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NFC Have you tried it yet? |
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#26 |
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Join Date: Dec 2007
Location: Herefordshire
Posts: 22,797
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Quote:
My PayPal debit card has NFC but I don't know anywhere that accepts NFC payments.
There are some places that accept NFC, Visa have a map here i presume they are all compatible. |
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#27 |
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Join Date: Dec 2007
Location: Herefordshire
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I've used contactless bank cards for a while now and Google Wallet on my phone as well.
I do believe this will catch on, as more stores update their payment card readers. At the moment it's mostly fast food outlets and coffee shops that seem to have the NFC readers. The integration with mobile devices will be crucial. At the moment, Google Wallet requires you to type your PIN before swiping your phone over the reader. This defeats the object of speed and simplicity somewhat. It really needs to be a Single Sign On with your phone PIN, so when the phone is unlocked, NFC transactions require no additional authorisation. it seems strange that we went with this chip and pin system so we can be more secure and now the banks are trying to force a system onto us which is less secure. |
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#28 |
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Join Date: Jan 2011
Location: Dundee, Scotland
Posts: 9,292
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All fine as long as we get a choice not to use it. a mate of mine got one of these chips on his card and he did not want it, but got no choice in the matter. the only thing he can do apart from getting rid of the card itself is to get it so it needs a pin every time it is used.
it seems strange that we went with this chip and pin system so we can be more secure and now the banks are trying to force a system onto us which is less secure. He doesn't have to use it!! He could just use it as a normal card
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#29 |
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Join Date: Dec 2004
Location: London
Posts: 10,446
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Aren't those cards RFID and not NFC ?
Wow. The app I downloaded reads the RFID chip in my passport and come up with some numbers and stuff, but asks for a key. Click on that and it asked for my passport number, DOB and expiry of the passport. Entered that and swiped it again and it came up with all the data on my passport, name nationality and even the photograph!
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#30 |
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Join Date: Aug 2008
Posts: 224
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Just read the first couple of reviews on the new iPhone 5 and its surprised its first reviewers by NOT having NFC - Wonder if Apple see no future in NFC or Apple will get left behind as the rest of the world embraces NFC - We will just have to wait and see!
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#31 |
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Join Date: Nov 2004
Posts: 1,911
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Apple haven't invented NFC until next year, and the iPhone 5S.
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#32 |
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Join Date: Dec 2007
Location: Herefordshire
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Don't you think your 'friend' was maybe taking it a bit to far?
He doesn't have to use it!! He could just use it as a normal card ![]() No security until a certain amount of uses at £15 a time and I hear they are going to up the amount again. I would do the same thing if one was forced onto me. |
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#33 |
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Join Date: Dec 2007
Location: Herefordshire
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Quote:
Just read the first couple of reviews on the new iPhone 5 and its surprised its first reviewers by NOT having NFC - Wonder if Apple see no future in NFC or Apple will get left behind as the rest of the world embraces NFC - We will just have to wait and see!
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#34 |
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Join Date: Jul 2008
Location: West Yorks
Posts: 6,180
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What he is worried about and I agree with him on this is if he lost the card then it would be easy for someone to pick it up, take it to where ever they accept these things and use it.
No security until a certain amount of uses at £15 a time and I hear they are going to up the amount again. I would do the same thing if one was forced onto me. I assume your friend does not carry cash in his wallet for the same reason? |
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#35 |
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Join Date: Jul 2008
Location: West Yorks
Posts: 6,180
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I thought the Iphone would have had NFc by now, since some countries use it a fair bit, I think it is only the UK where NFC have not really taken off.
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#36 |
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Join Date: Dec 2007
Location: Herefordshire
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There is that risk but I believe as long as you report your card as stolen/lost to your bank then you would not be liable for any rogue charges.
when I last lost my Debit card, i was lucky that I notice it within half a hour as I went to have a coffee with a mate and noticed it was not in my wallet. I knew where I left it, in one of those self service machines in Argos, when I went back it was gone and not be handed in. I went to my bank and it was canceled. but what if it was a NFC card and I did not go for a coffee after and went straight home, it could have been a few hours before I noticed. Plenty of time for who ever took it to buy a few things if it did not ask for my pin. Because it is chip and pin, the chance of anyone getting money out of my account is pretty slim, sure it can be done, but not by your average opportunity thief Quote:
I assume your friend does not carry cash in his wallet for the same reason?
