[darsh33]

Hey,

Having never physically owned an iphone by myself before (except from work), what sort of insurance should I be getting?

I've heard applecare+ is a must....seeing it for £79 is quite a bit when first seeing it for the first time.

I had my iphone 4s for 2 and a half years and although I dropped it a few times, it didn't break (but then it was a work phone).

Also, I have gone for the iphone 6 plus. I'm just thinking that due to the size of it, if I use it whilst walking down the street in late evenings, someone could just grab it off me. I am not a person generally who tends to lose things per se but I am wondering whether I should go for insurance covering theft? As theft is not covered in applecare+?

But then the prices of theft insurance on the net for iphone5 seem to be so high running into the £100s.....so am so confused what to do.....what do people tend to do?
Any recommended providers? Mine is sim-free and not on contract. Have sim from virgin media on monthly. Thank you.

[Sunset Dale]

Never had any insurance or apple care on my iphones, or in fact any phone i've owned. If something goes wrong after a year, you should still in theory be able to get it fixed for free. People keep going on about the sale of goods act and you know if something breaks after a year, then its not really fit for purpose is it?

[dragonrapide]

We have a premier account with Barclays and this includes various insurances such as travel, RAC, and gadgets which includes phones. I can't remember the exact details but I think it is insured after a period of time and you have to register it from the time of purchase. Maybe worth looking into.

[Ben_Fisher]

Quote:

Originally Posted by Sunset Dale

Never had any insurance or apple care on my iphones, or in fact any phone i've owned. If something goes wrong after a year, you should still in theory be able to get it fixed for free. People keep going on about the sale of goods act and you know if something breaks after a year, then its not really fit for purpose is it?

It's 2 years on phones now due to some EU law.

[Mark in Essex]

Quote:

Originally Posted by dragonrapide

We have a premier account with Barclays and this includes various insurances such as travel, RAC, and gadgets which includes phones. I can't remember the exact details but I think it is insured after a period of time and you have to register it from the time of purchase. Maybe worth looking into.

This also.

My wife and I I have a joint account with Barclays which covers both of our phones for something like £6/month to upgrade the account.

There is an excess on claims (as there is all insurance) I think that's £100 for iPhones and £50 for all other phones.

When I read the coverage it's pretty good with world wide cover and did not have a problem claiming when my wife smashed the screen on her Moto G recently.

It's worth just getting a Barclays account and not even using it just for that (recently changed my main account to First Direct but decided to keep the Barclays joint account just for this).

[testcard]

Might be worth checking if your home insurance would cover damage/loss/theft.

[alan1302]

Quote:

Originally Posted by Ben_Fisher

It's 2 years on phones now due to some EU law.

No, it's not.

It comes up a lot that Uk electronics must have a 2 year warranty but that is not true.