Re your first point about it taking longer, it is the case that some tills/terminals are set up so that the cashier has to press a button first. Even on self-checkouts, it can be separate. In Boots, for example, you have to press 'card' or 'contactless card' on the screen. The best ones are in M&S, when you just select 'card' and it then asks you to 'insert or present' your card.

I had heard the receipt thing, but I've always had one just like with any card payment. Does anyone actually keep receipts for small value purchases anyway, though?

EDIT: In fact, self-checkouts always seem to have receipts all over them or dangling from the receipt slots.

I don't use self scan that often so I have little idea how they work, when i do use them, it is normally for one or two items and I just chuck the cash in them without pressing anything and they seem to realise what form of payment I am using, but then i only use Sainsburys self scan the few time sI have used them and they don't have NFC enabled.

M&S i have not been in for, what must be months, Boots, another store I have not been in for way over 12 months. TBH, when i go into town, I normally go into Iceland, poundstretchers and the little bakery I get my rolls from for work. Now and again i will go into wilkos and Argos if I require anything from them.
If I am with someone, we either pop into Neros or a local coffee place in the middle of high town. We will pop into wetherspoons now and again.

if i pay by card I like to have a receipt, but then I don't use the card that often. My mate got NFC on his card, but he said it don't work, now that would suit me.

Unlike cash, every bank has guaranteed that you will be refunded for any unauthorised transactions made via NFC. You cannot lose money via losing your card provided you notice and report it.

As I said before, how long for? if they get most of us using this NFc and rise the limit again then they may think they will lose too much and will think again about this guarantee.


I see that PayM is now launched, just a shame that 20 million people can not use it.

http://www.bbc.co.uk/news/business-27192079

Looking at how long it took him to send a tenner, It is quicker to get a tenner out of my wallet.
Also noticed that contactless payments have gone over £100 million, just shows how people are taken in by this, insecure stuff. I can't wait to to get my normal debit card without the NFC.

http://www.bbc.co.uk/news/business-27202538

Apparently in 1 year NFC use tripled from £33m to £100m a month.

So people are voting with their wallets.

More blooming speculation on your part.

"Also noticed that contactless payments have gone over £100 million, just shows how people are taken in by this, insecure stuff"

What on earth are you on about with that statement, its at its best an arrogant statement to put out.

Oh grow up.

I think it's safe to say that everyone here is sick to the back teeth of your childish whining about things you do not understand. You also posted some utter nonsense the other day in General Discussion about technology.

If noise had his way, we would still be stuck in the stone age.

In fact, he would probably get rid of all stones etc as he would think they were out to get him!!

I'm not meaning to have a go at you, Noise. I'm really not. But in response to this message:


You said:


But then went on to say:



When you talk about managing, you kind of prove the point you're arguing against. Things move on. You could make a similar point about anything. Why use wifi? We used to have to manage with Ethernet cables. Why use broadband? We used to have to manage with dialup. You could make the point about almost anything.

Cash is the very least secure method of paying for things.

I think people just follow other people or just go with the flow until something goes wrong. the banks want you to use these cards as it makes them money, Stores think people will spend more money so they are happy and as been said it is cheaper than cash for stores.

What annoys me is that the banks sends these cards out but don't ask us if we want them and some banks don't even give people the choice. the banks want us to use these cards and once they got us all using them, they will just do the you lose money from them, that is tough. speculation maybe, but the banks are there to make money and if fraud gets too much on these cards, they will find some excuse not to pay out.

We went from a system that required us to use our signature to pay for products, to a chip and pin system because we was told it was more secure, I agree, it is more secure. Now we gone to a system where we don't need a signature or a pin, how the hell can that be secure? Propaganda from the banks saying it uses the same system as chip and pin, so it may, but if you do not have to enter a pin, then it is not SECURE.

When this contactless card system first came out, we was told we could choose how many times the card could be used before it asked for the pin, it seems that never made it to the final product.


If people want these cards then fine, it should be a opt in system and all banks should make it optional to have one not force people into it.

We may be better of if we stayed in the stone age, because to be honest we not done that well since have we? wars and more wars, fighting, killing each other, finding better ways to kill each other and lets not forget all the pollution.

Haha! F*ck me!!

Come on! Are you seriously suggesting things were better then, and that there were no wars?

