Apple patents a method for confirming payment transactions on a device

Richard_T · 28-08-2012, 20:25

Looks like the new iPhone could feature a revolutionary mobile payemnt method using NFC ( Near Field Comunication ) all patented and protected by apple, full article via cnet here:
http://news.cnet.com/8301-13579_3-57...e-road-to-nfc/

johnnybgoode83 · 28-08-2012, 20:27

NFC and RFID for making payments? What could go wrong?

alanwarwic · 28-08-2012, 20:29

I have not tried it on my Visa card yet. (I assume it is NFC but Visa does not use those words)

Lets hope I'm not not swiping my money away to Apple.
I often wonder if a vendor could nudge into me and pinch some money.

iPhone needed or do the rest of the world have to stick with SMS alerts?

Stiggles · 28-08-2012, 20:32

Thats only for confirming payments because Apple think you are to stupid to actually know you've made the payment!

NFC payments have been done on mobiles now for months. The S3 was a testbed for it at the olympics with Visa.

alanwarwic · 28-08-2012, 20:41

Its all up in the air how it pans out.

Notifications surely cant be patented an that's what it is made to seem.
To be more exact it is just an IM.

alanwarwic · 28-08-2012, 20:44

Quote:

Originally Posted by Stiggles

The S3 was a testbed for it at the olympics with Visa.

Its on my card and I'd rather flash my card in front of me than my phone.

People probably prefer to nick phones.
I don't mind an IM that uses vibrate to say 'task done'.

Lets hope that is not patented.

tealady · 28-08-2012, 20:45

A US patent though.

Stiggles · 28-08-2012, 20:55

Quote:

Originally Posted by alanwarwic

Its on my card and I'd rather flash my card in front of me than my phone.

People probably prefer to nick phones.
I don't mind an IM that uses vibrate to say 'task done'.

Lets hope that is not patented.

Yep, i see what your saying but, for me its easier to pop my phone out and swipe it than going in pocket to get wallet, open it, pull card out etc etc.

You dont even have to unlock the mobile, just swipe it.

Quote:

Originally Posted by tealady

A US patent though.

Indeed.

Tracey.l · 28-08-2012, 20:56

I've only ever paid for anything using NFC once, that was a McDonalds lol. Just did it to see if it worked. It did

johnnybgoode83 · 28-08-2012, 20:56

Nothing can replace good old fashioned cash

Stiggles · 28-08-2012, 21:00

Quote:

Originally Posted by Tracey.l

I've only ever paid for anything using NFC once, that was a McDonalds lol. Just did it to see if it worked. It did

Never used it yet

I do use NFC tags though. One where my phone goes at night which turns the phone on silent and turns the alarm on and 1 at my work that turns the phone on silent as well.

To lazy to do it myself

alanwarwic · 28-08-2012, 21:06

Quote:

Originally Posted by Stiggles

Yep, i see what your saying but, for me its easier to pop my phone out

And no need to carry a card.

Visa has quite a monopoly in the UK add everyone is very keen to beat them.

Tassium · 28-08-2012, 21:10

Apple patents the patent, thus owning the entire world! (aka the USA)

Apple CEO Ming the Merciless at Apple HQ on Mongo said "Tremble before us puny Earthlings!"

Innovation is our theme, we steal it from others then sue them ha ha ha!"

Kodaz · 28-08-2012, 22:12

Quote:

Originally Posted by Tassium

Apple CEO Ming the Merciless

I think this explains why Apple doesn't allow Flash on its devices

Step666 · 28-08-2012, 22:38

Quote:

Originally Posted by Kodaz

I think this explains why Apple doesn't allow Flash on its devices

I think you just won this thread.

carnivalist · 28-08-2012, 23:07

Quote:

Originally Posted by Step666

I think you just won this thread.

First-round knockout.

alanwarwic · 28-08-2012, 23:34

More on Apple with 'patent result is a loss for innovation'.

http://www.theinquirer.net/inquirer/...for-innovation

I have heard of the 'Tooting popular front' but that is quite a new one to me.

Stiggles · 29-08-2012, 00:05

Quote:

Originally Posted by Kodaz

I think this explains why Apple doesn't allow Flash on its devices

Haha! Superb!

Step666 · 29-08-2012, 00:33

Quote:

Originally Posted by alanwarwic

I have heard of the 'Tooting popular front' but that is quite a new one to me.

