Android Pay to Rival Apple Pay in the UK Next Month

scooby1970 · 28-05-2016, 13:09

Been using Android Pay a few times a day with fingerprint scanner and no issues until today. Worked in first shop and then the two shops after it asked for my PIN. Anyone else had this?

Mark.

Thine Wonk · 28-05-2016, 14:37

Quote:

Originally Posted by scooby1970

Been using Android Pay a few times a day with fingerprint scanner and no issues until today. Worked in first shop and then the two shops after it asked for my PIN. Anyone else had this?

Mark.

I thought it was meant to do that after so many transactions per day, at least contactless cards work this way too.

artnada · 28-05-2016, 15:48

Quote:

Originally Posted by Thine Wonk

I thought it was meant to do that after so many transactions per day, at least contactless cards work this way too.

Yep. It's a random act of kindness to the card holder, to ensure their card/phone has not been misused.

Nothing unusual in it asking for PIN occasionally.

jonmorris · 29-05-2016, 01:00

Your bank can set rules on usage so it may vary from user to user and bank to bank.

carguy143 · 29-05-2016, 09:16

I've used android pay several times now albeit only in Subway and Gregg's. I did try in Wilko but for some reason it wouldn't go through, despite my debit card working just fine.

I've never tried making a payment for anything over £30 as it's not clear where accepts payments over £30 using android pay/contactless. Why they cant just have a sign next to the terminal I've no idea.

This is what Halifax say regarding having your phone awake or unlocking the phone to make payments.
"For in store payments under £30, simply wake your device and hold it near the contactless reader (no need to open the app). You’ll need to unlock your phone for payments over £30. Your device will beep or vibrate, and you'll receive a confirmation on screen to show your payment was made."

Source: https://www.halifax.co.uk/helpcentre...=EML_551023395

NathDogg · 29-05-2016, 09:19

Quote:

Originally Posted by carguy143

I've used android pay several times now albeit only in Subway and Gregg's. I did try in Wilko but for some reason it wouldn't go through, despite my debit card working just fine.

Sounds similar to the problems I had when I tried using it in WH Smiths on two occasions. I'm not sure why it refuses to work in some shops.

natbike · 29-05-2016, 09:53

Quote:

Originally Posted by jonmorris

If you have to load Android Pay to select a different card, you could argue that's a hassle too.

Indeed, if you have multiple cards then you might even wish to load the app just to check the right one is set as default, as you can't easily undo a payment everywhere (like a train gateline).

I mostly use one card. Just countering the argument. Different people will find it convenient/inconvenient depending on what they currently do.

Gigabit · 29-05-2016, 09:53

Re the £30 limit. Some terminals themselves will automatically disable contactless when they see a transaction will be over £30.

lamby · 29-05-2016, 19:59

Mine failed In Wilko for a £34 payment, I thought maybe I three phone away to soon, the cashier showed me an error on her screen saying the contactless payment couldn't be made...

Quote:

Originally Posted by carguy143

I've used android pay several times now albeit only in Subway and Gregg's. I did try in Wilko but for some reason it wouldn't go through, despite my debit card working just fine.

I've never tried making a payment for anything over £30 as it's not clear where accepts payments over £30 using android pay/contactless. Why they cant just have a sign next to the terminal I've no idea.

This is what Halifax say regarding having your phone awake or unlocking the phone to make payments.
"For in store payments under £30, simply wake your device and hold it near the contactless reader (no need to open the app). You’ll need to unlock your phone for payments over £30. Your device will beep or vibrate, and you'll receive a confirmation on screen to show your payment was made."

Source: https://www.halifax.co.uk/helpcentre...=EML_551023395

Cloudane · 30-05-2016, 00:06

I'm curious for those it's failed, whether any Barclays signage was in place on the readers..

carguy143 · 30-05-2016, 12:51

Quote:

Originally Posted by Cloudane

I'm curious for those it's failed, whether any Barclays signage was in place on the readers..

I didn't notice anything but I wouldn't be surprised. I bank with Halifax though so it would seem strange they'd block my payment as I wouldn't be able to use their app anyway.

NathDogg · 30-05-2016, 13:17

Quote:

Originally Posted by Cloudane

I'm curious for those it's failed, whether any Barclays signage was in place on the readers..

I didn't see any signage. I do know that Apple pay works in these locations without issue though. So I thought it strange android pay kept failing.

scooby1970 · 30-05-2016, 19:36

Mine has stopped working since the two fails the other day. Android Pay asks for a PIN when scan it, but the machines ask for card entry for security reasons. Very peed off with this. I'll pop into Nationwide in the week and see what's causing this.

