Originally Posted by Anika Hanson:
“The problem I have with android pay is that you can make a purchase without unlocking the phone, therefore if you loose your phone/gets stolen people could make transaction.”
Originally Posted by Stiggles:
“Just like you can with a contactless card really. And like contactless, if you lose your phone, you get the money back anyway.”
As I have just got a new phone and haven't decided yet if I'm going to root it, I thought I'd try out the Barclays app and it's contactless payments today:
Worked flawlessly in both Primark and Iceland. As for the phone being stolen, the Barclays app has a good feature. To get into the app you need a 5 digit PIN but once in you can turn the virtual phone card on or off. So today whilst shopping I had it turned on for the whole day, but as I'm going out to a nightclub that doesn't do contactless I won't be needing it and so have turned the card off for the evening. So if the phone gets stolen or lost, even if I have no lock screen, you can't get into the app to turn the card back on. A nice little feature I thought.
That is something you can't do with a physical card.