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What are the benefits of SIM free?


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Old 20-11-2011, 16:15
carnivalist
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As I've said on other threads I'm out of contract and weighing up my options.

One thing I've thought of is going to a pay monthly SIM with Tesco Mobile, who seem to have the best deals, apart from giffgaff.

I'm wondering what the pros and cons of getting a SIM free handset might be. The main one is obviously the freedom, but if Orange gave me a decent deal, would I not be losing out in money terms?

One thing that concerns me is insurance for loss and damage. One of the things that has kept me with Orange is their insurance which is superb - virtualy hassle free. If I bought SIM free, I presume I'd have to find an independent insurer unless the likes of CPW provide insurance. How good are these?

What happens if your phone conks out - are you in a situation where you have no phone for days and has anyone found that they have to fight a battle to get their phone repaired?

Anything I've missed?
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Old 20-11-2011, 17:29
Hooloovoo
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I'm wondering what the pros and cons of getting a SIM free handset might be. The main one is obviously the freedom, but if Orange gave me a decent deal, would I not be losing out in money terms?
If the upfront cost (if any) of the phone plus 24 months of contract is cheaper than the SIM-free cost of the phone plus 24 months of SIM-only then yes you will be losing out in money terms.

For example. I am looking to buy a Galaxy Nexus. SIM-free price £530. Plus a minimum of £10 per month, over 24 months total cost £770. I can get a 24 month contract for this phone for a £220 up front cost and £15 per month, total cost £580. Clearly in this instance the contract is cheaper.

Buying SIM-free used to work out much cheaper back in the days when contracts were all £30+ and phones were only worth £100. In these days of cheap contracts and expensive smartphones, it's almost certainly cheaper to get a contract.


One thing that concerns me is insurance for loss and damage. One of the things that has kept me with Orange is their insurance which is superb - virtualy hassle free. If I bought SIM free, I presume I'd have to find an independent insurer unless the likes of CPW provide insurance. How good are these?
I can't really comment on this since I have never had mobile phone insurance. I believe my phone is covered through my home contents insurance. But I would never claim on it, because it would just end up costing me more in increased premiums than it would to go out and buy a new phone.

What happens if your phone conks out - are you in a situation where you have no phone for days and has anyone found that they have to fight a battle to get their phone repaired?
The same thing that happens when you are under contract. The phone is yours, you have bought it, even when getting it included with a contract. If the phone "conks out" then you have your rights under the sale of goods act. That is all.

The main benefit of going SIM-free is to get a phone that is unlocked and unbranded. But even this can be achieved with a contract if you purchase from a third-party retailer.
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Old 20-11-2011, 18:31
legends wear 7
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Interesting you focus on cost rather than value. For £15 contract you are not going to get a lot of data that you will want with a smartphone.
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Old 20-11-2011, 19:19
Hooloovoo
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Interesting you focus on cost rather than value. For £15 contract you are not going to get a lot of data that you will want with a smartphone.
No? The T-Mobile deal I'm looking at is 500MB data with unlimited web and email.

That sounds a bit weird to me. But basically it means for normal web browsing and email it really *is* unlimited data. I would only go into my 500MB data allowance if I were streaming YouTube or Spotify etc. I don't do anything like that, so for my use it's absolutely fine.
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Old 20-11-2011, 19:30
kitchen whisk
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If you are SIM-free and not in a 24-month contract on one tariff, you have much more flexibility. You can easily move to another provider, or you can change to a different deal if your usage changes. This is not always possible within a contract - and when it is your options are normally much more limited.

Incidently, you could probably be looking at cheaper SIM-only deals to throw into the mix.

For just £6.00 per month you can get 100 minutes, 100 texts and the T-mobile 500MB download/unlimited browsing booster if you purchase via chitterchatter
For much higher usage patterns, it isn't just Tesco and Giffgaff. Talkmobile and Vectone aren't bad. In fact the cheapest deal in 18 months time could easily be with a company that at this moment in times doesn't even exist.