Mark

jonmorris · 30-05-2016, 19:44

I had my Lloyds cards disappear from both my phones this weekend. Had to call up to add it to one phone, and authenticate by text for the other.

Very odd. Anyone else had this?

I hadn't even attempted to use either phone to make a payment for a few days.

The loyalty cards were still there.

lamby · 31-05-2016, 10:22

Will Nationwide's reward scheme work with Android Pay? The scheme is linked to your actual debit card number and Android Pay uses a virtual one?

Brian The Dog · 31-05-2016, 10:33

Quote:

Originally Posted by Gigabit

Re the £30 limit. Some terminals themselves will automatically disable contactless when they see a transaction will be over £30.

I noticed in Iceland yesterday, when my bill came to £42, the contactless symbol on the card reader still flashed like it was scanning for a card, but by then I had already inserted my card to do it that way as I knew it was over £30.

lamby · 31-05-2016, 13:41

Bit geeky i know, but i have made a Spreadsheet to record the outcome of purchases.

Anyone can view, need a Google account to edit:

https://docs.google.com/spreadsheets...it?usp=sharing

Aye Up · 31-05-2016, 15:40

We need to request to edit?

Either way if you can add

Aldi, Altrincham, 29th May 2016, Under £30, Payment Success.

Its actually a really good idea and if enough get involved would hopefully build up a nice data sample to guide people in the future.

bikerlad · 31-05-2016, 21:36

I emailed Amex, hoping they might notice if people kept asking for Android Pay, and they replied:

Quote:

I am afraid that we are currently not part of AndroidPay however, once we are able to support it, we will gladly notify all our Card members.

Please rest assured that we remain focused on offering our Cardmembers innovative payment solutions such as Apple Pay and Samsung Pay (when it launches later this year).

So, that's helpful!

rjb101 · 31-05-2016, 22:35

Tried it a couple of times and it didn't work using my nationwide card. App now deleted and I've gone back to the barclaycard app.

Faust · 31-05-2016, 22:42

Quote:

Originally Posted by rjb101

Tried it a couple of times and it didn't work using my nationwide card. App now deleted and I've gone back to the barclaycard app.

Sounds like you may have not registered your card correctly.

bikerlad · 31-05-2016, 22:55

Quote:

Originally Posted by rjb101

Tried it a couple of times and it didn't work using my nationwide card. App now deleted and I've gone back to the barclaycard app.

Debit or credit? I think it only works with debit and Nationwide..

lamby · 01-06-2016, 08:32

Quote:

Originally Posted by Aye Up

We need to request to edit?

Either way if you can add

Aldi, Altrincham, 29th May 2016, Under £30, Payment Success.

Its actually a really good idea and if enough get involved would hopefully build up a nice data sample to guide people in the future.

It is set to anyone with the link can edit. Have you tried again and logged in with a Google Account?

Soundbox · 01-06-2016, 08:46

Quote:

Originally Posted by bikerlad

I emailed Amex, hoping they might notice if people kept asking for Android Pay, and they replied:

So, that's helpful!

I wonder why they put Apple Pay as innovative when less people use Apple phones? Is it subsidised by Apple perhaps? I was looking forward to paying by phone as I don't like to leave my card in my wallet but it has not really taken off like it should have.

d123 · 01-06-2016, 13:40

Not too impressed with Android Pay so far, before even before using it.

My ApplePay has stayed working through numerous OS updates. I decided to add Android Pay to my other phone on the weekend, the phone had a minor update of some sort overnight, now AndroidPay wants to reauthenticate my card, including another phone call to the bank...

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28-05-2016, 13:09	#301
scooby1970 Forum Member Join Date: Jun 2003 Location: Neath Posts: 2,468	Been using Android Pay a few times a day with fingerprint scanner and no issues until today. Worked in first shop and then the two shops after it asked for my PIN. Anyone else had this? Mark.

28-05-2016, 14:37	#302
Thine Wonk Forum Member Join Date: Mar 2009 Posts: 14,577	Quote: Originally Posted by scooby1970 Been using Android Pay a few times a day with fingerprint scanner and no issues until today. Worked in first shop and then the two shops after it asked for my PIN. Anyone else had this? Mark. I thought it was meant to do that after so many transactions per day, at least contactless cards work this way too.

28-05-2016, 15:48	#303
artnada Forum Member Join Date: Nov 2000 Posts: 9,397	Quote: Originally Posted by Thine Wonk I thought it was meant to do that after so many transactions per day, at least contactless cards work this way too. Yep. It's a random act of kindness to the card holder, to ensure their card/phone has not been misused. Nothing unusual in it asking for PIN occasionally.

