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Android Pay to Rival Apple Pay in the UK Next Month |
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#151 |
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Join Date: Jul 2000
Location: Oxford, UK
Posts: 3,332
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How do loyalty cards work?
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#152 |
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Join Date: Apr 2005
Location: colchester
Posts: 15,352
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Quote:
How do loyalty cards work?
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#153 |
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Forum Member
Join Date: Jul 2000
Location: Oxford, UK
Posts: 3,332
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Quote:
How do they work at the moment?
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#154 |
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Join Date: Jul 2004
Location: Mars
Posts: 10,688
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I read something that seemed to imply if you used Android Pay at Tesco for example and had your Clubcard on the Pay app, it will somehow reward you the points. Perhaps Android Pay checks when making a purchase and tells the retailer to reward the points.
But in my mind that would require all retailers to rework some of the code on the tills/payment system to work with that. I doubt they've all done this. |
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#155 |
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Join Date: Apr 2005
Location: colchester
Posts: 15,352
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Quote:
Normally Tesco is barcode scanned or swiped.
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#156 |
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Join Date: Nov 2015
Posts: 2,090
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Quote:
The system isn't easy to setup due to the way the transactions are secured. When using your card for a contactless purchase its no different to chip and pin (save not entering a pin), the process is the same. For Android and Apple Pay we know unique auth codes are used once in every transaction, thats where the complication lies.
Call it a contactless card emulator if you wish, but if Barclays are happy with the security on contactless transactions (or lack of it) then why the need for anything more complex? |
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#157 |
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Join Date: Oct 2003
Location: the wild world web
Posts: 28,132
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The reason handset makers want you to leave Wifi and BT on is for things such as loyalty cards. Is that not one of the intents of iBeacon?
And Google Face Pay sounds a spookier version of the user tracking scenarios BT and Wifi offer. |
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#158 |
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Join Date: Nov 2015
Posts: 2,090
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Maybe you don't always have your credit cards with you, but will probably have your phone.
Plus as a debit card is as thin as anything, if would fit nicely inside most phone cases and so no need for a wallet. Hey, if your contactless debit card is close enough to the surface of the phone case you could pay just by holding your phone next to the terminal: Who needs Android pay? |
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#159 |
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Join Date: May 2010
Posts: 11,501
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Quote:
The reason handset makers want you to leave Wifi and BT on is for things such as loyalty cards. Is that not one of the intents of iBeacon?
And Google Face Pay sounds a spookier version of the user tracking scenarios BT and Wifi offer. |
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#160 |
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Join Date: Aug 2005
Posts: 68,710
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??? Wow how the world has changed. Mostly I always take both but as money is always more important than reading what my facebook friends are saying they had for breakfast, then my wallet with my card and/or cash takes priority over remembering to take my phone!
Plus as a debit card is as thin as anything, if would fit nicely inside most phone cases and so no need for a wallet. Hey, if your contactless debit card is close enough to the surface of the phone case you could pay just by holding your phone next to the terminal: Who needs Android pay? 1) What if you go out and forget your credit cards (but have your phone)? I have done this on occasion. 2) With your contactless credit card in your phone case, what if you use a terminal that does not accept contactless cards? You need to take out your card and some cases are very fiddly (risking your phone dropping to the floor whilst you juggle with case and card). It might be ideal for you, but maybe not for other people. |
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#161 |
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Join Date: Jul 2002
Location: a land filled with trolls
Posts: 12,018
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I am not sure any of this technology is designed for people who forget their wallet.
What next? Your smartwatch means you don't need to worry about remembering your phone? If you forget your keys, no matter as you'll have a smart lock that can be opened with your phone. Like Apple Pay, Android Pay will be useful at times but I won't leave my ordinary card at home. I'll just choose what to use at the time. |
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#162 |
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Join Date: May 2010
Posts: 11,501
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I am not sure any of this technology is designed for people who forget their wallet.
What next? Your smartwatch means you don't need to worry about remembering your phone? If you forget your keys, no matter as you'll have a smart lock that can be opened with your phone. Like Apple Pay, Android Pay will be useful at times but I won't leave my ordinary card at home. I'll just choose what to use at the time. |
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#163 |
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Join Date: Mar 2005
Posts: 3,644
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I am not sure any of this technology is designed for people who forget their wallet.
