Ha ha i'm not sure if karma in this world is entirely fair
Alfie won money on poker and spent it on awful clothes to sell on a market stall opposite his wife's clothes store, competing and arguing with her for sales even though it all went in the same pot. When that went down the drain he then bought some 1970s christmas decorations to sell in the month of January. After that failure he then bought some sugar pills declaring to his wife that the sales of them would help them towards their future. After that he lost his stall through telling a Latvian man to go back to where he came from, then tried to beg for his stall back and failed, declaring that he had tried everything and had no other options. He then tried to charm his way into a loan and failed, lying to his wife that he had succeeded and everything was ok. He managed to get a small job for the afternoon at a local BBQ, during which he heard an off duty fire fighter talk about a 'scumbag' who had burnt his house down for money. Despite everyone in the near vicinity of the conversation reacting in disgust, this made a lightbulb go off in Alfie's head that it was something he could do. The only thing left since he couldn't get a stall. So he went to his house, lit a fag and set it on fire. But he didn't check where his wife was, she was inside and got burnt badly. Whilst she was in hospital, he stayed at a friends house with his three kids and when they were crying and making a mess of the place, he angrily reacted to complaints from the people who were kindly letting him stay at their house, telling them to sort it out. He turned the place into a pig sty and acted like he deserved to do so. When his wife's cousin found out he burnt it down, he forced her to keep the secret and stay away from them both, making his wife think that she didn't like her anymore because of her burns. When his wife came out of hospital with bad burns on her face, he squatted in numerous places and got kicked out. He then tried everything to get a new home, which consisted of looking in the minute mart window for adverts then looking sad. After their last chance had gone, he took his family to the council to beg for a house. He insisted that they needed to be at the top of the waiting list and to be allocated a house that night. When told this was not possible, he tried to beg and plead, delivering a ridiculous sob story about his family that was no different to any of the other families on the waiting list who needed a new place equally as much as him, but hadn't burnt their own house down. When asked for ID, he declared it got burnt in the fire then tried to prove who he was by showing them the gold belt on his trousers, which said "Alfie" on it, and saying "I'm Alfie Moon, this is me" then crying.
His wife then found out the truth and kicked him out, sending her into a downward spiral which over time lead to her attempted suicide.
And then he wins the lottery.