Look, as i've said before. I'm sure you are a smashing guy, but i would go and see about your condition. It has the likelihood of spiraling out of control which it looks like it is already.

I know things move on, but it is the forcing these things onto people that don't want it that is the problem.

I got broadband because i want it, not because someone said to me I must have it. In fact I got broadband because I had a lodger here and it made sense since two computers using dial up was a bit slow. If i did not have a lodger here I would have gone to broadband at some point, but maybe not in 2000.
I still prefer ethernet cables, almost everything connected to my router is via ethernet.

At least with cash, you know you paid and nothing is going to back and bite you. Over the years when money was tight, I was paying so much bank fees because of over drafts and because of the amount they charged, I went over drawn again, used my card and again went overdrawn because at the time there was money in the bank, until the bank took their bit out.

Ok, things are a bit easier now, my bank balance is in the black and the banks seems to have a better way to do over draft fees, not that I have had any for a few years. But you can understand where I come from that if i got the cash in my hand, I know that is all I can spend.

Contactless cards from what I been told don't even check your account to see if the money is in there. it is like writing a cheque out with a cheque guarantee card.

I manage with cash, it is no problem for me to get some money out of the hole in the wall and use that for my spending, I don't see anything wrong with it and surly it is my choice.

You must be in a right pickle when technology solves the pollution problem

Good news, if it caused you hardship, you have a legal right to claim the fees, and interest back.

it is technology that is causing the problem in the first place.

Maybe, but too much hassle and it happened so long ago. I would have left my bank there and then if I could. Now i can, but where do you go, not much difference in any of them.

Oh well at least I am getting a fiver from them a month now and unless you got a load of money in the bank you would not get that in interest.

You really don't get it do you?

You have NOT been forced into having contactless. It's there as an added feature. You do NOT have to use it.


See what i mean about refusing to move on with the times? Unless you game online, there is absolutely no benefit to using ethernet cables.


What utter nonsense.


Neither do some cash withdrawals from bank machines or debit card transactions.


And most people manage perfectly fine with cards. You need to move with the times and stop being a pain in the arse for the sake of it. I guarantee most people you know are sick to the back teeth of your whining. Most people on here are as well. Just embrace the technology, stop being so pathetically scared of it for no reason.

Ive just started using the NFC part of my phone alongside the Cash On Tap App from EE.

Top up the phone and present it like you would a debit/credit card.

Get some strange looks though holding a phone to the card terminal though, lol

Visa/Mastercard are in control of this and unlikely to change it because they want customers to trust and use their payment services. After all, it is how they make their money.

If they did remove the protection, I can't see you having any problems asking them to remove the facility (or you could simply vote with your feet). They haven't removed the protection afforded by credit cards, yet they are still making plenty of money; I don't see the losses being consequential in comparison to the revenue.

Until something actually changes, aren't you better off making use of the convenience and theft protection it offers (over cash)?

You have not got it either. it is still on the card, I did not ask for it to be on the card. even if i never use it, the system is now activated, so my card is now insecure.



Really, you know this for a fact? You don't have any idea how my network is set up and what i have got connected to it.

How much do you think a router will cost that does 1Gb wi-fi, also what about walls blocking the signal or at least cutting it down?

i am not worried about people trying to use my network if that is what you think. My SSID is hidden and i use Mac filtering as well as WPA.


Maybe you have not been in that situation, but it is not nice. you would not think it was nonsense if it happened to you.


Never had a problem yet.

.

Good for them if they want them. why should i move with the times, is it because i need to follow the other sheep?
Surly I can live my life how i like and i can not see how not using a NFC card is being a pain the arse and make any different to you.

[quote
I guarantee most people you know are sick to the back teeth of your whining.

[/quote]

Wow you must have some special powers. You have no idea what I talk to people I know about. Tell me what I was chatting to my friend about when I had a coffee with her after work today?

How about a little bit of fortune telling and let me know what I am going to chat about with a mate i will meet on Saturday?

so just follow the rest of the sheep. Well that is not me.

