Found the book and the relevant section. She states that just after she'd finished her journalism course and was unemployed, as an out-patient at a specialist clinic, a matron patted her down one day and found the water bottles. She was then 'incarcerated' for six months 'on a ward with the lunatics'.

Must repeat a Liz classic from the book: 'If there is a gap at the top of my legs, I feel joy, no matter what else is happening around me'.

According to this: https://www.insolvencydirect.bis.gov...127&CaseType=I
it's an IVA she's subject to, not bankruptcy. I do wonder sometimes if she knows the difference. Basically, it's a deal, arranged through an Insolvency Practitioner, with her creditors. If a certain percentage of them agree (I think it's 75 per cent, but I haven't checked) to a payment plan, usually a percentage per pound of what the she owes, then the IVA is agreed. The IVA lasts for five years, during which time she has to keep to the payment plan. Or perhaps pay a lump sum up front at the commencement of the IVA. The Insolvency Practitioner is duty bound to keep a close eye on all her financial affairs during this five years period.

Of course, as I think someone mentioned a few weeks back, maybe the IVA has now morphed into bankruptcy proceedings. To be honest, I've always wondered how some high profile bankrupts, in the public eye (mentioning no names) declare themselves bankrupt, leaving fuming creditors....then later, merrily set up another venture... which also goes bust, leaving fuming creditors...

[quote=amikolaichek;84398210]According to this: https://www.insolvencydirect.bis.gov...127&CaseType=I
it's an IVA she's subject to, not bankruptcy. I do wonder sometimes if she knows the difference. Basically, it's a deal, arranged through an Insolvency Practitioner, with her creditors. If a certain percentage of them agree (I think it's 75 per cent, but I haven't checked) to a payment plan, usually a percentage per pound of what the she owes, then the IVA is agreed. The IVA lasts for five years, during which time she has to keep to the payment plan. Or perhaps pay a lump sum up front at the commencement of the IVA. The Insolvency Practitioner is duty bound to keep a close eye on all her financial affairs during this five years period.

Of course, as I think someone mentioned a few weeks back, maybe the IVA has now morphed into bankruptcy proceedings. To be honest, I've always wondered how some high profile bankrupts, in the public eye (mentioning no names) declare themselves bankrupt, leaving fuming creditors....then later, merrily set up another venture... which also goes bust, leaving fuming creditors...[/QUOTE]

That happens an awful lot and I do wish the law was tightened up to put an end to it.

[quote=vampyre;84398254]
Sorry to requote all of the above (is there a way to cut bits? - takes ages to scroll back and erase). Anyway, surely it must be harder for someone who is declared bankrupt to get credit? I agree, the law should be tighter.

[quote=sqwerty505;84398489]
Just delete the bits you don't need but make sure you don't delete the QUOTE in square brackets before or after what you keep.

[quote=Paula Panzer;84398996]
Before and after the bits or it looks funny. Well done Sqwerty for asking.
I see DS has identity blindness again tonight.

amikolaichek - Firstly i apologise for NOT quoting from previous messages - but my Kindle does seem to allow this, not possible to tick the 'Quote message in return?' option. It was LJ who announced a couple of weeks back that she was about to be made bankrupt. I realise that depending on her for any factual information is not the way to go generally, but I think somebody posted that the house is off the market, which would suggest that perhaps Handelsbanken, who she mentioned were her lenders, have lost patience (not to mention a shedload of money) and petitioned for her bankruptcy.
If this is the case, she will not be allowed more than £500 of credit without declaring her bankrupt status, nor be a company director, nor create, manage or promote a company, without the court's permission.

The house will be auctioned in January - https://www.robinjessop.co.uk/auctions/

The guide price is around half the market value when she bought it.

Gosh, Harriet Vane, I wouldn't have a clue how to copy stuff from my Kindle to post here - it's all I can do to sort out Wi-Fi connection with mine (especially since I let the neighbours used my Wi-Fi connection and somehow they messed it up!)

You are quite right - she keeps saying it's 'bankruptcy', so it figures. Maybe she didn't cope with the IVA procedure, who knows? Anyway, whatever one thinks of Jones, it must be horrible,. even though her financial woes appear to be largely self-inflicted.

Wonder what she's going to do about all those animals - I imagine keeping horses is extremely expensive. Not to mention feeding cats organic chicken/prawns etc. What do the dogs eat - she never mentions that (apart from eating sheep and gnawing on the odd cat, of course )?

When she got her mortgage and finances sorted she was crystal clear more than once that there was a condition attached that she signed a binding agreement that she would never write about or disclose details of the arrangement.
Is that agreement now broken?
Found this an interesting read http://www.independent.co.uk/money/m...s-1796918.html

Oh crikey - that's a hell of a drop. I wonder what's happening about her sister's place?

Oh - never picked up on that - condition about binding agreement etc .... so she's blown it, mentioning the bank, few Diaries or Farticles back. Yes, sounds like the agreement well and truly fractured.

