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Do any networks allow you to pay off extra off your contract if you want to? |
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#1 |
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Forum Member
Join Date: Dec 2012
Posts: 980
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Do any networks allow you to pay off extra off your contract if you want to?
I could have worded the title better but I can't think properly right now I have slept for over 36 hours. When I was upgrading I had about £150 spare so I asked the guy if I could pay off some of the contract right away to make my monthly charge go down and he said no, I was astounded really because its money in their pocket at the end of the day so I'm not sure why they would not want it.
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#2 |
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Join Date: Feb 2015
Posts: 1,303
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It's probably because their systems aren't set up to deal with it and the actual length of the contract is 24 monthly payments of that amount.
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#3 |
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Forum Member
Join Date: Aug 2013
Posts: 494
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Why would anyone choose to pay more upfront...
That capital is better in your savings account than the networks. |
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#4 |
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Forum Member
Join Date: Mar 2002
Location: In the future....
Posts: 11,257
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Quote:
Why would anyone choose to pay more upfront...
That capital is better in your savings account than the networks.
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#5 |
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Forum Member
Join Date: Jun 2006
Posts: 29,112
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You can pay off your phone at any time on O2 refresh just leaving you your airtime contract.
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#6 |
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Forum Member
Join Date: Apr 2011
Location: Totnes, Devon
Posts: 6,693
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Quote:
You can pay off your phone at any time on O2 refresh just leaving you your airtime contract.
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#7 |
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Forum Member
Join Date: Apr 2011
Location: Totnes, Devon
Posts: 6,693
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Quote:
I could have worded the title better but I can't think properly right now I have slept for over 36 hours. When I was upgrading I had about £150 spare so I asked the guy if I could pay off some of the contract right away to make my monthly charge go down and he said no, I was astounded really because its money in their pocket at the end of the day so I'm not sure why they would not want it.
You can only pay it all off if you wanted to get out of the contract earlier. Also check the wording in your actual post. You said you have slept for over 36 hours. Amazing how a few missing characters makes the whole thing bonkers! Hahahaha Get some sleep!
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#8 |
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Forum Member
Join Date: Aug 2013
Posts: 494
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Quote:
In which case Pay As You Go and Sim free will never take off
![]() The OP is talking about signing up for a contract and choosing to make an upfront fee to spread over the contract to reduce monthly spend. |
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#9 |
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Forum Member
Join Date: Dec 2012
Posts: 980
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Quote:
Yeah, no you can't probably as has been said, the systems are not set up for this.
You can only pay it all off if you wanted to get out of the contract earlier. Also check the wording in your actual post. You said you have slept for over 36 hours. Amazing how a few missing characters makes the whole thing bonkers! Hahahaha Get some sleep! ![]() |
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#10 |
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Forum Member
Join Date: Sep 2003
Location: Bristol (BBC1 West)
Posts: 15,143
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Quote:
I could have worded the title better but I can't think properly right now I have slept for over 36 hours. When I was upgrading I had about £150 spare so I asked the guy if I could pay off some of the contract right away to make my monthly charge go down and he said no, I was astounded really because its money in their pocket at the end of the day so I'm not sure why they would not want it.
It's not a loan or any kind of debt - it's a minimum term for the service. |
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#11 |
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Forum Member
Join Date: Mar 2013
Posts: 4,249
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In fairness doesn't EE allow you to do this?
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#12 |
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Forum Member
Join Date: Apr 2011
Location: Totnes, Devon
Posts: 6,693
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What, let you pay some of your contract off up front when you first sign up?
I don't think so do they? |
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#13 |
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Forum Member
Join Date: Mar 2013
Posts: 4,249
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Quote:
What, let you pay some of your contract off up front when you first sign up?
I don't think so do they? |
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#14 |
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Forum Member
Join Date: Apr 2011
Location: Totnes, Devon
Posts: 6,693
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Yes it is and is pretty much what Tesco was asking. I did't realise this.
Tesco, what network was this with? |
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#15 |
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Guest
Join Date: Nov 2004
Posts: 2,663
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Quote:
You can pay off your phone at any time on O2 refresh just leaving you your airtime contract.
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#16 |
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Forum Member
Join Date: Jun 2006
Posts: 29,112
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Quote:
Good reply, but only 90% accurate. If you pay off your phone plan early you can then also end the airtime contract if you wish.
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#17 |
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Forum Member
Join Date: Dec 2012
Posts: 980
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Quote:
Yes it is and is pretty much what Tesco was asking. I did't realise this.
Tesco, what network was this with? |
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#18 |
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Forum Member
Join Date: Jul 2008
Location: West Yorks
Posts: 6,180
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Quote:
It was with Three. The salesman proposed the monthly premium to me for the chosen tariff so that was when I asked him if I could pay an extra £100+ of that new contract off right there and then in the hope that the eventual price would be lower, resulting in a cheaper monthly rate but he said no Three don't do that. It's a real shame because its instant money in their pocket!
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#19 |
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Forum Member
Join Date: Nov 2009
Posts: 3,921
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Quote:
But why do it? Keep the money in he bank and you will have more money than when you started.
I know that plenty of the comparison sites have a slider letting you set how much you want to pay up front, with higher amounts resulting in lower monthly payments. |
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