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Barclays Pingit |
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#1 |
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Forum Member
Join Date: Oct 2003
Location: the wild world web
Posts: 28,132
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Barclays Pingit
http://www.bbc.co.uk/news/technology-17057570
http://www.barclays.co.uk/PersonalBa...id=301RDpingit An interesting 'cash transfer' APP. Watch out Paypal? |
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#2 |
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Forum Member
Join Date: Apr 2005
Location: colchester
Posts: 15,352
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I've harvested loads of mobile numbers from vans and ads for local plumbers, decorators, builders and sparkies.
Should be quids in soon! Well, I assume the security has a few checks built in to stop that. |
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#3 |
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Forum Member
Join Date: Apr 2005
Posts: 13,091
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Saw some items on the news about this a few weeks ago.
With the declining use of the cheque, it's a good idea for paying tradesmen etc, especially as they can confirm the payment pretty much instantly. I also like the idea for personal use. If I pay for something on my card for a group of people, I don't actually want the cash from people. What I really want is the money in my account. If it can be done quickly and easily using a mobile phone, I think that's a good idea. |
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#4 |
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Forum Member
Join Date: Apr 2005
Posts: 13,091
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Quote:
I've harvested loads of mobile numbers from vans and ads for local plumbers, decorators, builders and sparkies.
Should be quids in soon! Well, I assume the security has a few checks built in to stop that.
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#5 |
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Forum Member
Join Date: Jun 2003
Location: Suffolk
Posts: 932
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I've used Pingit a few times already and it's excellent.
I like the fact it's instant from one account to another. I know someone who works at Barclays and they're already looking at how it can be used to its full potential within businesses etc. |
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#6 |
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Forum Member
Join Date: Apr 2005
Posts: 13,091
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It needs other banks to get on board with being able to send money as well as receive it, if it's going to really take off.
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#7 |
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Forum Member
Join Date: Apr 2005
Location: colchester
Posts: 15,352
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Quote:
How much are you planning to send them?
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#8 |
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Forum Member
Join Date: Apr 2005
Posts: 13,091
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Quote:
Umm, nothing. I was jokingly suggesting I would register their numbers andwhen the customer paid it would go to my account. No doubt there I'd a step to prevent this.
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#9 |
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Forum Member
Join Date: Apr 2002
Location: Wapping, London
Posts: 16,222
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it seems great (it texts you a code when registering so you can't just put any number). I'm going to offer it to customers as a means of payment as you can get it for business accounts as well. But perfect for "how do we split the bill" "let me just put £20 in your account, done"
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#10 |
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Forum Member
Join Date: Oct 2003
Location: the wild world web
Posts: 28,132
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Any transfer fees. (yet)
I've not used it but I can see some advantages for me doing so. |
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#11 |
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Forum Member
Join Date: Apr 2005
Posts: 13,091
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Quote:
it seems great (it texts you a code when registering so you can't just put any number). I'm going to offer it to customers as a means of payment as you can get it for business accounts as well. But perfect for "how do we split the bill" "let me just put £20 in your account, done"
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#12 |
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Forum Member
Join Date: Mar 2004
Posts: 1,156
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No fees involved, and other bank's customers will be able to make payments from 20th March.
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#13 |
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Forum Member
Join Date: Mar 2004
Posts: 1,156
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FYI, I had an email from Barclays CS today. Implementation of the Pingit App for non-Barclays customers has 'encountered technical difficulties' and there is currently 'no firm date for its release' !
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#14 |
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Forum Member
Join Date: Apr 2002
Location: Wapping, London
Posts: 16,222
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I've not actually made a transfer with it yet!
So if they're struggling with other banks, that means that anyone can receive payments but only Barclays folks can send them. Shame. I prefer the money going the other way
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#15 |
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Forum Member
Join Date: Apr 2005
Location: colchester
Posts: 15,352
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I'm willing to help you paul. I have sent you my number just pop a couple of hundred quid over and I'll let you know if I've got it ok.
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#16 |
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Forum Member
Join Date: Mar 2004
Posts: 1,156
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Quote:
FYI, I had an email from Barclays CS today. Implementation of the Pingit App for non-Barclays customers has 'encountered technical difficulties' and there is currently 'no firm date for its release' !
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#17 |
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Forum Member
Join Date: Jan 2011
Location: Dundee, Scotland
Posts: 9,293
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Quote:
Anyone heard anything further about this?
Its now been updated to include anyone with a UK bank account and a UK mobile number. Just got the update on my iphone there. |
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#18 |
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Forum Member
Join Date: Apr 2002
Location: Wapping, London
Posts: 16,222
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Quote:
Yep.
Its now been updated to include anyone with a UK bank account and a UK mobile number. Just got the update on my iphone there.
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#19 |
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Forum Member
Join Date: Apr 2005
Location: colchester
Posts: 15,352
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Quote:
sweet. tealady, perhaps you'd be willing to oblige me now?
![]() ![]() Why? OK, I accept there must be a reason, but what is it? |
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#20 |
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Forum Member
Join Date: Mar 2004
Posts: 1,156
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IMHO this isn't worth bothering with for non-Barclays account holders. In order to facilitate payments from your phone they set up a wallet account which you have to pre-load with funds. You also have to go to your nearest Barclays to prove you exist before you can use it. Couldn't be arsed quite frankly.
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#21 |
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Forum Member
Join Date: Apr 2005
Location: colchester
Posts: 15,352
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Quote:
In order to facilitate payments from your phone they set up a wallet account which you have to pre-load with funds. You also have to go to your nearest Barclays to prove you exist before you can use it.
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#22 |
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Forum Member
Join Date: Apr 2002
Location: Wapping, London
Posts: 16,222
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Quote:
The app works on Android 2.2 but will not work on rooted devices
![]() Why? OK, I accept there must be a reason, but what is it? |
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#23 |
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Forum Member
Join Date: Apr 2002
Location: Wapping, London
Posts: 16,222
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Quote:
You also have to go to your nearest Barclays to prove you exist before you can use it. Couldn't be arsed quite frankly.
http://ask.barclays.co.uk/help/pingi...countforpingit Opening effectively a separate account for it is a poor implementation, but not that much worse than receiving money via paypal. (Sending money via paypal is great, and should be what pingit aims for) |
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#24 |
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Forum Member
Join Date: Apr 2005
Location: colchester
Posts: 15,352
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Quote:
prob same reason as a lot of DRM won't work. Its seen as less secure and Barclays don't want to deal with some dodgy software giving away all your money.
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#25 |
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Forum Member
Join Date: Mar 2004
Posts: 1,156
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Quote:
where's the "go into a branch to prove you exist" bit?
TBH the feature that is the real killer for me is having to pre-load the wallet account - who's going to bother/remember to do that? Why can't it be linked to a bank account to automatically top up, like when I buy Lottery tix on my phone or pay using PayPal? |
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