[alanwarwic]

Quote:

Originally Posted by IslandNiles

..NFC terminals are becoming much more commonplace. They're in Boots, M&S, most of the coffee and fast food chains, etc. .....
Will Apple manage to change things? ......... But, Google Wallet definitely hasn't really penetrated the market in a way that's going to make retailers or banks or anyone else want to jump on board with mobile payments.....

You listen to the biased US press too much.
The main beneficiary of ApplePay could be google wallet or more likely the Google Wallet prepaid card.

http://www.forbes.com/sites/moneybui...-prepaid-card/
'Unlike many prepaid cards, the Google Wallet Prepaid Card charges
No fee to order the card and no fee to activate it, No annual or monthly fees,..No ATM withdrawal fees' (Its free to fund with a bank account too)

The problem for those in the US is that near enough no one will tell them that the 'tap and pay' systems accept all NFC contactess cards.

But once again, if those cards are charging the US retailer too much then they die/have slow take up.

[kidspud]

Quote:

Originally Posted by Stiggles

What security issues are these?

Are they any worse than the crackers apple have had and microsoft have had?

It's funny. You sit in front of that keyboard blasting anyone who doesn't quite agree on what apple is doing, then you start on android..

I don't sit in front of my keyboard, my keyboard comes with me (except on the golf course).

The security issues that stop mobile payments at the moment.

[Stiggles]

Quote:

Originally Posted by IslandNiles

Hang on a sec, though. Before iPhones had NFC, you regularly said that pretty much everywhere had NFC terminals now, even your local corner shop, and that Apple were missing the boat.

No. What i said is most places have nfc terminals, so if banks/google got off their arses mobile payments may take off. Contactless payment using cards is becoming more and more commonplace now.

No idea whats happening with the Visa app that was supposed to be released last december!! The daft thing is, they even ran adverts for it.

I said it was daft apple not including nfc in a phone for people to use as they see fit. The same seems to apply now really.

Quote:

NFC terminals are becoming much more commonplace. They're in Boots, M&S, most of the coffee and fast food chains, etc. It really needs the supermarkets to change their terminals over for a big change to happen. Most banks are issuing NFC cards and actively encouraging customers to use contactless.

Payment by mobile hasn't taken off here, because there's really no system of doing it yet. (Apart from EE's SIM/wallet system.) That's still the case, because of course Apple Pay hasn't launched here yet.

Will Apple manage to change things? That remains to be seen. I wouldn't be at all surprised if, after three or four months, there had been more Apple Pay transactions than the entire transaction history of Google Wallet. That doesn't really matter - it's inconsequential which system is used more. But, Google Wallet definitely hasn't really penetrated the market in a way that's going to make retailers or banks or anyone else want to jump on board with mobile payments. As I say, whether Apple can do that remains to be seen.

If Google actually decided to release their wallet service here, it may have been pretty big by now. Unless apple release this cross platform, it'll more then likely fall on its arse or be a little used feature. The marketshare isn't big enough for it to make a dent i dont think.

[Stiggles]

Quote:

Originally Posted by kidspud

I don't sit in front of my keyboard, my keyboard comes with me (except on the golf course).

The security issues that stop mobile payments at the moment.

I wasn't aware there were any. But even if there was, that's nothing to do with Android though

[calico_pie]

Quote:

Originally Posted by Stiggles

What security issues are these?

Are they any worse than the crackers apple have had and microsoft have had?

It's funny. You sit in front of that keyboard blasting anyone who doesn't quite agree on what apple is doing, then you start on android..

There is a great irony in that these discussions are about mobile tech, and yet you seem to be under the impression that people who post a lot (although particularly people who disagree with you).

You do know that smartphones have *the internet*, yes? And that posting on a forum really isn't the sort of thing that takes very long or somehow deprives people of *a life*.

[Everything Goes]

Two of the biggest drugstore chains in the US, CVS and Rite Aid, said they were dropping support for Apple Pay – and Google Wallet, to boot.

Both CVS and Rite Aid have confirmed to El Reg that they are dropping Apple Pay, both saying that they are evaluating various forms of mobile payment options for customers. While neither mentioned names, both firms are members of Merchant Customer Exchange (MCX), which last month unveiled its own payment system, dubbed CurrentC.

http://www.theregister.co.uk/2014/10...r_paybymobile/

[jonmorris]

I'm writing this on my phone while queuing at passport control at Arlanda airport. Does that mean I have a life??!

[Larry_Kirsten]

Quote:

Originally Posted by jonmorris

I'm writing this on my phone while queuing at passport control at Arlanda airport. Does that mean I have a life??!

Kanske.

[ACU]

Quote:

Originally Posted by jonmorris

I'm writing this on my phone while queuing at passport control at Arlanda airport. Does that mean I have a life??!

depends, were you there on business or pleasure?