Deals come and go - and you can instantly jump on board any great SIM-only deal that comes along if you are not tied to a contract - this forces them to always be very good value as it is so easy to switch between best deals, and switch regularly, when no network has you over a barrel due to a minimum contract length.
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Old 20-11-2011, 21:24
legends wear 7
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ignore that
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Old 20-11-2011, 21:29
legends wear 7
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the 24 months would put me off, would much rather pay £530 for a device and use a sim only deal, then when i want to change handset again i sell that one and buy the new one.

I change my phone every 6-8months
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Old 20-11-2011, 21:30
legends wear 7
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by the way if you go the sim free route, its £515 here http://www.mobilephonesdirect.co.uk/...9/p116702.aspx
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Old 20-11-2011, 21:43
Keith_13
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At the end of your contract ask how much for sim only is from your network, I pay T-Mobile £5 a month for 300 minutes, unlimited texts & unlimited internet.
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Old 20-11-2011, 21:49
rjb101
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If the upfront cost (if any) of the phone plus 24 months of contract is cheaper than the SIM-free cost of the phone plus 24 months of SIM-only then yes you will be losing out in money terms.

For example. I am looking to buy a Galaxy Nexus. SIM-free price £530. Plus a minimum of £10 per month, over 24 months total cost £770. I can get a 24 month contract for this phone for a £220 up front cost and £15 per month, total cost £580. Clearly in this instance the contract is cheaper.

Buying SIM-free used to work out much cheaper back in the days when contracts were all £30+ and phones were only worth £100. In these days of cheap contracts and expensive smartphones, it's almost certainly cheaper to get a contract.




I can't really comment on this since I have never had mobile phone insurance. I believe my phone is covered through my home contents insurance. But I would never claim on it, because it would just end up costing me more in increased premiums than it would to go out and buy a new phone.



The same thing that happens when you are under contract. The phone is yours, you have bought it, even when getting it included with a contract. If the phone "conks out" then you have your rights under the sale of goods act. That is all.

The main benefit of going SIM-free is to get a phone that is unlocked and unbranded. But even this can be achieved with a contract if you purchase from a third-party retailer.

That's a good deal, Do you have a link?
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Old 20-11-2011, 21:54
Keith_13
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**deleted** duplicate post
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Old 20-11-2011, 21:54
TheBigM
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That's a good deal, Do you have a link?
It's a T-Mobile deal with 300 mins, 300 texts and 500MB data. They do the exact same one for the HTC Titan.

A good website for finding the right contract for you is omio.com - you keep tweaking and refining until you find the right thing.
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Old 21-11-2011, 03:23
carnivalist
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What operator do Vectone and talkmobile use? One of the reason I'm thinking of dumping Orange is that its indoor reception is poor in one plce I stay. T-Mobile is even worse.
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Old 21-11-2011, 11:47
Hooloovoo
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the 24 months would put me off, would much rather pay £530 for a device and use a sim only deal, then when i want to change handset again i sell that one and buy the new one.

I change my phone every 6-8months
That's a fair point. But I've had my current phone just over three years now, and I fully anticipate keeping my Galaxy Nexus also for three years. So a 24 month contract followed by 12 months of very cheap SIM-only is fine by me.

That's a good deal, Do you have a link?
https://www.buymobilephones.net/mobi...48,All,tt1,ct1

Choose "£10-£15" and it is the only tariff that shows up.

For new customers it's 100 minutes, 100 texts, and 500MB data with the phone for £250. But as a T-Mobile upgrade I got 300 minutes, 300 texts, and the phone for £220.

From what I can see this is one of the only websites processing T-Mobile upgrades on the Galaxy Nexus.
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Old 21-11-2011, 11:53
TheBigM
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All the discussion above assumes a discount rate of 0%.
Start discounting each payment even by conservative discount rates and a contract becomes even cheaper as the handset cost is amortised over the length of the contract rather than paying for it upfront.

