Err surely as it is still linked to a credit or debit card you are protected by Fraud Protection still?

Besides I agree with Devon if it's protected by your fingerprint how are they going to use it even if they steal the phone. Are we now suggesting that Thieves are going to start carrying round fingerprint powder and lifting tape. Even if they did they would then need to create a latex model which would be able to use the print on the device.

Think we all realise that isn't going be a quick process you could of called up your bank and reported the card linked to the Apple Pay account details so it would be useless to them.

Contactless Payment cards fraud is so much easier and Apple Pay is still limited to £20 at present.

Not all payments are restricted to £20. Official launch partners (such as Nando's or anyone else on the Apple Pay website) can have a higher limit, or no limit at all. Standard contactless terminals still have the limit.

It's limitless at certain places like M&S, Waitrose, Boots, Pret and all the others listed on the partners page on the Apple site but it would be pretty impossible for anyone to steal your phone and use it.

Ah okay interesting to know about Nando's as not sure it's even possible go there for less than 20 pounds least it never is when I go there lol.


Thanks for info makes sense as going M&S and Waitrose and spending 20 pounds or less is what like 3 items ?

I still think eventually Tesco, Sainsburys, Asda will have to adopt Apple Pay they would be fools not to in a way.

This is the list of participating locations where Apple Pay is limitless :

https://www.apple.com/uk/apple-pay/w...use-apple-pay/

My local KFC hasn't even got contactless payment yet never mind Apple Pay but interesting to know when they eventually get the terminals it will be Apple Pay supported thanks for the list I will favourite that and see how it expands towards Christmas.

This is what Apple says about the card limits.



https://support.apple.com/en-gb/HT204906

The details of the CDCMV are at https://support.apple.com/kb/HT202527

Beyond the patience of the average thief but even so....

http://www.ibtimes.co.uk/iphone-6-to...launch-1466843

Would take a lot of planning by somebody desperate to get your phone, and the system would still protect against the average opportunistic theft, but in some ways it does show why we probably shouldn't become complacent with technology.

Certainly not but as you say this simply isn't going to happen. If it did it would be a targeted attack almost certainly by someone you knew as they would somehow have to get a really good print off you.
In a situation where you leave the phone somewhere or it gets snatched off you, there is no chance of fraud.
It's your phone, you are going to notice it's gone fairly soon and then you can remotely wipe it.
Plus of course, the card numbers aren't stored in the phone so they couldn't even get those even if you had no PIN lock on it.

Just seems to be something else that can go wrong and hold up people. The hold up at checkouts is bad enough with people using loyalty cards and getting a load of useless paper.

I prefer the days where you just go in, pay for your products, collect the receipt and go.

That old chestnut. It was also around the time when alarmist headlines were saying that thieves would be hacking people's fingers off - anyone heard of any occurrences of that ?
While on the subject of alarmist headlines I notice on the same page you link to a headline about "Bendygate". How many people here have had to take bent iPhones back to Apple ? I certainly haven't heard of any first hand.

Well you continue to do so, holding people up while you get your cash out, then wait on the change, then wait on you putting it away while I tap my card and go 2 seconds later.

Do you have to have the phone with you when making purchases with the watch or does it work independently?

don't need your phone once its been set up, just watch.
https://www.apple.com/uk/watch/apple-pay/

Thanks. That's handy.

You forgot the bit where they painstakingly count out the 2p pieces and then come up a few pence short and take all the coins back and then spend the next 2 minutes trying to find the £10 note with "I'm sure it's in here somewhere".

Haha! Yeah, i did forget that!

obligatory satire article:
http://newsthump.com/2015/07/15/pric...yone-knows-it/

I've had Apple haters seriously try to tell me that it's "not that hard" to do the fingerprint cloning thing and that you're more likely to be targeted by organised criminals who have this kind of setup than a casual thief. Somehow the 'logic' goes that chip-and-pin is more secure since you can hide your fingers when typing in the PIN but for touchID your key is smeared all over the screen for anyone go grab.

When I said I'd just get Apple Pay stopped the moment I notice it missing (and remote wipe the phone if I don't find it in reasonable time) I was told they'd probably snatch the phone while you're not looking and put it back afterwards so you don't notice! Or that if you were married maybe your partner would do it (which to me says if you don't trust your mrs not to hack your phone you should probably work on your trust issues and/or marriage problems before worrying about peer pressure to switch to android)

Honestly I think they'll come up with any wild theory if it's an excuse to bash Apple. I've not yet heard of these things actually happening.

Seems to me that between taking your phone for forensic hacks and just nicking your wallet surely even organised criminals will opt for the easier route of just nicking your wallet. Or possibly taking your phone and chopping your finger off, but I think if a criminal is going to be violent they're going to be violent whatever phone you have.

Is it apple haters, or is it just people expressing concern that fingerprint readers are not infallible to security problems. Most if not all fingerprint readers can be fiddled if you put the effort in. The same was said when any phone has had one.

What i do wish is that apple users stop using the words apple bash or apple haters whenever someone says anything against them or expresses concern about something. It's a very odd attitude to have.

Still isn't showing up as an option in my 6's passbook..

It showed up without any user interaction yesterday morning. What language/region is your phone set to?

The difference with "expressing concerns" about Apple is it tends to become a huge bandwagon of 'yah boo apple sux lol all you sheeple buying into their hype'. Eventually you get a bit sick of being called names like 'sheep' over your choice of smartphone.

Sure, no fingerprint reader is 100% infallible (in fact nothing is) and expressing concerns reasonably over it is understandable. But in my experience people are much more aggressive about spreading FUD... er I mean "expressing their concerns" whenever Apple is mentioned, and I have to wonder what motivation there is otherwise to stretch the theories so far beyond credulity.

I see it from both sides. apple users called sheep, and android users called fandroid users!

Its all relative. No one side is worse than the other.

But we are not on about cards, when I had my contactless card it took a couple of seconds to use it, that is once the cashier realised that I was using contactless. A phone is different, too much to go wrong, battery die, having to change from one card to another if it is storing multiple cards, don't forget to make sure you put the phone away after and not drop it on a hard shop floor.