[jonmorris]

Pleasure.

But being on this forum while queuing at an airport probably says a lot..!

[Stig]

Quote:

Originally Posted by Everything Goes

Two of the biggest drugstore chains in the US, CVS and Rite Aid, said they were dropping support for Apple Pay – and Google Wallet, to boot.

Both CVS and Rite Aid have confirmed to El Reg that they are dropping Apple Pay, both saying that they are evaluating various forms of mobile payment options for customers. While neither mentioned names, both firms are members of Merchant Customer Exchange (MCX), which last month unveiled its own payment system, dubbed CurrentC.

http://www.theregister.co.uk/2014/10...r_paybymobile/

Already discussed here
http://forums.digitalspy.co.uk/showthread.php?t=2020574

[tdenson]

Quote:

Originally Posted by jonmorris

I'm writing this on my phone while queuing at passport control at Arlanda airport. Does that mean I have a life??!

Where in the world is Arlanda, or did you mean Orlando. By the way i am typing this by the carousel waiting for my luggage to arrive at Nairobi airport. Simultaneously I am using my phone to track my case via a low energy bluetooth tile device that is inside it. I wonder what that says about me

[tdenson]

Interesting to note that after only ten days Apple Pay already has more users in the States than all other forms of mobile payments combined. Looks like Apple got something right

[Stuart_h]

Quote:

Originally Posted by tdenson

Interesting to note that after only ten days Apple Pay already has more users in the States than all other forms of mobile payments combined. Looks like Apple got something right

Interesting article here....

http://fortune.com/2014/10/28/apple-pay-review/

It sort of agrees with your sentiments but focusing on giving the Americans an even easier way to buy their fast food was always going to be a winner

[jonmorris]

Quote:

Originally Posted by tdenson

Where in the world is Arlanda, or did you mean Orlando. By the way i am typing this by the carousel waiting for my luggage to arrive at Nairobi airport. Simultaneously I am using my phone to track my case via a low energy bluetooth tile device that is inside it. I wonder what that says about me

Stockholm, Sweden. Arlanda is the airport (ARN).

[Stiggles]

Quote:

Originally Posted by calico_pie

There is a great irony in that these discussions are about mobile tech, and yet you seem to be under the impression that people who post a lot (although particularly people who disagree with you).

You do know that smartphones have *the internet*, yes? And that posting on a forum really isn't the sort of thing that takes very long or somehow deprives people of *a life*.

I've got one for you. Fancy answering the real question instead of one that wasn't directed at you?

Not once in that post to kidspud did i mention anything about a life. I simply questioned why he thinks its ok to harp on about android, yet blast anyone who does the same about apple.

[kidspud]

Quote:

Originally Posted by Stiggles

I've got one for you. Fancy answering the real question instead of one that wasn't directed at you?

Not once in that post to kidspud did i mention anything about a life. I simply questioned why he thinks its ok to harp on about android, yet blast anyone who does the same about apple.

Maybe for the same reason that you harp on about people getting a life, but blast anyone who dares to mention it.

See, I can exaggerate too

[calico_pie]

Quote:

Originally Posted by Stiggles

I've got one for you. Fancy answering the real question instead of one that wasn't directed at you?

Not once in that post to kidspud did i mention anything about a life. I simply questioned why he thinks its ok to harp on about android, yet blast anyone who does the same about apple.

Because nobody (least of all you) ever replies to a post not specifically directed at them on a discussion ( < clue's in the name) forum.

Maybe if you didn't make a habit of being so patronising and judgemental about people you know nothing about with your comments about having a life you wouldn't get called on it.

And what is it with this trend of using the word "blast" when maybe "comment on" would do? Granted, it does make it sound more melodramatic than it actually was though.

But on the subject of security issues, surely you weren't suggesting that Apple Pay may be insecure based on what happened with the iCloud accounts?

As far as I can tell Apple Pay seems far more secure and consumer friendly than CurrentC.

[1saintly]

http://www.jupiterbroadcasting.com/7...talk-today-81/

its only the first 10min thats about nfc.

[Stiggles]

Quote:

Originally Posted by calico_pie

Because nobody (least of all you) ever replies to a post not specifically directed at them on a discussion ( < clue's in the name) forum.

Maybe if you didn't make a habit of being so patronising and judgemental about people you know nothing about with your comments about having a life you wouldn't get called on it.

And what is it with this trend of using the word "blast" when maybe "comment on" would do? Granted, it does make it sound more melodramatic than it actually was though.

But on the subject of security issues, surely you weren't suggesting that Apple Pay may be insecure based on what happened with the iCloud accounts?

As far as I can tell Apple Pay seems far more secure and consumer friendly than CurrentC.