29-05-2016, 01:00	#304
jonmorris Forum Member Join Date: Jul 2002 Location: a land filled with trolls Posts: 12,018	Your bank can set rules on usage so it may vary from user to user and bank to bank.

29-05-2016, 09:16	#305
carguy143 Forum Member Join Date: Sep 2005 Location: Leyland Posts: 1,971	I've used android pay several times now albeit only in Subway and Gregg's. I did try in Wilko but for some reason it wouldn't go through, despite my debit card working just fine. I've never tried making a payment for anything over £30 as it's not clear where accepts payments over £30 using android pay/contactless. Why they cant just have a sign next to the terminal I've no idea. This is what Halifax say regarding having your phone awake or unlocking the phone to make payments. "For in store payments under £30, simply wake your device and hold it near the contactless reader (no need to open the app). You’ll need to unlock your phone for payments over £30. Your device will beep or vibrate, and you'll receive a confirmation on screen to show your payment was made." Source: https://www.halifax.co.uk/helpcentre...=EML_551023395

29-05-2016, 09:19	#306
NathDogg Forum Member Join Date: Jul 2009 Location: Eton Wick Posts: 108	Quote: Originally Posted by carguy143 I've used android pay several times now albeit only in Subway and Gregg's. I did try in Wilko but for some reason it wouldn't go through, despite my debit card working just fine. Sounds similar to the problems I had when I tried using it in WH Smiths on two occasions. I'm not sure why it refuses to work in some shops.

29-05-2016, 09:53	#307
natbike Forum Member Join Date: May 2011 Posts: 475	Quote: Originally Posted by jonmorris If you have to load Android Pay to select a different card, you could argue that's a hassle too. Indeed, if you have multiple cards then you might even wish to load the app just to check the right one is set as default, as you can't easily undo a payment everywhere (like a train gateline). I mostly use one card. Just countering the argument. Different people will find it convenient/inconvenient depending on what they currently do.

29-05-2016, 09:53	#308
Gigabit Forum Member Join Date: Aug 2014 Location: United Kingdom Posts: 2,887	Re the £30 limit. Some terminals themselves will automatically disable contactless when they see a transaction will be over £30.

29-05-2016, 19:59	#309
lamby Forum Member Join Date: Jul 2000 Location: Oxford, UK Posts: 3,332	Mine failed In Wilko for a £34 payment, I thought maybe I three phone away to soon, the cashier showed me an error on her screen saying the contactless payment couldn't be made... Quote: Originally Posted by carguy143 I've used android pay several times now albeit only in Subway and Gregg's. I did try in Wilko but for some reason it wouldn't go through, despite my debit card working just fine. I've never tried making a payment for anything over £30 as it's not clear where accepts payments over £30 using android pay/contactless. Why they cant just have a sign next to the terminal I've no idea. This is what Halifax say regarding having your phone awake or unlocking the phone to make payments. "For in store payments under £30, simply wake your device and hold it near the contactless reader (no need to open the app). You’ll need to unlock your phone for payments over £30. Your device will beep or vibrate, and you'll receive a confirmation on screen to show your payment was made." Source: https://www.halifax.co.uk/helpcentre...=EML_551023395

30-05-2016, 00:06	#310
Cloudane Forum Member Join Date: Nov 2003 Posts: 870	I'm curious for those it's failed, whether any Barclays signage was in place on the readers..

30-05-2016, 12:51	#311
carguy143 Forum Member Join Date: Sep 2005 Location: Leyland Posts: 1,971	Quote: Originally Posted by Cloudane I'm curious for those it's failed, whether any Barclays signage was in place on the readers.. I didn't notice anything but I wouldn't be surprised. I bank with Halifax though so it would seem strange they'd block my payment as I wouldn't be able to use their app anyway.

30-05-2016, 13:17	#312
NathDogg Forum Member Join Date: Jul 2009 Location: Eton Wick Posts: 108	Quote: Originally Posted by Cloudane I'm curious for those it's failed, whether any Barclays signage was in place on the readers.. I didn't see any signage. I do know that Apple pay works in these locations without issue though. So I thought it strange android pay kept failing.

