i have only been in our Asda 3 times in the 7 years it have been opened.
I do know that our Sainsburys have the readers, but not the software and our Tesco got the option blanked out on their checkouts, but they have not got the readers.
I think Morrisons got the readers as well, but only been in there once in the last year


I doubt they disabled it as such, just have not got the software
It is strange that supermarkets are taking a while to roll out contactless.

I was not meaning if contactless catch on, that is used a lot in some places, saying that I do not see many people using it here, what I meant is if paying by phone catches on.

The problem is there are too many different versions and non of them have caught on and look how long it have taken Apple to get a system running and it is easier for them, the same company making one phone with one OS that is not mucked around with like Android is.

I must admit I thought that more would hop on e the pay by phone system a couple of years back, maybe they know something that Apple don't

Asda do have the both the terminals and the software, and indeed it is just disabled, we used to offer it in 2012 but the lack of people owning contactless cards back then (believe it was just barclays and a few others) they disabled it, we are meant to be getting it back in October this year and do have it enabled it some stores re trailing

That's not my experience of Greggs at all to be honest. I usually have smaller transactions than that as well. If I get the breakfast combo deal it's £2. I ALWAYS pay contactless, I don't need to tell them I'm paying contactless the display just lights up on the reader, I tap my card m, say thanks and go.

They have never mentioned that it's under £5.

In fact what you're describing in general just doesn't fit with what I experience at all. I pay by contactless whenever I can, which works out a lot. I never have any problems, it works flawlessly nowadays.

I'll use Apple Pay when I can (I'm with Barclays), because it will be easier for me. I keep my cards in a wallet because I have an employee ID card that I keep in my pocket, it serves as a smart card so I can gain access to sites also. It's constantly in and out of my pocket so I'd definitely lose my debit card if I attempted to keep it in my pocket as well.

Does anyone know why some places impose lower limits for CPCs (and presumably therefore also Apple Pay). McDonald's sets a £15 limit and KFC £10.

I assume it's because of a concern about fraud, as in someone finding a card might decide getting some food is a 'safe' way of using it - but surely the banks cover the merchant. In other words, is it the merchant or the bank that sets this lower CPC limit?

It's been like this for ages, but I suspect that once someone using Apple Pay discovers this then it's going to end up a massive story on some tech site or the Daily Mail as if it's something Apple did wrong.

I tried Apple Pay in Morrisons the other day but had no luck. I tried 3 times and each time the phone showed the transaction was successful but the card reader said "Insert or swipe card". I eventually just took my card out and used standard contactless.

Interestingly a few days later, not a single one of the transactions has yet appeared in "Pending Transactions" online!

Edit: Just checked again and the successful contactless transaction has appeared in "Recent Transactions" but never appeared in "Pending Transactions" like everything else does.

Just saw on YT that you can use Apple Pay with an iPhone 5, 5c or 5s if you pair them up with an Apple Watch and use it that way.

I've checked with NatWest, they have no record of any of the failed attempts only the successful ones. The failed attempts might be down to the terminal/retailer/phone!!

So did the transaction go through 3 times?

If the terminal display was saying 'Insert or swipe card' then it wasn't checking for a CPC so I have no idea how Apple Pay could think it had worked?

It's like when the BBC tested it out and commented on problems; the video clearly showed the first time the card terminal wasn't set to take CPC - so the fault was with the person at the till, NOT the phone.

Not sure what CPC stands for but I used my standard contactless American Express without making any changes to anything and it went through fine. How is that the fault of the person (me)? At self-service check-outs in Morrisons I don't believe there are any options to enable contactless payment anyway. It just works (with my card, at least).

Nope. The failed payments didn't show up on my card at all.

Just to give you the full info - the terminal changed to "insert or swipe card" right after Apple Pay indicated a successful transaction. I don't recall what it said beforehand.

Also, the card linked to Apple pay was the same American Express I then paid directly with.

Quite strange that the phone indicated that the transactions were successful 3 times when, as jonmorris said the machine wouldn't ask you to insert or swipe a card if the correct button was chosen to pay using contactless.

Well managed to use it twice today and it worked flawlessly 😀 - so contactless appears to be alive and well in North Wales. Need to get over my addiction to it now, as my girlfriend is more than happy to let me spend all my money on our treats.

TMI .

*shrug* I have no particular reason to make it up. The time I tried in Greggs was not long after the launch of contactless though so they might be better trained now.

Contactless card worked fine in Morrisons earlier. Took a few tries in Smiths, but funny enough it seems their readers need your card to be a bit further away than usual.

Came up against a potential flaw with Apple Pay this evening - Came to pay, presented my watch and got a Card Check message on the PED. I've had this with contactless cards before where they randomly spot check and you insert your card and enter your PIN, but how does this work with Apple Pay? It's supposed to replace your wallet and I didn't have my card with me. Seems a big hole in the process.

LOL, I forgot about that to be honest, you are only allowed so many goes with contactless until it ask for your pin, I presume then you have to put the card in the reader, which you can not do with a phone. So you do need to carry your card with you.

I didn't have my card with me so left empty handed! If Apple are marketing Apple Pay as a REPLACEMENT for the physical wallet you shouldn't need both as it renders the convenience a bit obsolete!!

If its a proper Apple Pay retailer then you won't, but a lot of retailers in the UK are not yet ready for Apple Pay but work as contactless today with the £20 limit, but with the random check for PiN. Proper Apple Pay retailers won't have a limit and won't do the random PIN check.

Its up to the retailer to update their till to see the difference, not all have yet.

Surely if you had called for a supervisor they would have just overriden the message and allowed you to continue? Did you ask for a supervisor?

CPC = Contactless Payment Card

It can't ever be your fault as some retailers need to manually select CPC acceptance (McDonald's does this and so too does M&S I believe).

Nope - McD's drive thru with an Apple Pay sticker in the window.. I reckon it's Apple's way of making me eat healthy!