Originally Posted by Aye Up:
“You do realise Barclaycard NFC payments operate differently to "tokenisation"? Its effectively a copy of your credit card, where as Android/Apple Pay isn't.”
Effort spent on building NFC into their own crappy application, is effort that could have been spent supporting Apple and Android Pay.
Notice that no other UK bank has bothered to go it alone - and some of them have found the resources to support Apple/Android Pay very quickly.
As has been said, Barclays has form here - with their weird way of getting on board with paym.
It would not surprise me if they're going it alone here too.
Originally Posted by Aye Up:
“That said service has been going for a while and was relatively easy to develop, the other two services as you say are difficult to support. On the one hand you insinuate what I say supports your arguement, then on the other you say something stupid like that.
Buddy you don't even have a clue how the backend processes work, yes I can go on about compexities, yet it would be for nothing. Android/Apple Pay to the end user is the same, to Barclays or any other bank it is not, hence why a lack of support from high street banks..”
Again - Barclays isn't the only bank that has to do the work. I'm not saying it can be done in 10 minutes, which I take are the words you're putting in my mouth. What I am saying is that the entire banking industry is working on the same problem, many of whom have similar issues to Barclays (ancient backend infrastructure, conservatism, bureaucracy), but they've all managed to do what Barclays took an age to do in regard to Apple Pay (almost a year from launch to Barclays supporting it), and will likely do again with Android Pay.
Apple and Android Pay, at heart, both use the same technologies - NFC and tokenisation. There will be platform specific stuff around that but they are not totally different things. I'd be willing to bet that the other big banking groups will be on board with Android Pay relatively quickly, and Barclays will once again take forever. Or they'll integrate their own system into their own app, because they can do that with Android
"Lack of support"? Not sure the facts bear that one out.
Originally Posted by Aye Up:
“Over 1200 banks in America support Apple Pay, less than 110 support Android Pay, around 130 support Samsung Pay. It seems Android Pay is the more difficult one to support......”
This isn't necessarily due to difficulty. Apple is much better at getting third parties involved in things than Google is. The ridiculousness over VoLTE is testament to that.