30-05-2016, 19:36	#313
scooby1970 Forum Member Join Date: Jun 2003 Location: Neath Posts: 2,468	Mine has stopped working since the two fails the other day. Android Pay asks for a PIN when scan it, but the machines ask for card entry for security reasons. Very peed off with this. I'll pop into Nationwide in the week and see what's causing this. Mark

30-05-2016, 19:44	#314
jonmorris Forum Member Join Date: Jul 2002 Location: a land filled with trolls Posts: 12,018	I had my Lloyds cards disappear from both my phones this weekend. Had to call up to add it to one phone, and authenticate by text for the other. Very odd. Anyone else had this? I hadn't even attempted to use either phone to make a payment for a few days. The loyalty cards were still there.

31-05-2016, 10:22	#315
lamby Forum Member Join Date: Jul 2000 Location: Oxford, UK Posts: 3,332	Will Nationwide's reward scheme work with Android Pay? The scheme is linked to your actual debit card number and Android Pay uses a virtual one?

31-05-2016, 10:33	#316
Brian The Dog Forum Member Join Date: Nov 2015 Posts: 2,090	Quote: Originally Posted by Gigabit Re the £30 limit. Some terminals themselves will automatically disable contactless when they see a transaction will be over £30. I noticed in Iceland yesterday, when my bill came to £42, the contactless symbol on the card reader still flashed like it was scanning for a card, but by then I had already inserted my card to do it that way as I knew it was over £30.

31-05-2016, 13:41	#317
lamby Forum Member Join Date: Jul 2000 Location: Oxford, UK Posts: 3,332	Bit geeky i know, but i have made a Spreadsheet to record the outcome of purchases. Anyone can view, need a Google account to edit: https://docs.google.com/spreadsheets...it?usp=sharing

31-05-2016, 15:40	#318
Aye Up Forum Member Join Date: Mar 2001 Location: North West Posts: 4,885	We need to request to edit? Either way if you can add Aldi, Altrincham, 29th May 2016, Under £30, Payment Success. Its actually a really good idea and if enough get involved would hopefully build up a nice data sample to guide people in the future.

31-05-2016, 21:36	#319
bikerlad Forum Member Join Date: Jun 2006 Location: London Posts: 391	I emailed Amex, hoping they might notice if people kept asking for Android Pay, and they replied: Quote: I am afraid that we are currently not part of AndroidPay however, once we are able to support it, we will gladly notify all our Card members. Please rest assured that we remain focused on offering our Cardmembers innovative payment solutions such as Apple Pay and Samsung Pay (when it launches later this year). So, that's helpful!

31-05-2016, 22:35	#320
rjb101 Forum Member Join Date: Apr 2005 Posts: 2,609	Tried it a couple of times and it didn't work using my nationwide card. App now deleted and I've gone back to the barclaycard app.

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Android Pay to Rival Apple Pay in the UK Next Month

31-05-2016, 22:42	#321
Faust Forum Member Join Date: Jul 2000 Location: UK Posts: 8,103	Quote: Originally Posted by rjb101 Tried it a couple of times and it didn't work using my nationwide card. App now deleted and I've gone back to the barclaycard app. Sounds like you may have not registered your card correctly.

31-05-2016, 22:55	#322
bikerlad Forum Member Join Date: Jun 2006 Location: London Posts: 391	Quote: Originally Posted by rjb101 Tried it a couple of times and it didn't work using my nationwide card. App now deleted and I've gone back to the barclaycard app. Debit or credit? I think it only works with debit and Nationwide..

01-06-2016, 08:32	#323
lamby Forum Member Join Date: Jul 2000 Location: Oxford, UK Posts: 3,332	Quote: Originally Posted by Aye Up We need to request to edit? Either way if you can add Aldi, Altrincham, 29th May 2016, Under £30, Payment Success. Its actually a really good idea and if enough get involved would hopefully build up a nice data sample to guide people in the future. It is set to anyone with the link can edit. Have you tried again and logged in with a Google Account?

01-06-2016, 08:46	#324
Soundbox Forum Member Join Date: Nov 2006 Location: The garden of earthly delights Posts: 4,509	Quote: Originally Posted by bikerlad I emailed Amex, hoping they might notice if people kept asking for Android Pay, and they replied: So, that's helpful! I wonder why they put Apple Pay as innovative when less people use Apple phones? Is it subsidised by Apple perhaps? I was looking forward to paying by phone as I don't like to leave my card in my wallet but it has not really taken off like it should have.

01-06-2016, 13:40	#325
d123 Forum Member Join Date: Jul 2007 Posts: 3,993	Not too impressed with Android Pay so far, before even before using it. My ApplePay has stayed working through numerous OS updates. I decided to add Android Pay to my other phone on the weekend, the phone had a minor update of some sort overnight, now AndroidPay wants to reauthenticate my card, including another phone call to the bank...