pet insurance
gregrichards
24-10-2011
Please sign this petition and help save Sally the dog's life she needs our help. I am absolutely disgusted by the Halifax revoking this poor dog's insurance and that of other animals.

http://www.thepetitionsite.com/1/hal...pets-to-death/

Thank you,
Greg
woodbush
24-10-2011
It's sad that this has happened but many insurance companies refuse to renew cover following high cost claims for whatever reason they decide.

Some people in houses on a flood plain can't even get insurance now.

It's emotive because it's a pet but a petition will do nothing. Halifax have decided to remove itself from pet insurance, nothing you can do i'm afraid.
gregrichards
24-10-2011
Originally Posted by woodbush:
“It's sad that this has happened but many insurance companies refuse to renew cover following high cost claims for whatever reason they decide.

Some people in houses on a flood plain can't even get insurance now.

It's emotive because it's a pet but a petition will do nothing. Halifax have decided to remove itself from pet insurance, nothing you can do i'm afraid.”

Hi thanks for your reply I know what your saying is true but it is still worth a try. He cant sit back and do nothing. If anyone has any ideas to help they would be much appreciated and I will let Sally's owner know.
shrek
25-10-2011
Halfiax are just the brokers its the insurance company Agria International apparently

I will sign petition dont think it will do any good but wont do any harm either.
nobabydaddy
25-10-2011
This petition is pointless.

Halifax has withdrawn all their insurance policies. It's down to market forces. Chris Law will have to go to another insurance firm.
shrek
25-10-2011
PS why not start a post on moneysaving expert forums there is a vote for me thread in referral forum. Its a very busy site
gregrichards
25-10-2011
Originally Posted by shrek:
“Halfiax are just the brokers its the insurance company Agria International apparently

I will sign petition dont think it will do any good but wont do any harm either.”

Thank you I appreciate it.
woodbush
25-10-2011
Originally Posted by gregrichards:
“Hi thanks for your reply I know what your saying is true but it is still worth a try. He cant sit back and do nothing. If anyone has any ideas to help they would be much appreciated and I will let Sally's owner know.”

My dog wasn't a very well puppy. I was never able to get insurance.

His last operation cost me £1300, I didn't have any choice.

Insurance companies are a law unto themselves and no petition will change that.
gregrichards
25-10-2011
Do you think the PDSA or anything else could help Sally?
shrek
25-10-2011
I dont think the PDSA will treat existing conditions, plus you need to register before any treatments and also be eligible

" Live within the defined catchment area of a PDSA PetAid hospital or practice service.
Be receiving either Housing Benefit or Council Tax Benefit *
"

Originally Posted by gregrichards:
“Do you think the PDSA or anything else could help Sally?”

Sandgrownun
25-10-2011
I don't understand why the underwriting company won't cover it or let them take out insurance with another of their broker companies. Maybe it would be different if it was whole of life rather than an annual policy? Still it doesn't seem fair at all.

Hopefully a local vet will let them open an account and pay monthly for treatment. Or perhaps the RSPCA, PDSA, Blue Cross or Dogs Trust might be able to help them or offer more advice.
MarellaK
25-10-2011
This story reinforces the need to go with the right, reputable insurance company for your pets and not just shop around for cheap deals.

I know I've probably been paying high premiums to Petplan for the last 16 years but they've provided an excellent service and I've never had any problems with claims (and I've made quite a few claims over the years). Vets are also happy to deal with Petplan directly.

I too would be devastated if anything like this happened to me but I suppose I would just have to pay out of my own pocket if I felt my pet would still have a good quality of life with the treatment on offer. It's worth trying the RSPCA. My uncle took his female cat to the nearest RSPCA hospital about 4 years ago when she was diagnosed with renal failure by a private vet who suggested putting her to sleep. The Harmsworth (sp?) Hospital in Putney kept her in for 4-5 days, rehydrated her and she lived for a further 18 months. They only charged just over £100 for her stay and treatment. I'm not sure how you qualify for RSPCA treatment, eg if you need to be on benefits but my uncle is a pensioner so they just went ahead and treated the cat without any further questioning about his ability to afford private care.

Good Luck.
c4rv
27-10-2011
Originally Posted by MarellaK:
“This story reinforces the need to go with the right, reputable insurance company for your pets and not just shop around for cheap deals.”

I'm pretty certain that halifax is a reputable company. The only unfortunate thing is they decided to pull out of the pet insurance market.

TBH, with the rise in better treatments available (along with higher vet bills) I can only see premiums getting more expensive and other companies pulling out of the market.
MarellaK
27-10-2011
Originally Posted by c4rv:
“I'm pretty certain that halifax is a reputable company. The only unfortunate thing is they decided to pull out of the pet insurance market.

TBH, with the rise in better treatments available (along with higher vet bills) I can only see premiums getting more expensive and other companies pulling out of the market.”

Yes, reputable was probably not the right term, sorry.

It's just that Petplan just deals with pet insurance so unless the whole company went into liquidation, my policies are safe with them.

Premiums with Petplan have always been higher than could be got elsewhere, I could have saved a lot of money over the years. I just like having peace of mind and need to be sure my policy will cover all eventualities. Lifelong cover is a lot more expensive too but offers greater security. I'm currently paying over £40/month for 3 cats and that's with special discounts because my last 2 are rescue cats from Cats Protection.

My vet told me that when I registered my 2 new cats - one was found to have chronically infected eyes - that some insurance companies would not pay if she had any future problems with her eyes even though when I insured her I was not aware of any such problems. She said there would be no problem with Petplan and their insurance forms were the easiest for vets to complete because they weren't looking for ways to avoid settling claims.

The first time I claimed from Petplan was when my late Tabitha was two and then again when she was four and I was impressed how quickly they settled the claims with minimum fuss and hassle. My Tabitha's most recent claim ended up being very complicated but, again, absolutely no stress and they paid out directly to my vet.

Insurance isn't worth much when, if you actually need to claim, the policy turns out to be worthless.
graham001
27-10-2011
I completely sympathise with the owner of the dog (I have owned dogs for the whole of my life, and have recently taken on an American Bulldog (now 11 months) that has major alergies to just about everything and I can't get insurance for her because she had already been to the vets for the complaint before I got her). I have to accept that it's my baby and I will have to fund her for the rest of her life, which I hope its a long comfortable life for her too , irrespective of the financial cost to me.

But as the Halifax have pulled out of pet insurance, I cannot imagine any other broker (or insurer) being happy to take on something that they KNOW will cost them money! Thats not how insurances work :-/
LiverpoolFCGirl
29-10-2011
Completely sympathise with the owner and poor Sally. Sadly I don't hold out much hope with regards to this petition succeeding but I have signed it and given the thread a bump again to bring it back to everyone's attention.
Pixie Queen
05-11-2011
EEKs I'm going to be digging my pet insurance out and I think I may be changing insurers PDQ. The insurance I have is with the PDSA but their brokers are BDML. The amount I pay has now risen as I've looked through my bank statements to more than £40 a month for two dogs. Hell why didn't I notice that it's doubled in 4 years? I thought by going with the PDSA insurance I would be helping people with pets who didn't have the means to help pay for their pets vet treatment and supporting a charity.

Does anyone have any suggestions of pet insurance I should consider?
Maisey Moo
05-11-2011
I am a new facebook friend of the owner of Sally. Sadly she is at peace now they had too let her go.
Run Free at the bridge Sally.
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