Hi all
Just wanted to see if anyone had any experience of pet insurance. I am trying to work out which company offers the best cover for a reasonable charge.
Any advice would be gratefully received.
Thanks in advance

I just spent an afternoon doing this yesterday. It's very difficult to compare like for like. Like power bills they are so complicated! Different excess, lifetime or not, amounts paid for this that and the other. Ended up with helpucover, which was from a price comparison site, for my cat. Still not totally sure if this was the best deal for the best cover, but got too fed up trying to work it out!

Make sure you choose one that has lifetime cover and I would also advise that you choose a company whose main line of business is insurance. There were a few companies last year who withdrew from the pet insurance market, the latest one being Halifax, and that has resulted in lots of people being left up the creek.

I am £15 a month for a 7 year old dog with Axa - that gives £7000 cover a year (or per condition, I can't actually remember!)

Thanks very much for the info, after a while I lost the will to live!

Has anyone discovered any companies that insure indoor cats as most of the ones I have looked at include all sorts of cover that I just wouldn't need.

You may need to speak to a broker. My other suggestion would be to buy a copy of a cat magazine and look for an advert for one of the breeder insurance firms, or speak to one of the cat breed clubs as pedigrees are often kept indoors. There is a company called DBI (Dog Breeders Insurance) but I don't know if they do cats as well. You could also try SEIB (South Essex Insurance) they usually insure horses and by it's very nature horse insurance has to be very flexible. I think they do domestic animals as well and it wouldn't hurt to ask.
I insured all my dogs except Mirabelle-the-Chihuahua with Directline and they have been pretty good so far (they've paid out for two eye ops, one cruciate ligament and two seperate cases of hypothyroidism) but they are a bit slow, luckily I have a patient vet! Mibs is insured with John Lewis And they also seem good, they paid up in reasonable (ish) time when Mibs had to have her tummy 'unzipped' as the vet thought she had eaten something stupid.
I didn't insure my three cats as I couldn't afford it on top of the dogs, that sure bit me on the arse Betsy the streetwise Maine Coon ripped her tummy open on some barbed wire and just as I had finished paying that off Valentine (the great fat lazy indoor British Shorthair) fell off the dining room table and managed to get a spiral fracture of his leg. Just as I'd paid THAT off Moonlet (V's brother) decided to pretend to be dead with some mysterious lurgy that he had fully recovered from within 24 hours Now I just need to finish paying off the bill for colic and PTS for youngest Chipolata's horse He was too old to be insured for illness, though he was insured for everything else. You can't win