Originally Posted by paulbrock:
“Q - if Apple Pay presents a different token every time its used, that can't be traced back to the actual card used, how does TfL know its the same device used to touch in and touch out on the Underground?”
Quote:
“Every time you hand over your credit or debit card to pay, your card number and identity are visible. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element, a dedicated chip in iPhone, iPad and Apple Watch. These numbers are never stored on Apple servers. And when you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment”
More info here.