If you don't understand my post, read this: http://en.wikipedia.org/wiki/Net_present_value
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Old 22-11-2011, 20:31
MrSuper
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At the end of your contract ask how much for sim only is from your network, I pay T-Mobile £5 a month for 300 minutes, unlimited texts & unlimited internet.
Which sim-only deal do you have for that? £5 a month is fantastic! How much unlimited internet do you get?
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Old 22-11-2011, 21:13
TheBigM
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Which sim-only deal do you have for that? £5 a month is fantastic! How much unlimited internet do you get?
It's going to be a very old retention deal. The kind that if he came off it would never be able to get it back.

My friend has something similar from T-Mobile involving unlimited off-peak minutes.
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Old 22-11-2011, 22:02
rjb101
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That's a fair point. But I've had my current phone just over three years now, and I fully anticipate keeping my Galaxy Nexus also for three years. So a 24 month contract followed by 12 months of very cheap SIM-only is fine by me.



https://www.buymobilephones.net/mobi...48,All,tt1,ct1

Choose "£10-£15" and it is the only tariff that shows up.

For new customers it's 100 minutes, 100 texts, and 500MB data with the phone for £250. But as a T-Mobile upgrade I got 300 minutes, 300 texts, and the phone for £220.

From what I can see this is one of the only websites processing T-Mobile upgrades on the Galaxy Nexus.

Yep, That's a good deal...
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Old 22-11-2011, 22:36
Hooloovoo
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Which sim-only deal do you have for that? £5 a month is fantastic! How much unlimited internet do you get?
I've had that for the last 12 months.

I had 100 minutes, 100 texts with unlimited internet booster for £10 per month. I then got them to add an additional unlimited text booster for £5. Finally, I was given a £10 loyalty discount making it a total of £5 per month.

The loyalty discount only ran for 12 months. It has expired just in time for me to upgrade my phone and start a new contract.
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Old 22-11-2011, 22:37
Hooloovoo
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Yep, That's a good deal...
I think it is. I signed up for it yesterday and just waiting for the phone to arrive now
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Old 22-11-2011, 22:50
trigpoint
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You also get a phone that hasn't been messed around with by the operator, not covered in the operators logos and software updates don't lag the real ones, if upgrade features are ever allowed by the operator. And its not locked.

I unbranded my old N95 and it was like having a new phone.
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Old 22-11-2011, 22:57
Hooloovoo
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You also get a phone that hasn't been messed around with by the operator, not covered in the operators logos and software updates don't lag the real ones, if upgrade features are ever allowed by the operator. And its not locked.

I unbranded my old N95 and it was like having a new phone.
I made that point in the last paragraph of post #2.

It's also not such a big deal these days. Many third-party retailers sell unbranded stock and simply bundle with whatever contract you choose.
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Old 22-11-2011, 23:52
MrSuper
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I've had that for the last 12 months.

I had 100 minutes, 100 texts with unlimited internet booster for £10 per month. I then got them to add an additional unlimited text booster for £5. Finally, I was given a £10 loyalty discount making it a total of £5 per month.

The loyalty discount only ran for 12 months. It has expired just in time for me to upgrade my phone and start a new contract.
How did you manage to get a loyaly discount? Can anyone get it? How long have you been with T-Mobile for?
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Old 22-11-2011, 23:53
neo_wales
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I prefer sim free because I'm not a heavy phone user and a £10 giff gaff sim is actually more than I need. Also I'm abroad several times a year and can buy a cheap 'local' sim for calls home.
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Old 22-11-2011, 23:55
Keith_13
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It's going to be a very old retention deal. The kind that if he came off it would never be able to get it back.

My friend has something similar from T-Mobile involving unlimited off-peak minutes.
Erm, I went onto it in September.

I even get the proper Android unlimited internet unlike the new unlimited internet that my wife gets.

When the 18 month contract for my Desire ended they moved me onto that, so I get the same deal as my previous contract 300 anytime minutes, 300 texts, Android internet booster & unlimited texts booster.
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