You timed it too? I thought I was the only one that did that??? Hahaha
Yes, as you say, iOS9 improves the Apple Pay experience significantly .
Take phone out of pocket
Double tap & hold to open Apple Wallet (by which time the iPhone has ID'd your fingerprint (especially on the 6s),
Wave over the contactless terminal.
Job done.!!!

I just tried the double press thing for the first time. It's much quicker than I expected! Touch ID starts to work before Apple Pay appears, so the authentication is almost instant. By the time Apple Pay come up (bearing in mind it takes under a second), the screens is already on 'hold near reader to pay'.

I do know how it works thanks. When you misuse the term 'NFC' so many times in a single paragraph it just demonstrates you own lack of understanding.

Saw an ad for this tonight. Looks slick but also, people waving a £600 phone around and then looking smug as they stroll off just makes you think 'that person is going to get mugged'. They need to be less smug. Cool though. Until you get mugged.

"Over time, the individual will become so adept at lying that it will be very difficult for others to determine if they are, in fact, telling the truth. There are no exact figures regarding the number of people that suffer from this disorder, but has been found to be equally common in men and women and usually becomes very apparent in the late teens.

The defining characteristics of compulsive lying disorder are:

The stories told are not entirely improbable and often have some element of truth. They are not a manifestation of delusion or some broader type of psychosis: upon confrontation, the teller can admit them to be untrue, even if unwillingly."
http://www.compulsivelyingdisorder.c...ying-disorder/

You got pseudologia fantastica. Might be wise to seek help.

I'm sure the irony of you posting that will not be lost on FMs.

Give him a break, at least he is starting to admit he has a problem, don't they say they first step to a cure is admitting to your issues?

Apologies if this has been asked in this thread already but I use American Express. Some retailers still don't accept American Express so I was wondering if I add my American Express card to Apple Pay, will I then be able to use it in ALL retailers, regardless of whether they normally accept American Express? The only reason I ask is because online, some retailers don't accept American Express but if I use PayPal to pay, I can use it.

Pretty sure they have to accept American Express too.

Correct.

Thanks for confirming.

Barclays has said it will support Apple Pay, but when ?

Well they said "imminently" but that was just over 2 months ago. Clearly "imminently" means something different to them.

Had to restore my phone last night and now when i want to use Apple Pay is prompts me the message 'Touch id or passcode required to pay'. Now Apple Pay is set to on in Touch ID settings and my thumb and index finger are set up so i dont know why it's saying this.

Shall i remove the card and set it up again or is there something else i can do cos i'm stumped.

Set up the card again and the message has gone.

I've set my Lloyds platinum debit card up with Apple Pay and just used it at McDonald's. All worked seamlessly. Also it seems Apple Pay is online as the transaction has been earmarked under pending transactions with online banking. When I use the card physically it takes a couple of days to come out and isn't earmarked.

However I used my contactless card at waitrose and all contactless payments were offline (didn't seek authorisation) but recently in the last couple of weeks all contactless payments seems to be seeking authorisation every time I used it at Waitrose (showing as pending transaction on the account). When I use the contactless card at another shop this is not earmarked against my account.

Are these terminals being upgraded or changed to seek authorisation all the time now? Does anybody know? Just out of curiosity.

[quote=steviedab;79798039]I've set my Lloyds platinum debit card up with Apple Pay and just used it at McDonald's. All worked seamlessly. Also it seems Apple Pay is online as the transaction has been earmarked under pending transactions with online banking. When I use the card physically it takes a couple of days to come out and isn't earmarked.

However I used my contactless card at waitrose and all contactless payments were offline (didn't seek authorisation) but recently in the last couple of weeks all contactless payments seems to be seeking authorisation every time I used it at Waitrose (showing as pending transaction on the account). When I use the contactless card at another shop this is not earmarked against my account.

Are these terminals being upgraded or changed to seek authorisation all the time now? Does anybody know? Just out of curiosity.[/QUOTE

I did see on some internal stuff that certain lower limits are not authorised. i'll check tomorrow and see what it says!

Anyone know when TSB will get their act together and support Apple Pay?

December 5th iirc.

If getting your iPhone out and double clicking the home button to use Apple lay is too slow. Use your Apple Watch, I use both but on your Apple Watch simply double click the side button and put your watch near the terminal and your done. I think it's the absolute fastest way to use NFC payments.

Ha ha ha ha ha ha!

Good one. Apple pay has many USPs but speed is not one of them.

Have you used the Apple Watch to pay for stuff then?

What? Ok I reach into my pocket as im pulling out my phone I double click the home button put the phone against the terminal payment is taken, slide phone into pocket. How does it get any faster?

I lift my wrist double click the side button on my Apple Watch put watch next to terminal payment is taken. How does it get any faster?

I reach into my pocket pull out my wallet open my wallet get my card out (can be fiddly if wallets full) put card next to terminal payment is taken put card back into wallet put wallet back in pocket. It can definately be done faster.

Another person who hasn't actually used Apple Pay with a watch so doesn't know what they are talking about. There's been quite a few of them on here lately.

I agree