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Anyone using their phone for NFC payments yet?


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Old 03-05-2013, 16:16
PencilBreath
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saw a NFC icon on the payment screen on my tesco selfscan today, just wondered if many of you are using your mobile devices as a method of payment now?
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Old 03-05-2013, 17:05
TheBilly
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I haven't seen any contactless payment things anywhere.
Is there even an app to set it up on your phone?
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Old 03-05-2013, 17:33
PencilBreath
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not sure, it's on my s3 but i don't know if natwest supports it, i was just curious.
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Old 03-05-2013, 17:46
Lyricalis
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Not used my phone, but I have used my debit card for contactless payments at M&S.
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Old 03-05-2013, 19:59
MGS4SnakeRulez
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I haven't got a clue how it works or how to set it up or if my bank even supports it
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Old 03-05-2013, 20:05
Bedsit Bob
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What are NFC payments
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Old 03-05-2013, 20:12
EStaffs90
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Seeing as I don't know what NFC means, I'm willing to bet the answer is no.
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Old 03-05-2013, 20:20
buttersp
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NFC is basically being able to swipe your phone at things for instant low value payments.

Personally, I don't feel comfortable with the idea of swiping my phone to pay. On one hand it's the next tech. security nightmare waiting to happen. On the other, I fear it will introduce a new motive for mobile phone thefts and muggings, because surely if they use it quick they can run a few sweet 10 transactions on it. It doesn't matter if that's at mine or the bank's expense. It's the added incentive for the crims that concerns me.
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Old 03-05-2013, 20:58
Stormwave UK
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I don't think any banks in the UK support it yet.
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Old 04-05-2013, 06:44
paulbrock
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just seen (half of) a report on Sky News about payments by phone...didn't hear why they are talking about it but presumably its moving ever more mainstream.

related article:
http://news.sky.com/story/1086709/sm...-of-the-future
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Old 04-05-2013, 09:15
PencilBreath
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i wonder how close the phone has to be to the bit that picks up the payment & how fast the payment is compared to chip n pin. i tweeted tesco but they weren't very forthcoming.
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Old 04-05-2013, 09:21
Jaymes
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i wonder how close the phone has to be to the bit that picks up the payment & how fast the payment is compared to chip n pin. i tweeted tesco but they weren't very forthcoming.
If it's anything like the contactless card, it's probably quicker to use chip and pin. I've used it a few times and it looks a little foolish waving a card around like a wand.
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Old 04-05-2013, 10:53
SaturnV
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Don't know much about it but mate in work uses an app on his Galaxy S3 and has a Barclays account linked to it that can pay up to 20 per transaction. Doesn't bank with Barclays but tops up that account online from his own bank.
Will have to look into this as it sounds handy.
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Old 04-05-2013, 11:14
John259
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Seeing as I don't know what NFC means, I'm willing to bet the answer is no.
http://en.wikipedia.org/wiki/Near_field_communication
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Old 04-05-2013, 11:39
paulbrock
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If it's anything like the contactless card, it's probably quicker to use chip and pin. I've used it a few times and it looks a little foolish waving a card around like a wand.
contactless is MUCH faster. you don't wave it, you tap (or thereabouts), like an oyster card.
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Old 04-05-2013, 11:44
stud u like
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not sure, it's on my s3 but i don't know if natwest supports it, i was just curious.
http://www.natwest.com/personal/mobi...touch-pay.ashx
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Old 04-05-2013, 11:51
paulbrock
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doublepost
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Old 04-05-2013, 11:54
PencilBreath
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Old 04-05-2013, 12:00
stud u like
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iphone only it seems for now at least
The android version allows you to send money to friends and also use an ATM without a bank card. So I guess it will be working contactless in the shops soon.
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Old 04-05-2013, 16:54
EStaffs90
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contactless is MUCH faster. you don't wave it, you tap (or thereabouts), like an oyster card.
If you have to touch something with it, how can it be called "contactless"?
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Old 04-05-2013, 17:02
paulbrock
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If you have to touch something with it, how can it be called "contactless"?
(or thereabouts) it will also work without taking it out of your wallet for example.

TFL describes their oystercard usage as "touching in/touching out".
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Old 04-05-2013, 22:48
noise747
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Nope, I doubt i ever will even when I can or use a NFC debit card either.

Cash is best, certainly after today, i decided to get a couple of bits after work, put my card in to pay for it, realised I stuck it in back to front took it out and the whole checkout just stopped. they had to reset the thing. Next time cash.
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Old 05-05-2013, 01:46
neo_wales
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If you put the card in back to front the card won't be recognised, it certainly won't shut down a till.
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Old 05-05-2013, 02:42
GeneralMental
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I've got a phone with NFC capabilties (S3 mini) but I wasn't aware that the actual payment services were avaliable in this country yet. The guy in the shop said 'later this year'.
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Old 05-05-2013, 03:35
Stiggles
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If it's anything like the contactless card, it's probably quicker to use chip and pin. I've used it a few times and it looks a little foolish waving a card around like a wand.
You don't though. Only folk who don't know how to use it do that! You simply tap the point and that's it. Its much faster than chip and pin.

Anyway i use it on my phone. I have version of Google wallet that enables it. I just tap my phone on any point that supports it and done! I use it in M&S, the co op, Greggs and last week in Mcdonalds
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