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iPhone 6 / 6 Plus NFC will only work on Apple Pay |
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#201 |
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Join Date: Oct 2003
Location: the wild world web
Posts: 28,132
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Quote:
Sure - but I don't think things take off simply because its Apple...
Apple mainly copies. (and Bagov cant be in the UK) |
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#202 |
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Join Date: Oct 2003
Location: the wild world web
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An interesting claim that prior to Apple Pay fraud ran at 0.1% increasing 60 fold to 6% for Apple Pay.
http://www.nytimes.com/2015/03/17/bu...apple-pay.html Yet "Apple has now begun providing additional information to the banks that should help deter some of the fraud." likely means banks now have a better method of verification. |
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#203 |
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Forum Member
Join Date: Oct 2012
Posts: 9,423
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Well, its certainly interesting that you seem to want to create the impression that the fault lies predominantly with Apple, given that:
"It is not clear, however, that Apple is the naked emperor. More likely it is at least as much the banks’ fault, if not more. Apple Pay itself should, in theory, cut down on fraud because it makes stealing credit card information almost impossible" |
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#204 |
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Forum Member
Join Date: Jul 2002
Location: a land filled with trolls
Posts: 12,014
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It can't be Apple's fault. The banks were probably just using it wrong.
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#205 |
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Forum Member
Join Date: Oct 2012
Posts: 9,423
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Ah, sarcasm.
But sarcasm aside, did you have anything constructive to add? |
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#206 |
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Forum Member
Join Date: Sep 2003
Location: Sandy Heath, Beds. UK
Posts: 10,378
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Quote:
An interesting claim that prior to Apple Pay fraud ran at 0.1% increasing 60 fold to 6% for Apple Pay.
http://www.nytimes.com/2015/03/17/bu...apple-pay.html Yet "Apple has now begun providing additional information to the banks that should help deter some of the fraud." likely means banks now have a better method of verification. |
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#207 |
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Join Date: Apr 2011
Location: Totnes, Devon
Posts: 6,693
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Oh yeah. What happened to all those stories about muggers cutting off the fingers of 5S owners?
Maybe they were just a completely OTT hysteria. I'm not being funny either, I just can't tell. |
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#208 |
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Forum Member
Join Date: Oct 2012
Posts: 9,423
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I can't tell from your post if you are joking or serious.
I'm not being funny either, I just can't tell. |
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#209 |
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Join Date: Mar 2013
Posts: 4,249
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You do have to bare in mind that american banks are no where near as secure as Europeans in these sort of matters.
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#210 |
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Join Date: Apr 2011
Location: Totnes, Devon
Posts: 6,693
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When people tried to argue, with a straight face, and with no sense of irony, that muggers would cut people's fingers off because of touch ID, I seriously did think they were guilty of being OTT and hysterical. (in both senses of the word)
I was getting ready then to call you a mad man! haha Bloody text, sometimes you just don't know where people are coming from. Good job world leaders don't use forums, we'd be on world war 4 already!!
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#211 |
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Forum Member
Join Date: Mar 2000
Location: This forum
Posts: 3,389
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Quote:
You do have to bare in mind that american banks are no where near as secure as Europeans in these sort of matters.
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#212 |
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Forum Member
Join Date: Oct 2004
Posts: 14,640
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I would hope the UK banks wouldn't allow you to add a card to Apple Pay without validating using something like the PIN code generator machines some have been issuing.
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#213 |
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Join Date: Mar 2000
Location: This forum
Posts: 3,389
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Quote:
What about a PayPal style approach where they'd prefer to be able to do direct debit from your bank account?
I think Google Wallet tried the account method. It didn't take off as apparently Google wanted the shops to tell Google what you'd bought for advertising data reasons. Samsung Pay will be interesting to watch, probably be like Google Wallet. |
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#214 |
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Forum Member
Join Date: Mar 2002
Location: In the future....
Posts: 11,257
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Quote:
Ah right. Got it. We're both on the same page!
