Honestly try as I may, I just cannot understand Nancy. I try so hard to catch a few words here and there, but alas - I need subtitles.

I'llhavetoagreewithyouonthat

I think she is easily understandable. The only thing is that she state an idea or begin a sentence and abruptly abandon it in light of another. She cuts herself off.

She's a talker, that one!

Same here, she gets lost halfway through her sentences and seems to ramble.

She certainly wasn't saying ghetto ****.