A reference to the EFF?

They're heavily involved in keeping the web a free and open environment, they campaigned against legislation against SOPA, stuff like that.
Best way is to think of them as an online equivalent to the ACLU, actively campaigning for and defending people's rights online.

grumpyoldbat · 29-08-2012, 09:48

Quote:

Originally Posted by Stiggles

Thats only for confirming payments because Apple think you are to stupid to actually know you've made the payment!

NFC payments have been done on mobiles now for months. The S3 was a testbed for it at the olympics with Visa.

Indeed it's not new tech. The difference being is when iPhone gets it, it'll be something that gets enabled by the general public, a percentage of whom won't understand what it is and will end up charging stuff all over the place and then whining to the papers about it. Whilst the S3 has sold tons of devices, I still think it'll just be the tech savvy using stuff like NFC. When the iPhone gets it, all sorts of numpties will be offloading cash by accident!

Sounds like Apple are just trying to cover their backsides early.

paulschapman · 29-08-2012, 10:19

Quote:

Originally Posted by Tassium

Apple patents the patent, thus owning the entire world! (aka the USA)

Apple CEO Ming the Merciless at Apple HQ on Mongo said "Tremble before us puny Earthlings!"

Innovation is our theme, we steal it from others then sue them ha ha ha!"

It does remind you of the scene in Hitchhikers when the publishers of the guide copied text from the back of a cereal, went back in time and then sued the makers of the breakfast cereal for breach of copyright. It is ironic in that the late Douglas Adams who wrote Hitchhikers was a fan of the Apple Mac

paulschapman · 29-08-2012, 10:22

Quote:

Originally Posted by Kodaz

I think this explains why Apple doesn't allow Flash on its devices

you b*****d! Now I have to explain to the boss why I just spilt tea all over my desk and keyboard.

pi r squared · 29-08-2012, 10:58

Quote:

Originally Posted by Stiggles

Yep, i see what your saying but, for me its easier to pop my phone out and swipe it than going in pocket to get wallet, open it, pull card out etc etc.

Actually, the NFC should work through your wallet - I can verify my Barclaycard does, otherwise I would have complained that that waterslide advert was misleading

I certainly don't take the card out. I guess that only works if you have ONE contactless payment card in there, though.

Quote:

Originally Posted by alanwarwic

I often wonder if a vendor could nudge into me and pinch some mmoney

Hmmm, I hadn't ever considered that! It takes a couple of seconds to verify but I don't know if that's long enough for you to notice that the dodgy-looking vendor pressed up against your leg ISN'T just pleased to see you...

Quote:

Originally Posted by johnnybgoode83

Nothing can replace good old fashioned cash

On a regular basis, I use cash in precisely two places - my work canteen and the pub. It's just an inconvenience and I'd be happy to see it completely replaced by an electronic system. I don't get paid in cash, I rarely pay for things WITH cash. Let's move forward

Rich2k · 29-08-2012, 11:31

Quote:

Originally Posted by Stiggles

NFC payments have been done on mobiles now for months. The S3 was a testbed for it at the olympics with Visa.

Sure but the patent was filed in 2009. I'm not sure there were phones with NFC in 2009?

Dai13371 · 29-08-2012, 12:39

Quote:

Originally Posted by Rich2k

Sure but the patent was filed in 2009. I'm not sure there were phones with NFC in 2009?

2006, the Nokia 6131.

28-08-2012, 20:25	#1
Richard_T Forum Member Join Date: Dec 2002 Location: East Midlands Posts: 3,842	Apple patents a method for confirming payment transactions on a device Looks like the new iPhone could feature a revolutionary mobile payemnt method using NFC ( Near Field Comunication ) all patented and protected by apple, full article via cnet here: http://news.cnet.com/8301-13579_3-57...e-road-to-nfc/

28-08-2012, 22:12	#14
Kodaz Forum Member Join Date: Jul 2008 Posts: 1,006	Dispatch war rocket Ajax to bring back his body! Quote: Originally Posted by Tassium Apple CEO Ming the Merciless I think this explains why Apple doesn't allow Flash on its devices

28-08-2012, 20:27	#2
johnnybgoode83 Inactive Member Join Date: Oct 2011 Location: The arse end of no where Posts: 8,616	NFC and RFID for making payments? What could go wrong?