I was getting ready then to call you a mad man! haha Bloody text, sometimes you just don't know where people are coming from. Good job world leaders don't use forums, we'd be on world war 4 already!! ![]()
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#215 |
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Forum Member
Join Date: Oct 2012
Posts: 9,423
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Quote:
Your right
![]() Why am I mad for thinking stories about muggers cutting people's fingers off because of touch ID were OTT hysteria? Or were you just being rude generally? In which case you should ask charm school for a refund. |
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#216 |
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Forum Member
Join Date: Mar 2002
Location: In the future....
Posts: 11,257
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Quote:
You've lost me.
Why am I mad for thinking stories about muggers cutting people's fingers off because of touch ID were OTT hysteria? Or were you just being rude generally? In which case you should ask charm school for a refund.
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#217 |
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Forum Member
Join Date: Oct 2012
Posts: 9,423
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If you have something to say, maybe you should just say it instead of the incessant winking.
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#218 |
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Forum Member
Join Date: Mar 2011
Location: Hertfordshire
Posts: 2,937
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Quote:
An interesting claim that prior to Apple Pay fraud ran at 0.1% increasing 60 fold to 6% for Apple Pay.
http://www.nytimes.com/2015/03/17/bu...apple-pay.html Yet "Apple has now begun providing additional information to the banks that should help deter some of the fraud." likely means banks now have a better method of verification. "...the banks may largely have themselves to blame." "...Apple Pay has exposed what many of the banks privately acknowledge they have been trying to fix for months." "The banks, desperate to become their customers’ default card on Apple Pay — most add only one to their iPhones — did little to build their own defenses..." "It also appears that banks set up a flawed process to deal with the credit cards that it did flag." |
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#219 |
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Forum Member
Join Date: Mar 2002
Location: In the future....
Posts: 11,257
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Quote:
If you have something to say, maybe you should just say it instead of the incessant winking.
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#220 |
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Forum Member
Join Date: Oct 2012
Posts: 9,423
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Quote:
Sorry I've got something in my eye
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#221 |
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Forum Member
Join Date: May 2010
Posts: 11,493
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Quote:
Here are some more chosen-for-a-purpose quotes from your linked article:
"...the banks may largely have themselves to blame." "...Apple Pay has exposed what many of the banks privately acknowledge they have been trying to fix for months." "The banks, desperate to become their customers’ default card on Apple Pay — most add only one to their iPhones — did little to build their own defenses..." "It also appears that banks set up a flawed process to deal with the credit cards that it did flag."
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#222 |
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Forum Member
Join Date: Oct 2003
Location: the wild world web
Posts: 28,132
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http://arstechnica.com/apple/2015/04...ith-retailers/
The only problem I have had with NFC is where the contactless terminal has NFC turned off and staff do not even know if it actually works. Of course when that has happened I simply inserted the card to pay by normal debit. It is not the case here so 50/50 it is likely you need to carry cash or a card too. The other interesting aspect over there is that you can link Apple Pay to a credit card, it being the common option, thus making retailers more reluctant to accept it. |
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#223 |
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Forum Member
Join Date: Nov 2011
Location: Norwich
Posts: 570
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Quote:
http://arstechnica.com/apple/2015/04...ith-retailers/
The only problem I have had with NFC is where the contactless terminal has NFC turned off and staff do not even know if it actually works. Of course when that has happened I simply inserted the card to pay by normal debit. It is not the case here so 50/50 it is likely you need to carry cash or a card too. The other interesting aspect over there is that you can link Apple Pay to a credit card, it being the common option, thus making retailers more reluctant to accept it. |
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#224 |
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Forum Member
Join Date: Oct 2003
Location: the wild world web
Posts: 28,132
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Why bother to mention it if it is 2020 ?
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#225 |
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Forum Member
Join Date: May 2010
Posts: 11,493
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Quote:
http://arstechnica.com/apple/2015/04...ith-retailers/
The only problem I have had with NFC is where the contactless terminal has NFC turned off and staff do not even know if it actually works. Of course when that has happened I simply inserted the card to pay by normal debit. It is not the case here so 50/50 it is likely you need to carry cash or a card too. The other interesting aspect over there is that you can link Apple Pay to a credit card, it being the common option, thus making retailers more reluctant to accept it. However, the survey did show that take up was rather high, so there is clearly a demand. |
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