Personally I prefer CPCs but I can see how the benefits of Apple Pay for larger transactions, with the better tracking of payments, could be convenient.
I can see myself using a normal card for buying a coffee or for travel, but if I'm buying something big then it's no real harm using a phone (certainly no time pressures as with using a phone to tap in and out on the tube with hundreds of commuters behind you cursing).
Thus, having had NFC phones for so long it seems strangely odd to lose it just as it might finally have a real purpose.
But, you can of course live without it.