What next? Your smartwatch means you don't need to worry about remembering your phone? If you forget your keys, no matter as you'll have a smart lock that can be opened with your phone. Like Apple Pay, Android Pay will be useful at times but I won't leave my ordinary card at home. I'll just choose what to use at the time. Why would people take the risk of loosing their whole wallet - if anything all you need is 1 debit card (makes me laugh when my friend goes abroad on holiday and has his library card with him in his wallet. ![]() I'd like to not even have to carry the phone around with me (and it's not for checking any social media as I don't do that) - it's more for music, the Internet (if I need it) and of course communication. I don't want to rely on it totally - just a backup for one of those moments I probably only get 5 or 6 times a year. The only thing I don't like about contactless payment is that I was told it takes a few more days for the money to come out of your bank account? |
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#164 |
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Join Date: Jul 2004
Location: Mars
Posts: 10,688
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Sometimes I don't forget my wallet - sometimes I may just pop out to the gym thinking "I don't need to buy anything" and my wife will text me to ask to pick up some milk/bread on the way home or if I go out for a run and go further than normal and decide I would like a drink.
Why would people take the risk of loosing their whole wallet - if anything all you need is 1 debit card (makes me laugh when my friend goes abroad on holiday and has his library card with him in his wallet. ![]() I'd like to not even have to carry the phone around with me (and it's not for checking any social media as I don't do that) - it's more for music, the Internet (if I need it) and of course communication. I don't want to rely on it totally - just a backup for one of those moments I probably only get 5 or 6 times a year. The only thing I don't like about contactless payment is that I was told it takes a few more days for the money to come out of your bank account? Plus also her credit card company is refusing to issue out contactless cards to her, saying they will only do so once the current ones expire. Drives her up the wall as you now almost get a funny look in London when having to enter your PIN for a small transaction So this will help her a lot.
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#165 |
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Join Date: Mar 2016
Posts: 456
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Well, my Costa loyalty card doesn't work properly and have been using the app to get my points and I am not connected to any internet, it just updates when it can connect.
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#166 |
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Forum Member
Join Date: Jul 2004
Location: Mars
Posts: 10,688
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Does having NFC turned on 24/7 affect the battery life much?
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#167 |
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Join Date: Jan 2014
Location: Essex
Posts: 225
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Quote:
I am not sure any of this technology is designed for people who forget their wallet.
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#168 |
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Join Date: Nov 2003
Posts: 870
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Quote:
So not connected t the method of payment then?
However I've seen it mentioned that someone found reference to loyalty cards being tied to NFC in the latest app code, so it's coming. Quote:
??? Wow how the world has changed. Mostly I always take both but as money is always more important than reading what my facebook friends are saying they had for breakfast
If you don't feel there's a need for it or advantage to it, good for you, don't use it. Don't pee in the pool for everyone else |
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#169 |
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Join Date: Jul 2004
Location: Mars
Posts: 10,688
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Tried it at Tesco just now, got a bit confused. Attempted it with the screen off, nothing happened. Screen on but still locked, nothing happened.
I then unlocked the phone and tried to pay, suddenly the pattern lock screen appeared again for a second, the phone beeped and the till said the payment was successful. I'm not sure if perhaps holding it with the screen on but locked confused it or I was too quick and the next stage was for the pattern lock to appear. It's a nice thing to have, but until it accepts AMEX I won't be using it much. I always try and use AMEX to get double Avios points. |
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#170 |
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Forum Member
Join Date: Jul 2002
Location: a land filled with trolls
Posts: 12,018
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Quote:
This technology has got me home a few times due to me leaving my wallet in my desk drawer at work so I disagree.
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#171 |
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Join Date: Jul 2002
Location: a land filled with trolls
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I'm not sure if perhaps holding it with the screen on but locked confused it or I was too quick and the next stage was for the pattern lock to appear.
It's a nice thing to have, but until it accepts AMEX I won't be using it much. I always try and use AMEX to get double Avios points. There's a user guide in the app that explains the procedure. |
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#172 |
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Forum Member
Join Date: Jul 2004
Location: Mars
Posts: 10,688
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Quote:
The phone has to be unlocked. The only thing is the app itself doesn't need to be loaded/on screen.
There's a user guide in the app that explains the procedure. Might give it another go next time at Tesco. |
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#173 |
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Forum Member
Join Date: Mar 2016
Posts: 456
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Quote:
Thanks Jon, wonder why it displayed the pattern lock screen for a second then once it was unlocked.
Might give it another go next time at Tesco. |
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#174 |
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Forum Member
Join Date: May 2016
Posts: 1
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hi guys can anybody tell me can i be able to pay with Android pay if the phone doesnt have NFC chip
like tap and pay function ? |
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#175 |
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Forum Member
Join Date: Aug 2005
Posts: 68,710
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Quote:
I am not sure any of this technology is designed for people who forget their wallet.
Quote:
What next? Your smartwatch means you don't need to worry about remembering your phone? That's how some people are going, no doubt about that.
If you forget your keys, no matter as you'll have a smart lock that can be opened with your phone. |
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So this will help her a lot.