28-08-2012, 20:29	#3
alanwarwic Forum Member Join Date: Oct 2003 Location: the wild world web Posts: 28,132	I have not tried it on my Visa card yet. (I assume it is NFC but Visa does not use those words) Lets hope I'm not not swiping my money away to Apple. I often wonder if a vendor could nudge into me and pinch some money. iPhone needed or do the rest of the world have to stick with SMS alerts?

28-08-2012, 20:32	#4
Stiggles Forum Member Join Date: Jan 2011 Location: Dundee, Scotland Posts: 9,293	Thats only for confirming payments because Apple think you are to stupid to actually know you've made the payment! NFC payments have been done on mobiles now for months. The S3 was a testbed for it at the olympics with Visa.

28-08-2012, 20:41	#5
alanwarwic Forum Member Join Date: Oct 2003 Location: the wild world web Posts: 28,132	Its all up in the air how it pans out. Notifications surely cant be patented an that's what it is made to seem. To be more exact it is just an IM.

28-08-2012, 20:44	#6
alanwarwic Forum Member Join Date: Oct 2003 Location: the wild world web Posts: 28,132	Quote: Originally Posted by Stiggles The S3 was a testbed for it at the olympics with Visa. Its on my card and I'd rather flash my card in front of me than my phone. People probably prefer to nick phones. I don't mind an IM that uses vibrate to say 'task done'. Lets hope that is not patented.

28-08-2012, 20:45	#7
tealady Forum Member Join Date: Apr 2005 Location: colchester Posts: 15,352	A US patent though.

28-08-2012, 20:55	#8
Stiggles Forum Member Join Date: Jan 2011 Location: Dundee, Scotland Posts: 9,293	Quote: Originally Posted by alanwarwic Its on my card and I'd rather flash my card in front of me than my phone. People probably prefer to nick phones. I don't mind an IM that uses vibrate to say 'task done'. Lets hope that is not patented. Yep, i see what your saying but, for me its easier to pop my phone out and swipe it than going in pocket to get wallet, open it, pull card out etc etc. You dont even have to unlock the mobile, just swipe it. Quote: Originally Posted by tealady A US patent though. Indeed.

28-08-2012, 20:56	#9
Tracey.l Inactive Member Join Date: Aug 2012 Posts: 293	I've only ever paid for anything using NFC once, that was a McDonalds lol. Just did it to see if it worked. It did

28-08-2012, 21:00	#11
Stiggles Forum Member Join Date: Jan 2011 Location: Dundee, Scotland Posts: 9,293	Quote: Originally Posted by Tracey.l I've only ever paid for anything using NFC once, that was a McDonalds lol. Just did it to see if it worked. It did Never used it yet I do use NFC tags though. One where my phone goes at night which turns the phone on silent and turns the alarm on and 1 at my work that turns the phone on silent as well. To lazy to do it myself

28-08-2012, 21:06	#12
alanwarwic Forum Member Join Date: Oct 2003 Location: the wild world web Posts: 28,132	Quote: Originally Posted by Stiggles Yep, i see what your saying but, for me its easier to pop my phone out And no need to carry a card. Visa has quite a monopoly in the UK add everyone is very keen to beat them.

28-08-2012, 21:10	#13
Tassium Forum Member Join Date: Mar 2009 Location: It's Grim Posts: 24,412	Apple patents the patent, thus owning the entire world! (aka the USA) Apple CEO Ming the Merciless at Apple HQ on Mongo said "Tremble before us puny Earthlings!" Innovation is our theme, we steal it from others then sue them ha ha ha!"

28-08-2012, 22:38	#15
Step666 Forum Member Join Date: May 2012 Location: Scotland Posts: 1,274	Quote: Originally Posted by Kodaz I think this explains why Apple doesn't allow Flash on its devices I think you just won this thread.

28-08-2012, 23:07	#16
carnivalist Forum Member Join Date: Jul 2005 Posts: 4,412	Quote: Originally Posted by Step666 I think you just won this thread. First-round knockout.

28-08-2012, 23:34	#17
alanwarwic Forum Member Join Date: Oct 2003 Location: the wild world web Posts: 28,132	More on Apple with 'patent result is a loss for innovation'. http://www.theinquirer.net/inquirer/...for-innovation I have heard of the 'Tooting popular front' but that is quite a new one to me.