What's with you questioning people on here when they choose to use any word? You constantly ignore points in posts and do this. Then you have the cheek to go on about other people doing similar things!! Just you look at your failing first before you start on other folk.

Did you actually read the posts I replied to? It wasn't about apples security, it was about kid suggesting android had security issues. I asked what they were and if they were any worse than the security issues both apple and Microsoft have had in the past. Just seems to me he likes to rubbish android when anyone disagrees with him on something about apple.

[Stiggles]

Quote:

Originally Posted by kidspud

Maybe for the same reason that you harp on about people getting a life, but blast anyone who dares to mention it.

See, I can exaggerate too

Nah. That wasn't very good at all. 3/10.

Anyway, what has this to do with what I asked you?

[calico_pie]

Quote:

Originally Posted by Stiggles

What's with you questioning people on here when they choose to use any word? You constantly ignore points in posts and do this. Then you have the cheek to go on about other people doing similar things!! Just you look at your failing first before you start on other folk.

In this case the point is that the language distorts and exaggerates the meaning of what people are saying which isn't generally helpful. As I said it seems to be a trend generally, but one which does bug me.

I'm not sure I do constantly ignore points.

It beggars belief that you are getting on your high horse about posts, when you have your habit of wanging on about people not having a life, which manage to be simultaneously ignorant, irrelevant and rude.

Quote:

Did you actually read the posts I replied to? It wasn't about apples security, it was about kid suggesting android had security issues. I asked what they were and if they were any worse than the security issues both apple and Microsoft have had in the past. Just seems to me he likes to rubbish android when anyone disagrees with him on something about apple.

Yes. The bits in bold seem to contradict each other.

Either way (and kidspud will correct me if I misunderstood), I took his post to be referring to potential security issues with NFC per se (rather than Android), rather than actual security breaches.

And that Apple had gotten around any of these issues in the way that Apple Pay transactions occur.

[Stiggles]

Quote:

Originally Posted by calico_pie

In this case the point is that the language distorts and exaggerates the meaning of what people are saying which isn't generally helpful. As I said it seems to be a trend generally, but one which does bug me.

I'm not sure I do constantly ignore points.

Actually, you do and quite often.

Quote:

It beggars belief that you are getting on your high horse about posts, when you have your habit of wanging on about people not having a life, which manage to be simultaneously ignorant, irrelevant and rude.

And this is the other part. You constantly 'wang' on about us all being rude, while you are nothing but rude in pretty much every post you ever make. Its the old woe is me mentality. I mentioned the no life to you, no one else. I find it sad someone (you) could devote an entire day and night over and over again arguing about apple! I await the usual boring lecture about me misunderstanding you and that you aren't arguing blah blah blah....

Quote:

Yes. The bits in bold seem to contradict each other.

Either way (and kidspud will correct me if I misunderstood), I took his post to be referring to potential security issues with NFC per se (rather than Android), rather than actual security breaches.

And that Apple had gotten around any of these issues in the way that Apple Pay transactions occur.

They haven't though. They are using pretty much the same protocols as google wallet or paywave uses.

I am curious about one thing. In another post, you described apple pay as more intuitive than any other method. How did you figure that out? Have you used it?

[calico_pie]

Quote:

Originally Posted by Stiggles

Actually, you do and quite often.

Well, we'll have to agree to disagree.

Quote:

And this is the other part. You constantly 'wang' on about us all being rude, while you are nothing but rude in pretty much every post you ever make. Its the old woe is me mentality. I mentioned the no life to you, no one else. I find it sad someone (you) could devote an entire day and night over and over again arguing about apple! I await the usual boring lecture about me misunderstanding you and that you aren't arguing blah blah blah....

I really don't think that's true. If you want to put your money where your mouth is and post a few recent examples I'll be happy to apologise to anyone.

The point you seem to be missing is that posting here is a distraction throughout the day. Not that I should have to justify myself, but I am a self employed freelancer working at a computer. If I post at various times throughout the day it doesn't actually mean I've sat here doing literally nothing else all day, and it certainly doesn't have any bearing on the quality of my life. That you would conclude that it does is simply ignorance on your part which, yes, I did find rude. So yes, I did call you on it.

Quote:

They haven't though. They are using pretty much the same protocols as google wallet or paywave uses.

I am curious about one thing. In another post, you described apple pay as more intuitive than any other method. How did you figure that out? Have you used it?

More intuitive than CurrentC. I haven't used it, but figured it out from comparisons of the two.

[alanwarwic]

http://arstechnica.com/gadgets/2014/...s-really-work/

I sense NFC 'Contactless' is different in the US.
It almost looks as if they are trying to bypass chip and pin, something they do not have and a massive problem with wholesale data theft taking place.

Here NFC is just a compliment to cards, but with much lower fees and a low maximum spend.