not only that if you re-install the app, (e.g. wipe or lose your phone, or change phones) you have to (as a Barclays customer) ring them up and get them to completely delete the account so you can re-register (possibly just 'reset' the account, but I had to re-verify my phone and account all over again). I'd imagine for non-Barclays there's rather more hoops to jump through again.
Barclays Pingit
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Originally Posted by alanwarwic:
“http://www.bbc.co.uk/news/technology-17057570
http://www.barclays.co.uk/PersonalBa...id=301RDpingit
An interesting 'cash transfer' APP.
Watch out Paypal?”
“http://www.bbc.co.uk/news/technology-17057570
http://www.barclays.co.uk/PersonalBa...id=301RDpingit
An interesting 'cash transfer' APP.
Watch out Paypal?”
Is it not easier and quicker just to take a tenner out of your wallet and give it to the person across the table for you?
Another money earner for the banks.
Originally Posted by noise747:
“Is it not easier and quicker just to take a tenner out of your wallet and give it to the person across the table for you?
Another money earner for the banks.”
“Is it not easier and quicker just to take a tenner out of your wallet and give it to the person across the table for you?
Another money earner for the banks.”
there are no fees for it. And many of us don't carry around cash much these days. But, the implementation is dire.
Trust vending machines?
I'd much prefer this type of thing installed.
Cash can be troublesome but so can bank fees.
I'd much prefer this type of thing installed.
Cash can be troublesome but so can bank fees.
Originally Posted by noise747:
“Is it not easier and quicker just to take a tenner out of your wallet and give it to the person across the table for you?”
“Is it not easier and quicker just to take a tenner out of your wallet and give it to the person across the table for you?”
But what usually happens is that it ends up with £13/14 and no one has enough change after getting £20s out of the machine.
Isn't the idea more aimed at your sparky/plumber?
Originally Posted by paulbrock:
“there are no fees for it. And many of us don't carry around cash much these days. But, the implementation is dire.”
“there are no fees for it. And many of us don't carry around cash much these days. But, the implementation is dire.”
No fees? um, I bet somehow there is money being made from it, banks do nothing for nothing.
More people carry cash than you think
Originally Posted by tealady:
“But what usually happens is that it ends up with £13/14 and no one has enough change after getting £20s out of the machine.
Isn't the idea more aimed at your sparky/plumber?”
“But what usually happens is that it ends up with £13/14 and no one has enough change after getting £20s out of the machine.
Isn't the idea more aimed at your sparky/plumber?”
Maybe, I still think i will stick with cash.
Originally Posted by raymartin01:
“TBH the feature that is the real killer for me is having to pre-load the wallet account - who's going to bother/remember to do that? Why can't it be linked to a bank account to automatically top up, like when I buy Lottery tix on my phone or pay using PayPal?”
“TBH the feature that is the real killer for me is having to pre-load the wallet account - who's going to bother/remember to do that? Why can't it be linked to a bank account to automatically top up, like when I buy Lottery tix on my phone or pay using PayPal?”
Exactly this. I don't think it was ever supposed to be implemented in this way. They hit a snag enabling payments from other banks and this is probably the way around it. I reckon this will kill the service before it even gets started.
Very frustrating because it's such a good idea, but poorly implemented. Even the advert doesn't show it off in the best light. Surely the idea isn't to start sending money days later - you would do it right there in the restaurant or wherever.
It's one of those things that only works well if everyone has it, and with this Wallet system, that's just not going to happen.
Rome wasn't built in a day.
The more they enable early on the more likely mass fraud would catch them cold.
Its the same for free. Banks look long term (sometimes!) and they will have a plan to maximise profits.
The more they enable early on the more likely mass fraud would catch them cold.
Its the same for free. Banks look long term (sometimes!) and they will have a plan to maximise profits.
Originally Posted by IslandNiles:
“Exactly this. I don't think it was ever supposed to be implemented in this way. They hit a snag enabling payments from other banks and this is probably the way around it. I reckon this will kill the service before it even gets started.
Very frustrating because it's such a good idea, but poorly implemented. Even the advert doesn't show it off in the best light. Surely the idea isn't to start sending money days later - you would do it right there in the restaurant or wherever.
It's one of those things that only works well if everyone has it, and with this Wallet system, that's just not going to happen.”
“Exactly this. I don't think it was ever supposed to be implemented in this way. They hit a snag enabling payments from other banks and this is probably the way around it. I reckon this will kill the service before it even gets started.
Very frustrating because it's such a good idea, but poorly implemented. Even the advert doesn't show it off in the best light. Surely the idea isn't to start sending money days later - you would do it right there in the restaurant or wherever.
It's one of those things that only works well if everyone has it, and with this Wallet system, that's just not going to happen.”
Nail. Head. Both my mate and I are Barclays customers and we split a bill using it last night, but for any non-Barclays customers I wouldn't bother. I've also removed it as a payment I accept for work; simply not fit for purpose.
Originally Posted by alanwarwic:
“Banning cash would cure much tax avoidance.
A bit of a can of worms though.”
“Banning cash would cure much tax avoidance.
A bit of a can of worms though.”
No it would not, it would make it more difficult to avoid tax, but people will find a way around it.
Cash will be with us for many years, I think it will see me out.
Originally Posted by noise747:
“No it would not, it would make it more difficult to avoid tax, but people will find a way around it.
Cash will be with us for many years, I think it will see me out.”
“No it would not, it would make it more difficult to avoid tax, but people will find a way around it.
Cash will be with us for many years, I think it will see me out.”
i think cash will be around for a good while, but the *need* to carry cash is ever decreasing.
Originally Posted by noise747:
“No it would not, it would make it more difficult to avoid tax, but people will find a way around it.”
“No it would not, it would make it more difficult to avoid tax, but people will find a way around it.”
You say potato, I say pot-ta-to
Originally Posted by tealady:
“I've harvested loads of mobile numbers from vans and ads for local plumbers, decorators, builders and sparkies.
Should be quids in soon! Well, I assume the security has a few checks built in to stop that.”
“I've harvested loads of mobile numbers from vans and ads for local plumbers, decorators, builders and sparkies.
Should be quids in soon! Well, I assume the security has a few checks built in to stop that.”
there is a huge online database of mobile phone numbers called yellow pages if you harvest them.
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