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Android Pay to Rival Apple Pay in the UK Next Month
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scooby1970
28-05-2016
Been using Android Pay a few times a day with fingerprint scanner and no issues until today. Worked in first shop and then the two shops after it asked for my PIN. Anyone else had this?

Mark.
Thine Wonk
28-05-2016
Originally Posted by scooby1970:
“Been using Android Pay a few times a day with fingerprint scanner and no issues until today. Worked in first shop and then the two shops after it asked for my PIN. Anyone else had this?

Mark.”

I thought it was meant to do that after so many transactions per day, at least contactless cards work this way too.
artnada
28-05-2016
Originally Posted by Thine Wonk:
“I thought it was meant to do that after so many transactions per day, at least contactless cards work this way too.”

Yep. It's a random act of kindness to the card holder, to ensure their card/phone has not been misused.

Nothing unusual in it asking for PIN occasionally.
jonmorris
29-05-2016
Your bank can set rules on usage so it may vary from user to user and bank to bank.
carguy143
29-05-2016
I've used android pay several times now albeit only in Subway and Gregg's. I did try in Wilko but for some reason it wouldn't go through, despite my debit card working just fine.

I've never tried making a payment for anything over £30 as it's not clear where accepts payments over £30 using android pay/contactless. Why they cant just have a sign next to the terminal I've no idea.

This is what Halifax say regarding having your phone awake or unlocking the phone to make payments.
"For in store payments under £30, simply wake your device and hold it near the contactless reader (no need to open the app). You’ll need to unlock your phone for payments over £30. Your device will beep or vibrate, and you'll receive a confirmation on screen to show your payment was made."

Source: https://www.halifax.co.uk/helpcentre...=EML_551023395
NathDogg
29-05-2016
Originally Posted by carguy143:
“I've used android pay several times now albeit only in Subway and Gregg's. I did try in Wilko but for some reason it wouldn't go through, despite my debit card working just fine.”

Sounds similar to the problems I had when I tried using it in WH Smiths on two occasions. I'm not sure why it refuses to work in some shops.
natbike
29-05-2016
Originally Posted by jonmorris:
“If you have to load Android Pay to select a different card, you could argue that's a hassle too.

Indeed, if you have multiple cards then you might even wish to load the app just to check the right one is set as default, as you can't easily undo a payment everywhere (like a train gateline).”

I mostly use one card. Just countering the argument. Different people will find it convenient/inconvenient depending on what they currently do.
Gigabit
29-05-2016
Re the £30 limit. Some terminals themselves will automatically disable contactless when they see a transaction will be over £30.
lamby
29-05-2016
Mine failed In Wilko for a £34 payment, I thought maybe I three phone away to soon, the cashier showed me an error on her screen saying the contactless payment couldn't be made...


Originally Posted by carguy143:
“I've used android pay several times now albeit only in Subway and Gregg's. I did try in Wilko but for some reason it wouldn't go through, despite my debit card working just fine.

I've never tried making a payment for anything over £30 as it's not clear where accepts payments over £30 using android pay/contactless. Why they cant just have a sign next to the terminal I've no idea.

This is what Halifax say regarding having your phone awake or unlocking the phone to make payments.
"For in store payments under £30, simply wake your device and hold it near the contactless reader (no need to open the app). You’ll need to unlock your phone for payments over £30. Your device will beep or vibrate, and you'll receive a confirmation on screen to show your payment was made."

Source: https://www.halifax.co.uk/helpcentre...=EML_551023395”

Cloudane
30-05-2016
I'm curious for those it's failed, whether any Barclays signage was in place on the readers..
carguy143
30-05-2016
Originally Posted by Cloudane:
“I'm curious for those it's failed, whether any Barclays signage was in place on the readers..”

I didn't notice anything but I wouldn't be surprised. I bank with Halifax though so it would seem strange they'd block my payment as I wouldn't be able to use their app anyway.
NathDogg
30-05-2016
Originally Posted by Cloudane:
“I'm curious for those it's failed, whether any Barclays signage was in place on the readers..”

I didn't see any signage. I do know that Apple pay works in these locations without issue though. So I thought it strange android pay kept failing.
scooby1970
30-05-2016
Mine has stopped working since the two fails the other day. Android Pay asks for a PIN when scan it, but the machines ask for card entry for security reasons. Very peed off with this. I'll pop into Nationwide in the week and see what's causing this.

Mark
jonmorris
30-05-2016
I had my Lloyds cards disappear from both my phones this weekend. Had to call up to add it to one phone, and authenticate by text for the other.

Very odd. Anyone else had this?

I hadn't even attempted to use either phone to make a payment for a few days.

The loyalty cards were still there.
lamby
31-05-2016
Will Nationwide's reward scheme work with Android Pay? The scheme is linked to your actual debit card number and Android Pay uses a virtual one?
Brian The Dog
31-05-2016
Originally Posted by Gigabit:
“Re the £30 limit. Some terminals themselves will automatically disable contactless when they see a transaction will be over £30.”

I noticed in Iceland yesterday, when my bill came to £42, the contactless symbol on the card reader still flashed like it was scanning for a card, but by then I had already inserted my card to do it that way as I knew it was over £30.
lamby
31-05-2016
Bit geeky i know, but i have made a Spreadsheet to record the outcome of purchases.

Anyone can view, need a Google account to edit:

https://docs.google.com/spreadsheets...it?usp=sharing
Aye Up
31-05-2016
We need to request to edit?

Either way if you can add

Aldi, Altrincham, 29th May 2016, Under £30, Payment Success.

Its actually a really good idea and if enough get involved would hopefully build up a nice data sample to guide people in the future.
bikerlad
31-05-2016
I emailed Amex, hoping they might notice if people kept asking for Android Pay, and they replied:

Quote:
“I am afraid that we are currently not part of AndroidPay however, once we are able to support it, we will gladly notify all our Card members.

Please rest assured that we remain focused on offering our Cardmembers innovative payment solutions such as Apple Pay and Samsung Pay (when it launches later this year).”

So, that's helpful!
rjb101
31-05-2016
Tried it a couple of times and it didn't work using my nationwide card. App now deleted and I've gone back to the barclaycard app.
Faust
31-05-2016
Originally Posted by rjb101:
“Tried it a couple of times and it didn't work using my nationwide card. App now deleted and I've gone back to the barclaycard app.”

Sounds like you may have not registered your card correctly.
bikerlad
31-05-2016
Originally Posted by rjb101:
“Tried it a couple of times and it didn't work using my nationwide card. App now deleted and I've gone back to the barclaycard app.”

Debit or credit? I think it only works with debit and Nationwide..
lamby
01-06-2016
Originally Posted by Aye Up:
“We need to request to edit?

Either way if you can add

Aldi, Altrincham, 29th May 2016, Under £30, Payment Success.

Its actually a really good idea and if enough get involved would hopefully build up a nice data sample to guide people in the future.”

It is set to anyone with the link can edit. Have you tried again and logged in with a Google Account?
Soundbox
01-06-2016
Originally Posted by bikerlad:
“I emailed Amex, hoping they might notice if people kept asking for Android Pay, and they replied:



So, that's helpful!”

I wonder why they put Apple Pay as innovative when less people use Apple phones? Is it subsidised by Apple perhaps? I was looking forward to paying by phone as I don't like to leave my card in my wallet but it has not really taken off like it should have.
d123
01-06-2016
Not too impressed with Android Pay so far, before even before using it.

My ApplePay has stayed working through numerous OS updates. I decided to add Android Pay to my other phone on the weekend, the phone had a minor update of some sort overnight, now AndroidPay wants to reauthenticate my card, including another phone call to the bank...
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