29-08-2012, 00:05	#18
Stiggles Forum Member Join Date: Jan 2011 Location: Dundee, Scotland Posts: 9,293	Quote: Originally Posted by Kodaz I think this explains why Apple doesn't allow Flash on its devices Haha! Superb!

29-08-2012, 00:33	#19
Step666 Forum Member Join Date: May 2012 Location: Scotland Posts: 1,274	Quote: Originally Posted by alanwarwic I have heard of the 'Tooting popular front' but that is quite a new one to me. A reference to the EFF? They're heavily involved in keeping the web a free and open environment, they campaigned against legislation against SOPA, stuff like that. Best way is to think of them as an online equivalent to the ACLU, actively campaigning for and defending people's rights online.

29-08-2012, 09:48	#20
grumpyoldbat Forum Member Join Date: Apr 2008 Posts: 3,636	Quote: Originally Posted by Stiggles Thats only for confirming payments because Apple think you are to stupid to actually know you've made the payment! NFC payments have been done on mobiles now for months. The S3 was a testbed for it at the olympics with Visa. Indeed it's not new tech. The difference being is when iPhone gets it, it'll be something that gets enabled by the general public, a percentage of whom won't understand what it is and will end up charging stuff all over the place and then whining to the papers about it. Whilst the S3 has sold tons of devices, I still think it'll just be the tech savvy using stuff like NFC. When the iPhone gets it, all sorts of numpties will be offloading cash by accident! Sounds like Apple are just trying to cover their backsides early.

29-08-2012, 10:19	#21
paulschapman Forum Member Join Date: Feb 2007 Posts: 24,737	Quote: Originally Posted by Tassium Apple patents the patent, thus owning the entire world! (aka the USA) Apple CEO Ming the Merciless at Apple HQ on Mongo said "Tremble before us puny Earthlings!" Innovation is our theme, we steal it from others then sue them ha ha ha!" It does remind you of the scene in Hitchhikers when the publishers of the guide copied text from the back of a cereal, went back in time and then sued the makers of the breakfast cereal for breach of copyright. It is ironic in that the late Douglas Adams who wrote Hitchhikers was a fan of the Apple Mac

29-08-2012, 10:22	#22
paulschapman Forum Member Join Date: Feb 2007 Posts: 24,737	Quote: Originally Posted by Kodaz I think this explains why Apple doesn't allow Flash on its devices you b*****d! Now I have to explain to the boss why I just spilt tea all over my desk and keyboard.

29-08-2012, 10:58	#23
pi r squared Forum Member Join Date: Apr 2003 Posts: 4,185	Quote: Originally Posted by Stiggles Yep, i see what your saying but, for me its easier to pop my phone out and swipe it than going in pocket to get wallet, open it, pull card out etc etc. Actually, the NFC should work through your wallet - I can verify my Barclaycard does, otherwise I would have complained that that waterslide advert was misleading I certainly don't take the card out. I guess that only works if you have ONE contactless payment card in there, though. Quote: Originally Posted by alanwarwic I often wonder if a vendor could nudge into me and pinch some mmoney Hmmm, I hadn't ever considered that! It takes a couple of seconds to verify but I don't know if that's long enough for you to notice that the dodgy-looking vendor pressed up against your leg ISN'T just pleased to see you... Quote: Originally Posted by johnnybgoode83 Nothing can replace good old fashioned cash On a regular basis, I use cash in precisely two places - my work canteen and the pub. It's just an inconvenience and I'd be happy to see it completely replaced by an electronic system. I don't get paid in cash, I rarely pay for things WITH cash. Let's move forward

DS Forums

Apple patents a method for confirming payment transactions on a device

29-08-2012, 11:31	#24
Rich2k Forum Member Join Date: Jul 2000 Location: UK Posts: 3,000	Quote: Originally Posted by Stiggles NFC payments have been done on mobiles now for months. The S3 was a testbed for it at the olympics with Visa. Sure but the patent was filed in 2009. I'm not sure there were phones with NFC in 2009?

29-08-2012, 12:39	#25
Dai13371 Forum Member Join Date: May 2007 Location: Ammanford, South Wales Posts: 7,911	Quote: Originally Posted by Rich2k Sure but the patent was filed in 2009. I'm not sure there were phones with NFC in 2009? 2006, the Nokia 6131.