I am generally a forgiving person, but I hope that whoever saw fit to enter into any form of credit agreement with her was severely reprimanded by their employer as Stevie Wonder could have seen this debacle coming.

And I'm seriously concerned for the state of mind of anyone who'd agree to renting her a house/flat/rabbit hutch as I doubt very much that she's learned the lesson that she can only have things she pays for and bills have to be paid. Another large debt on the horizon.

Why has the house price dropped so much? Did she overpay when she bought it, or is there now something wrong with the place, or what?

Regarding the doctor exam breaking her hymen, I would believe it if any other woman said it. Some pervy doctors convince women to strip off or that they need internal exams that are not strictly necessary. I imagine this was common a few decades ago during the pervert heydays.

She bought it as a 4-bedroomed house with a decent kitchen. She had the kitchen ripped out to make way for her study/office/library or whatever she called a long narrow room with a desk and shelves full of old copies of Vogue. One of the bedrooms, in the basement, has been turned into a kitchen of sorts. I dread to think what her collection of untrained, undisciplined 'puppies' have done to the flooring. A few weeks ago she wrote a list of things she was selling to try to pay off some of the debts and the central heating boiler was listed. She seems to have systematically made turned the house into a wreck.

Most people move into houses and increase the value by carrying out improvements. But this is Planet Jones ...

From what I have heard she has devalued the house by ripping out the kitchen and other partially completed work. The main aim of the sale is to get the money to pay her creditors, so they won't care about making a profit, merely about getting what they are owed.

As has been previouslydiscussed on this thread if you compare the brochures when she bought the house and now she is selling it does look in worse condition now and some of her "renovations and styling ideas" do not appear to add value particularly for trying to sell a big house for near £1million

- she ripped out the ground floor kitchen and moved it to the basement to make a study to house her collection of Vogue magazines - however this is less attractive to the family home market
- she bought it as a 4 bedroom home but is selling as a 3 bed (he basement kitchen has replaced a bedroom but the study would not fit a bed.
- the dog chewed pink sofa and fairy lights look more like student accomodation than an exclusive home at near the £1 million mark
- some wallpaper has been ripped off but not replaced (picture 8 on rightmove)


This is what her house looks like now
https://www.robinjessop.co.uk/proper...ttage-low-row/
http://www.rightmove.co.uk/property-...-53214913.html

But this is the brochure from 2011
http://media.rightmove.co.uk/46k/459...OC_00_0000.pdf

[quote=Paula Panzer;84398996]
Thanks, Paula.

Gosh, Harriet Vane, I wouldn't have a clue how to copy stuff from my Kindle to post here - it's all I can do to sort out Wi-Fi connection with mine (especially since I let the neighbours used my Wi-Fi connection and somehow they messed it up!

Trying a different way to quote - stick with me for now! It's a Kindle Fire, so does most things my laptop does, although I've noticed of late that the functionality of the DM website is terrible on the Kindle - keeps freezing.
I think her financial woes are entirely self inflicted. It's interesting to me that somebody with allegedly such iron self discipline when it comes to the endless 'work' she claims to do, not to mention eating virtually 'nothing' cannot bring some measure of control to bear over her finances. I honestly believe she thinks that all this 'hopeless with money' is somehow endearing, i.e. evidence of some sort of SATC ditziness. But unfortunately without the Mr Big in her life to fund the extravagance. To be honest, I could probably just about summon up some sympathy for the loss of the house, and (one assumes) the vast majority of the animals. But then I remember all the local unpaid tradespeople and the taxes that she doesn't bother paying - and come to my senses.
And on second thoughts, the relationship she has with the animals is not healthy either. They are not some sort of feline / canine equivalent of Loyd Grossman needing fed morsels of gourmet food, nor are they babies, or children. She has too many of them and cannot possibly train them or give them enough attention if she is constantly on the road for 'work' as she claims. They will be better off with other people.
Last edited by Harriet Vane : 30-10-2016 at 22:54

Prudence was David's cat originally. When he and Liz were living together, he moved her in too.

Why should Liz have 345 cats and David no cats at all? She's a greedy woman.

Jeez, she really has spoiled a beautiful house.

I wonder if that's why the money advisor is pursuing the IVA/Bankruptcy as she will be reined in by that, in that they are getting her wages and giving her so much. She simply will not be able to spend in such a profligate fashion again.

That would explain how she has a six-figure salary (I remember in the past it was described as being around the £400,000 mark), and yet supposedly doesn't have any money.

Just popped back to say that, yes, a potentially lovely house has been ruined in terms of how it's now presented (random visible plastering/redecorating required where "something" was meant to happen) but - repeating myself from posts back in the mists of time - the original kitchen would have been on the lower ground floor - the backdoor is there, space for boot room/whatever and also a fireplace which would have housed a range. There being no other access to the house other than the front door is odd, ergo "below stairs" kitchen makes complete sense. I suspect somebody, at some, stage, created a second bathroom upstairs, then a 4th bedroom was needed by someone else. And the galley kitchen created to allow for the downstairs bedroom (and shower room).

I skip away again