He carries some around, but not enough so if he loses the wallet which is a lot harder to do than a card, it will not affect him much.I carry cash, I prefer cash to cards to be honest, I need cash for bread in our local bakery as they don't accept cards and for my milkman because they don't accept cards. |
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#37 |
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Join Date: Dec 2007
Location: Herefordshire
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Can’t see why I would want it in phone to be honest – I understand that my debit card will eventually and that makes sense but can’t see why my phone would need it.
thankfully the phones I go for which is around the £150 mark don't have them and I doubt they will for a few years yet and also vodafone don't seem to bother with NFC anyway on their phones. Strange that is mind you, do that mean that vodafone have them disabled via firmware on their phones? i don't think myself that this NFc is going to come to much, it have taken far too long to catch on, look at chip and pin and how quick that came and yet NFC been around for years and still very few banks give the cards out. |
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#38 |
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Join Date: Sep 2005
Posts: 2,187
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Not sure how the payment system works, but I have to unlock my phone to get the NFC tags to register.
If your phone auto locks after a short while like mine, then I am guessing that anyone who pinches it/finds it will have to unlock the phone to use the NFC functionality. |
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#39 |
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Join Date: Jul 2008
Location: West Yorks
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Quote:
Not sure how the payment system works, but I have to unlock my phone to get the NFC tags to register.
If your phone auto locks after a short while like mine, then I am guessing that anyone who pinches it/finds it will have to unlock the phone to use the NFC functionality. |
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#40 |
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Join Date: Mar 2009
Posts: 14,545
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Quote:
I would say most people don't password lock their phones though
However there's a very low limit on transactions like £15 and the retailer is liable for any unauthorised transactions used on their terminals, so even if a dodgy person used a certain device to scan cards the card company / bank would re-credit you and take the money from the retailer for allowing their terminal to be used to scan for unauthorised transactions. |
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#41 |
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Join Date: Jan 2011
Location: Dundee, Scotland
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Quote:
What he is worried about and I agree with him on this is if he lost the card then it would be easy for someone to pick it up, take it to where ever they accept these things and use it.
No security until a certain amount of uses at £15 a time and I hear they are going to up the amount again. I would do the same thing if one was forced onto me. |
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#42 |
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Join Date: Sep 2005
Posts: 2,187
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Quote:
I would say most people don't password lock their phones though
Personally I have a SIM lock and PIN lock and my phone locks after 2 minutes of non use. It can be a pain, but not half as bad as the consequences of someone getting access to everything I have on there. |
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#43 |
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Join Date: Apr 2002
Location: Wapping, London
Posts: 16,222
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the biggest risk I have on my phone is I can use the Zipcar app to drive away with a hire car. It has a password on the app, but even so, I do wonder if its an accident waiting to happen. Still, the alternative, the card (possibly also NFC), doesn't even have a password. Almost impossible to tell which car I had booked just from the card though.
edit: oh another one, just crying out for NFC usage. The Boris bikes use a key fob to let you take out a bike, again no password. So if you lose your key fob, you can be potentially billed for £300 for non-return of a bike. (hmm.... * goes to play with Bike key fob and NFC tablet* ) |
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#44 |
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Join Date: Jun 2003
Location: Suffolk
Posts: 932
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I don't live in a big city so don't use my contactless card very often, but will always use it when I can, it just saves time.
I'm pretty sure all payment apps (Google Wallet does) will require a code to open it up, so it will be more secure to use NFC on a phone than a card. My only concern is waving an expensive phone around as payment, but I guess most people are on their phone all the time anyway so it's not a big deal to them. |
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#45 |
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Join Date: Apr 2005
Location: Nottingham, UK
Posts: 11,878
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Quote:
then the best way to stop that happening is not to have NFC in the first place.
Quote:
Just read the first couple of reviews on the new iPhone 5 and its surprised its first reviewers by NOT having NFC - Wonder if Apple see no future in NFC or Apple will get left behind as the rest of the world embraces NFC - We will just have to wait and see!
I agree the new iPhone not having it is a surprise, and a set-back. Quote:
Can’t see why I would want it in phone to be honest – I understand that my debit card will eventually and that makes sense but can’t see why my phone would need it.
I talked about it being more secure earlier in the thread. |
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#46 |
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Join Date: Aug 2005
Posts: 3,336
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I bank with Barclay's have a contactless debit card And a galaxy s3 not at all familiar with nfc, What do i need to download?
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#47 |
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Join Date: Apr 2002
Location: Wapping, London
Posts: 16,222
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Quote:
I bank with Barclay's have a contactless debit card And a galaxy s3 not at all familiar with nfc, What do i need to download?
http://shop.orange.co.uk/mobile-phon...s/overview.jsp |
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#48 |
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Join Date: Aug 2005
Posts: 3,336
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I'm not with orange, I'm with vodafone unfortunately. I'm sure I read that they were going to be doing something nfc related
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#49 |
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Join Date: Dec 2007
Location: Herefordshire
Posts: 22,797
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Quote:
I would say most people don't password lock their phones though
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#50 |
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Join Date: Dec 2007
Location: Herefordshire
Posts: 22,797
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If you have lost your card and it happens they refund it no questions asked. So, what exactly is the issue here?
How would I prove that £14 worth of books that someone got with my card in Waterstones was not me? |
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