I prefer cash, I do not like this cashless society which these companies are trying to force onto us.
If i give a tenner over, I know that tenner is paid. If i use a card to pay the tenner, it will come out of the back a couple of days later.
i bet there are loads of people who don't use cards and loads more who don't use NFC. My mate contactless on his card is not even activated and said he can't be bothered to get it sorted, the card works as a normal debit card fine. I thought he would get it sorted to be honest as he seems to be into this sort of thing.

as i said, i will go to my bank when I am off work next week and get them to order me a normal debit card, Problem sorted then

I have not even taken my card out since Monday, but then I have not spent anything since Monday.

The exact same arguments were made about debit cards and cash point cards before that.

You seem to be using both without duress. Even going to the trouble of getting a new card. If cash is your preference, why have any cards? Maybe in time you will see this facility the same way you view debit or cash point cards.

Your card is no more insecure now than it was when it did not have NFC on it. Stop making up utter nonsense.


Yes. Yes i do. I used to work in networking. Many years ago now though. For general web browsing, streaming etc, wifi is perfectly good. Gaming, ethernet can give better pings. That's all.


By a repeater. Or if you are with sky, they will give you one free. I also guarantee you, that you never even use close to a 1gb transfer speed.


Jesus...Overkill much?

See, this is what we mean when you get called paranoid.


I have, and it was not nice, but, it was your fault for not paying attention. How can you possibly blame anything else?...


And neither have i. I am simply saying, it's the same.


Because it's your insistant whining about it being insecure, your made up nonsense to convince yourself that its insecure. It's about your rubbishing any new technology. You have been in multiple threads and you are well known on this site for hating any technology.


Probably more whining about your contactless card being insecure and how you arent happy about it.


Oh, i have no idea. Probably some nonsense about technology destroying the world. How the government is out to get everyone and spying on everyone.


How is it being a sheep to embrace and use/enjoy new technology?

I think we been through this before. use of card without any form of authorisation system, seems unsecure to me, it is like leaving my house door unlocked when i go to work.


just because you used to work in networking, it don't mean you know what I got on my network.
My NAS uses a 1Gb connection, my wi-fi max speed is 300Mb, you are right i don't get 1TGb, but I still get faster than the 300Mb my wi-fi is suppose to go to. i use some big files sometimes and ethernet is a lot quicker.

Cables are cheaper to get than a repeater.


Probably is a overkill, i did not start out by making it like that, i was just having a fiddle to see how secure I could make it and never got around to changing it back.

Not my fault that I lost my job and everything went haywire and the the bank kept putting on charges.
Thankfully I had good parents who helped me out a little bit until I got my redundancy


Early days for contactless yet, early days.


I don't hate any technology, there are some I see is good.
When i was younger i used to love technology, I would be interested in what the newest thing to come out was, even if i did not have the money to buy it.
I got myself a early digital camera, a 1MP HP one, which I still got here, cost me a fortune. I got a ZX81 in 81, this was my first steps into computers, blame my mate for it to be honest. He decided to take his ZX81 into college and i was hooked.
Cd, I wanted a CD player when I first saw them on tomorrows word, I could not afford one then.

but I also liked the older technology, reel to reel tape decks. Vinyl's are still better than CD sound wise, but not very portable.

Over the years i got a load of new stuff that was then new technology.
I think it is in the last ten years that i have gone to the stage of do i need it, is it better than what I already got and what are the disadvantages.
i used to update my computer every year, but now i stick with what i got. I did get a SSD when the price came down to a more realistic level. So I am not against all technology.

i am against being pushed towards stuff because someone else think we should use it , like digital Tv for instance and the next thing they want to push us to is digital radio.


Nope, we was talking about the new shopping centre, the river carnival on Saturday, Dr Who. Her Apple Mac as she is having a problem with her Mac pro, so I will go and have a look next week, not that I know much about Macs.
I think we said something about the awful colours in her new flat and that is going to be changed next week.


I doubt it, I expect it will be the new shopping centre at least and deciding if we should pop down to see what the river carnival is about. I may rib him about the price he paid for his new TV.


People just follow each other, blindly, because they see one person using it and think they must be the same. also we are being pushed into some of these things, and will just accept it without questioning it.

Things that looks great at the time, can be used for other things later on, look at the internet now, we thought it was a great thing when it first came out, but now it is full of crap with the odd thing that is useful. also with companies like google, and our government trying to get as much info about you as they can.

RFId chip itself, seemed to be a good thing, but look at what it can be used for and you start to think is it such a good thing after all.